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Consolidated Statements of Operations (unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Interest and dividend income:        
Interest and fees on loans $ 19,083 $ 15,937 $ 54,169 $ 44,597
Interest on investments 2,689 2,022 8,053 5,441
Total interest and dividend income 21,772 17,959 62,222 50,038
Interest expense:        
Interest on deposits 7,388 1,681 17,898 3,734
Interest on FHLB and FRB borrowed funds 1,210 568 4,595 1,176
Interest on other borrowed funds 1,053 1,253 3,127 3,237
Total interest expense 9,651 3,502 25,620 8,147
Net interest income before provision for credit losses 12,121 14,457 36,602 41,891
Provision for credit losses (325) 375 175 775
Net interest income after provision for credit losses 12,446 14,082 36,427 41,116
Non-interest income:        
Service charges on deposit accounts 491 535 1,464 1,505
Interchange income 601 597 1,743 1,760
Loan servicing income 611 611 1,679 1,912
Gain on sale of loans 299 194 1,501 1,330
Loan fees and service charges 140 267 308 500
Net gains (losses) on investment securities 116 (55) 182 (167)
Other 307 323 893 717
Total non-interest income 2,565 2,472 7,770 7,557
Non-interest expense:        
Compensation and related benefits 5,293 5,900 15,967 16,887
Occupancy 1,335 1,429 4,117 4,137
Data processing 1,536 1,382 4,440 4,098
Amortization of intangible assets 179 399 576 1,197
Mortgage servicing rights expense, net 150 197 456 65
Advertising, marketing and public relations 185 300 472 762
FDIC premium assessment 204 119 608 352
Professional services 342 382 1,153 1,152
(Losses) gains on repossessed assets, net 100 (8) 62 (17)
New market tax credit depletion 0 163 0 488
Other 645 1,014 2,085 2,286
Total non-interest expense 9,969 11,277 29,936 31,407
Income before provision for income taxes 5,042 5,277 14,261 17,266
Provision for income taxes 2,544 1,284 4,895 4,201
Net income attributable to common stockholders $ 2,498 $ 3,993 $ 9,366 $ 13,065
Per share information:        
Basic earnings (USD per share) $ 0.24 $ 0.38 $ 0.89 $ 1.24
Diluted earnings (USD per share) 0.24 0.38 0.89 1.24
Cash dividends paid (USD per share) $ 0 $ 0 $ 0.29 $ 0.26