XML 44 R29.htm IDEA: XBRL DOCUMENT v3.23.3

CAPITAL MATTERS (Tables)

9 Months Ended

Sep. 30, 2023

Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]

Schedule of Bank’s Tier 1 (Leverage) and Risk-Based Capital Ratios

The Bank’s Tier 1 (leverage) and risk-based capital ratios at September 30, 2023, and December 31, 2022, respectively, are presented below:

						Actual												For Capital Adequacy Purposes																		To Be Well Capitalized Under Prompt Corrective Action Provisions
						Amount						Ratio						Amount												Ratio						Amount												Ratio
As of September 30, 2023
Total capital (to risk weighted assets)						$	229,007					14.6		%				$	125,736					> =						8.0		%				$	157,170					> =						10.0		%
Tier 1 capital (to risk weighted assets)						209,302						13.3		%				94,302						> =						6.0		%				125,736						> =						8.0		%
Common equity tier 1 capital (to risk weighted assets)						209,302						13.3		%				70,727						> =						4.5		%				102,161						> =						6.5		%
Tier 1 leverage ratio (to adjusted total assets)						209,302						11.6		%				72,145						> =						4.0		%				90,181						> =						5.0		%
As of December 31, 2022
Total capital (to risk weighted assets)						$	221,361					14.2		%				$	124,971					> =						8.0		%				$	156,213					> =						10.0		%
Tier 1 capital (to risk weighted assets)						203,422						13.0		%				93,728						> =						6.0		%				124,971						> =						8.0		%
Common equity tier 1 capital (to risk weighted assets)						203,422						13.0		%				70,296						> =						4.5		%				101,539						> =						6.5		%
Tier 1 leverage ratio (to adjusted total assets)						203,422						11.5		%				70,610						> =						4.0		%				88,262						> =						5.0		%

The Company’s Tier 1 (leverage) and risk-based capital ratios at September 30, 2023 and December 31, 2022, respectively, are presented below:

						Actual												For Capital Adequacy Purposes
						Amount						Ratio						Amount												Ratio
As of September 30, 2023
Total capital (to risk weighted assets)						$	226,800					14.4		%				$	125,736					> =						8.0		%
Tier 1 capital (to risk weighted assets)						157,095						10.0		%				94,302						> =						6.0		%
Common equity tier 1 capital (to risk weighted assets)						157,095						10.0		%				70,727						> =						4.5		%
Tier 1 leverage ratio (to adjusted total assets)						157,095						8.7		%				72,145						> =						4.0		%
As of December 31, 2022
Total capital (to risk weighted assets)						$	218,737					14.0		%				$	124,971					> =						8.0		%
Tier 1 capital (to risk weighted assets)						150,798						9.7		%				93,728						> =						6.0		%
Common equity tier 1 capital (to risk weighted assets)						150,798						9.7		%				70,296						> =						4.5		%
Tier 1 leverage ratio (to adjusted total assets)						150,798						8.5		%				70,610						> =						4.0		%

X

- References

No definition available.

+ Details

Name:	us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147480696/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147480696/942-505-50-1B

+ Details

Name:	us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration