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Consolidated Statements of Operations (unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest and dividend income:    
Interest and fees on loans $ 20,168 $ 17,126
Interest on investments 2,511 2,547
Total interest and dividend income 22,679 19,673
Interest expense:    
Interest on deposits 9,209 4,348
Interest on FHLB and FRB borrowed funds 512 1,493
Interest on other borrowed funds 1,053 1,037
Total interest expense 10,774 6,878
Net interest income before provision for credit losses 11,905 12,795
Provision for credit losses (800) 50
Net interest income after provision for credit losses 12,705 12,745
Non-interest income:    
Service charges on deposit accounts 471 485
Interchange income 541 551
Loan servicing income 582 569
Gain on sale of loans 1,020 298
Loan fees and service charges 230 80
Net gains on investment and equity securities 167 56
Other 253 253
Total non-interest income 3,264 2,292
Non-interest expense:    
Compensation and related benefits 5,483 5,338
Occupancy 1,367 1,423
Data processing 1,597 1,460
Amortization of intangible assets 179 204
Mortgage servicing rights expense, net 148 158
Advertising, marketing and public relations 164 136
FDIC premium assessment 205 201
Professional services 566 505
Losses (gains) on repossessed assets, net 0 (29)
Other 1,068 725
Total non-interest expense 10,777 10,121
Income before provision for income taxes 5,192 4,916
Provision for income taxes 1,104 1,254
Net income attributable to common stockholders $ 4,088 $ 3,662
Per share information:    
Basic earnings (USD per share) $ 0.39 $ 0.35
Diluted earnings (USD per share) 0.39 0.35
Cash dividends paid (USD per share) $ 0.32 $ 0.29