XML 109 R47.htm IDEA: XBRL DOCUMENT
v3.24.1.u1

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Credit Losses Loans by Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2024 | Mar. 31, 2023 | Dec. 31, 2023
Allowance for Credit Losses - Loans: |  |  |
Beginning of the period | $ 22,908 | $ 17,939 | $ 17,939
Charge-offs | (5) | (57) | (160)
Recoveries | 58 | 34 | 611
(Reversals)/additions to ACL - Loans via provision for credit losses charged to operations | (525) | 57 | (188)
Ending of the period | 22,436 | 22,679 | 22,908
Cumulative Change in Accounting Principal for Adoption | Accounting Standards Update 2016-13 |  |  |
Allowance for Credit Losses - Loans: |  |  |
Beginning of the period |  | 4,706 | 4,706
Commercial/Agricultural Real Estate |  |  |
Allowance for Credit Losses - Loans: |  |  |
Beginning of the period | 18,784 | 14,085 | 14,085
Charge-offs | 0 | (32) | (46)
Recoveries | 39 | 3 | 489
(Reversals)/additions to ACL - Loans via provision for credit losses charged to operations | (568) | (70) | (254)
Ending of the period | 18,255 | 18,496 | 18,784
Commercial/Agricultural Real Estate | Cumulative Change in Accounting Principal for Adoption | Accounting Standards Update 2016-13 |  |  |
Allowance for Credit Losses - Loans: |  |  |
Beginning of the period |  | 4,510 | 4,510
C&I/Agricultural operating: |  |  |
Allowance for Credit Losses - Loans: |  |  |
Beginning of the period | 1,105 | 2,318 | 2,318
Charge-offs | 0 | 0 | 0
Recoveries | 15 | 15 | 47
(Reversals)/additions to ACL - Loans via provision for credit losses charged to operations | 46 | (154) | (929)
Ending of the period | 1,166 | 1,848 | 1,105
C&I/Agricultural operating: | Cumulative Change in Accounting Principal for Adoption | Accounting Standards Update 2016-13 |  |  |
Allowance for Credit Losses - Loans: |  |  |
Beginning of the period |  | (331) | (331)
Residential mortgage: |  |  |
Allowance for Credit Losses - Loans: |  |  |
Beginning of the period | 2,744 | 599 | 599
Charge-offs | 0 | (14) | (78)
Recoveries | 1 | 4 | 42
(Reversals)/additions to ACL - Loans via provision for credit losses charged to operations | 20 | 292 | 1,062
Ending of the period | 2,765 | 2,000 | 2,744
Residential mortgage: | Cumulative Change in Accounting Principal for Adoption | Accounting Standards Update 2016-13 |  |  |
Allowance for Credit Losses - Loans: |  |  |
Beginning of the period |  | 1,119 | 1,119
Consumer installment: |  |  |
Allowance for Credit Losses - Loans: |  |  |
Beginning of the period | 275 | 129 | 129
Charge-offs | (5) | (11) | (36)
Recoveries | 3 | 12 | 33
(Reversals)/additions to ACL - Loans via provision for credit losses charged to operations | (23) | (11) | (67)
Ending of the period | 250 | 335 | 275
Consumer installment: | Cumulative Change in Accounting Principal for Adoption | Accounting Standards Update 2016-13 |  |  |
Allowance for Credit Losses - Loans: |  |  |
Beginning of the period |  | 216 | 216
Unallocated Financing Receivables [Member] |  |  |
Allowance for Credit Losses - Loans: |  |  |
Beginning of the period | $ 0 | 808 | 808
Charge-offs |  | 0 | 0
Recoveries |  | 0 | 0
(Reversals)/additions to ACL - Loans via provision for credit losses charged to operations |  | 0 | 0
Ending of the period |  | 0 | 0
Unallocated Financing Receivables [Member] | Cumulative Change in Accounting Principal for Adoption | Accounting Standards Update 2016-13 |  |  |
Allowance for Credit Losses - Loans: |  |  |
Beginning of the period |  | $ (808) | $ (808)

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 45 -Paragraph 28 -Subparagraph (a) -SubTopic 10 -Topic 230 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(2) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 220 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -Publisher FASB -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1 + Details
Name: | us-gaap_ProvisionForLoanLeaseAndOtherLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_AdjustmentsForNewAccountingPronouncementsAxis=us-gaap_AccountingStandardsUpdate201613Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_CommercialAgriculturalRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_CIAgriculturalOperatingPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_ResidentialMortgagePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_ConsumerInstallmentPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_UnallocatedFinancingReceivablesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |