XML 66 R51.htm IDEA: XBRL DOCUMENT v3.23.3

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Aging Analysis (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022	Sep. 30, 2022
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	$ 1,447,529	$ 1,411,784
Nonaccrual Loans	13,456	11,204
Total Past Due Accruing and Nonaccrual Loans	16,633	22,861
Total Loans	1,447,529	1,416,135	$ 1,380,399
Financial Asset, Past Due
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	3,177	11,657
30-59 Days Past Due
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	1,831	10,816
60-89 Days Past Due
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	375	595
Greater Than 89 Days Past Due
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	971	246
Current
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	1,430,896	1,393,274
Commercial/Agricultural Real Estate
Aging analysis of the Bank's real estate and consumer loans
Total Loans		1,125,279	1,098,917
Commercial/Agricultural Real Estate | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	748,118
Nonaccrual Loans	10,570	5,736
Total Past Due Accruing and Nonaccrual Loans	11,093	6,026
Total Loans	748,118	725,971
Commercial/Agricultural Real Estate | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	84,328
Nonaccrual Loans	469	2,742
Total Past Due Accruing and Nonaccrual Loans	505	7,734
Total Loans	84,328	87,908
Commercial/Agricultural Real Estate | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	219,095
Nonaccrual Loans	0	0
Total Past Due Accruing and Nonaccrual Loans	0	0
Total Loans	219,095	208,908
Commercial/Agricultural Real Estate | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	109,041
Nonaccrual Loans	94	0
Total Past Due Accruing and Nonaccrual Loans	94	3,975
Total Loans	109,041	102,492
Commercial/Agricultural Real Estate | Financial Asset, Past Due | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	523	290
Commercial/Agricultural Real Estate | Financial Asset, Past Due | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	36	4,992
Commercial/Agricultural Real Estate | Financial Asset, Past Due | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural Real Estate | Financial Asset, Past Due | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	3,975
Commercial/Agricultural Real Estate | 30-59 Days Past Due | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	523	202
Commercial/Agricultural Real Estate | 30-59 Days Past Due | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	36	4,992
Commercial/Agricultural Real Estate | 30-59 Days Past Due | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural Real Estate | 30-59 Days Past Due | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	3,975
Commercial/Agricultural Real Estate | 60-89 Days Past Due | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	88
Commercial/Agricultural Real Estate | 60-89 Days Past Due | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural Real Estate | 60-89 Days Past Due | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural Real Estate | 60-89 Days Past Due | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural Real Estate | Greater Than 89 Days Past Due | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural Real Estate | Greater Than 89 Days Past Due | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural Real Estate | Greater Than 89 Days Past Due | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural Real Estate | Greater Than 89 Days Past Due | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural Real Estate | Current | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	737,025	719,945
Commercial/Agricultural Real Estate | Current | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	83,823	80,174
Commercial/Agricultural Real Estate | Current | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	219,095	208,908
Commercial/Agricultural Real Estate | Current | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	108,947	98,517
C&I/Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Total Loans		164,819	160,848
C&I/Agricultural operating | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	120,532
Nonaccrual Loans	0	552
Total Past Due Accruing and Nonaccrual Loans	150	578
Total Loans	120,532	136,013
C&I/Agricultural operating | Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	24,571
Nonaccrual Loans	1,373	890
Total Past Due Accruing and Nonaccrual Loans	1,373	1,716
Total Loans	24,571	28,806
C&I/Agricultural operating | Financial Asset, Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	150	26
C&I/Agricultural operating | Financial Asset, Past Due | Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	826
C&I/Agricultural operating | 30-59 Days Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
C&I/Agricultural operating | 30-59 Days Past Due | Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	826
C&I/Agricultural operating | 60-89 Days Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	150	26
C&I/Agricultural operating | 60-89 Days Past Due | Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
C&I/Agricultural operating | Greater Than 89 Days Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
C&I/Agricultural operating | Greater Than 89 Days Past Due | Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
C&I/Agricultural operating | Current | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	120,382	135,435
C&I/Agricultural operating | Current | Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	23,198	27,090
Residential Mortgage
Aging analysis of the Bank's real estate and consumer loans
Total Loans		108,651	102,090
Residential Mortgage | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	125,348
Nonaccrual Loans	923	1,253
Total Past Due Accruing and Nonaccrual Loans	3,145	2,735
Total Loans	125,348	105,389
Residential Mortgage | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	2,881
Nonaccrual Loans	0	0
Total Past Due Accruing and Nonaccrual Loans	117	0
Total Loans	2,881	3,262
Residential Mortgage | Financial Asset, Past Due | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	2,222	1,482
Residential Mortgage | Financial Asset, Past Due | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	117	0
Residential Mortgage | 30-59 Days Past Due | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	1,049	767
Residential Mortgage | 30-59 Days Past Due | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	117	0
Residential Mortgage | 60-89 Days Past Due | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	221	479
Residential Mortgage | 60-89 Days Past Due | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Residential Mortgage | Greater Than 89 Days Past Due | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	952	236
Residential Mortgage | Greater Than 89 Days Past Due | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Residential Mortgage | Current | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	122,203	102,654
Residential Mortgage | Current | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	2,764	3,262
Consumer Installment
Aging analysis of the Bank's real estate and consumer loans
Total Loans		17,386	$ 18,544
Consumer Installment | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	7,175
Nonaccrual Loans	26	27
Total Past Due Accruing and Nonaccrual Loans	96	42
Total Loans	7,175	10,236
Consumer Installment | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	6,440
Nonaccrual Loans	1	4
Total Past Due Accruing and Nonaccrual Loans	60	55
Total Loans	6,440	7,150
Consumer Installment | Financial Asset, Past Due | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	70	15
Consumer Installment | Financial Asset, Past Due | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	59	51
Consumer Installment | 30-59 Days Past Due | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	70	15
Consumer Installment | 30-59 Days Past Due | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	36	39
Consumer Installment | 60-89 Days Past Due | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Consumer Installment | 60-89 Days Past Due | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	4	2
Consumer Installment | Greater Than 89 Days Past Due | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Consumer Installment | Greater Than 89 Days Past Due | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	19	10
Consumer Installment | Current | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	7,079	10,194
Consumer Installment | Current | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	$ 6,380	$ 7,095

X

- Definition

Financing Receivable, Excluding Accrued Interest, Before Allowance For Credit Loss And Nonaccrual

+ References

No definition available.

+ Details

Name:	czwi_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossAndNonaccrual
Namespace Prefix:	czwi_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479344/326-20-45-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3B
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-5

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481598/310-20-45-2

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(7))
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, of financing receivable on nonaccrual status. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 16
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-16

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- References

No definition available.

+ Details

Name:	us-gaap_PastDueFinancialInstrumentAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_CommercialAgriculturalRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_AgriculturalRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_MultifamilyRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_ConstructionandLandDevelopmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_CIAgriculturalOperatingPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_CommercialandIndustrialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_AgriculturalOperatingMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_ResidentialMortgagePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_ResidentialMortgagesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_ConsumerInstallmentPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_OriginatedIndirectPaperMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: