XML 86 R67.htm IDEA: XBRL DOCUMENT v3.24.0.1

LOANS, ALLOWANCE FOR CREDIT LOSSES AND IMPAIRED LOANS - Aging Analysis (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	$ 1,460,792	$ 1,411,784
Nonaccrual Loans	13,184	11,204
Total Past Due Accruing and Nonaccrual Loans	15,576	22,861
Total Loans	1,460,792	1,416,135
Financial Asset, Past Due
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	2,392	11,657
30-59 Days Past Due
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	1,345	10,816
60-89 Days Past Due
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	658	595
Greater Than 89 Days Past Due
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	389	246
Current
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	1,445,216	1,393,274
Commercial/Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Total Loans		1,125,279
Commercial/Agricultural real estate | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	748,447
Nonaccrual Loans	10,359	5,736
Total Past Due Accruing and Nonaccrual Loans	10,717	6,026
Total Loans	748,447	725,971
Commercial/Agricultural real estate | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	83,157
Nonaccrual Loans	391	2,742
Total Past Due Accruing and Nonaccrual Loans	391	7,734
Total Loans	83,157	87,908
Commercial/Agricultural real estate | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	228,004
Nonaccrual Loans	0	0
Total Past Due Accruing and Nonaccrual Loans	0	0
Total Loans	228,004	208,908
Commercial/Agricultural real estate | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	110,218
Nonaccrual Loans	54	0
Total Past Due Accruing and Nonaccrual Loans	54	3,975
Total Loans	110,218	102,492
Commercial/Agricultural real estate | Financial Asset, Past Due | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	358	290
Commercial/Agricultural real estate | Financial Asset, Past Due | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	4,992
Commercial/Agricultural real estate | Financial Asset, Past Due | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural real estate | Financial Asset, Past Due | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	3,975
Commercial/Agricultural real estate | 30-59 Days Past Due | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	50	202
Commercial/Agricultural real estate | 30-59 Days Past Due | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	4,992
Commercial/Agricultural real estate | 30-59 Days Past Due | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural real estate | 30-59 Days Past Due | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	3,975
Commercial/Agricultural real estate | 60-89 Days Past Due | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	308	88
Commercial/Agricultural real estate | 60-89 Days Past Due | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural real estate | 60-89 Days Past Due | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural real estate | 60-89 Days Past Due | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural real estate | Greater Than 89 Days Past Due | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural real estate | Greater Than 89 Days Past Due | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural real estate | Greater Than 89 Days Past Due | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural real estate | Greater Than 89 Days Past Due | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Commercial/Agricultural real estate | Current | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	737,730	719,945
Commercial/Agricultural real estate | Current | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	82,766	80,174
Commercial/Agricultural real estate | Current | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	228,004	208,908
Commercial/Agricultural real estate | Current | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	110,164	98,517
C&I/Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Total Loans		164,819
C&I/Agricultural operating | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	121,190
Nonaccrual Loans	0	552
Total Past Due Accruing and Nonaccrual Loans	248	578
Total Loans	121,190	136,013
C&I/Agricultural operating | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	25,695
Nonaccrual Loans	1,180	890
Total Past Due Accruing and Nonaccrual Loans	1,180	1,716
Total Loans	25,695	28,806
C&I/Agricultural operating | Financial Asset, Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	248	26
C&I/Agricultural operating | Financial Asset, Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	826
C&I/Agricultural operating | 30-59 Days Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	248	0
C&I/Agricultural operating | 30-59 Days Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	826
C&I/Agricultural operating | 60-89 Days Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	26
C&I/Agricultural operating | 60-89 Days Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
C&I/Agricultural operating | Greater Than 89 Days Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
C&I/Agricultural operating | Greater Than 89 Days Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
C&I/Agricultural operating | Current | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	120,942	135,435
C&I/Agricultural operating | Current | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	24,515	27,090
Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Total Loans		108,651
Residential mortgage | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	128,479
Nonaccrual Loans	1,167	1,253
Total Past Due Accruing and Nonaccrual Loans	2,730	2,735
Total Loans	128,479	105,389
Residential mortgage | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	2,880
Nonaccrual Loans	0	0
Total Past Due Accruing and Nonaccrual Loans	117	0
Total Loans	2,880	3,262
Residential mortgage | Financial Asset, Past Due | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	1,563	1,482
Residential mortgage | Financial Asset, Past Due | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	117	0
Residential mortgage | 30-59 Days Past Due | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	826	767
Residential mortgage | 30-59 Days Past Due | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	117	0
Residential mortgage | 60-89 Days Past Due | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	350	479
Residential mortgage | 60-89 Days Past Due | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Residential mortgage | Greater Than 89 Days Past Due | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	387	236
Residential mortgage | Greater Than 89 Days Past Due | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Residential mortgage | Current | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	125,749	102,654
Residential mortgage | Current | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	2,763	3,262
Consumer installment
Aging analysis of the Bank's real estate and consumer loans
Total Loans		17,386
Consumer installment | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	6,535
Nonaccrual Loans	15	27
Total Past Due Accruing and Nonaccrual Loans	81	42
Total Loans	6,535	10,236
Consumer installment | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	6,187
Nonaccrual Loans	18	4
Total Past Due Accruing and Nonaccrual Loans	58	55
Total Loans	6,187	7,150
Consumer installment | Financial Asset, Past Due | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	66	15
Consumer installment | Financial Asset, Past Due | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	40	51
Consumer installment | 30-59 Days Past Due | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	66	15
Consumer installment | 30-59 Days Past Due | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	38	39
Consumer installment | 60-89 Days Past Due | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Consumer installment | 60-89 Days Past Due | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	2
Consumer installment | Greater Than 89 Days Past Due | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	0	0
Consumer installment | Greater Than 89 Days Past Due | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	2	10
Consumer installment | Current | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	6,454	10,194
Consumer installment | Current | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Total allowance for credit losses on loans	$ 6,129	$ 7,095

X

- Definition

Financing Receivable, Excluding Accrued Interest, Before Allowance For Credit Loss And Nonaccrual

+ References

No definition available.

+ Details

Name:	czwi_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossAndNonaccrual
Namespace Prefix:	czwi_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479344/326-20-45-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3B
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-5

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481598/310-20-45-2

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(7))
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, of financing receivable on nonaccrual status. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 16
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-16

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- References

No definition available.

+ Details

Name:	us-gaap_PastDueFinancialInstrumentAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_CommercialAgriculturalRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_AgriculturalRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_MultifamilyRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_ConstructionandLandDevelopmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_CIAgriculturalOperatingPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_CommercialandIndustrialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_AgriculturalOperatingMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_ResidentialMortgagePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_ResidentialMortgagesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_ConsumerInstallmentPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_OriginatedIndirectPaperMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: