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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Credit Losses Loans by Portfolio Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023
Allowance for Credit Losses - Loans: |  |  |  |  |
Beginning of the period | $ 22,436 | $ 22,679 | $ 22,908 | $ 17,939 | $ 17,939
Charge-offs | (12) | (40) | (17) | (97) | (160)
Recoveries | 16 | 89 | 74 | 123 | 611
(Reversals)/additions to ACL - Loans via provision for credit losses charged to operations | (1,262) | 436 | (1,787) | 493 | (188)
Ending of the period | 21,178 | 23,164 | 21,178 | 23,164 | 22,908
Cumulative Change in Accounting Principal for Adoption | Accounting Standards Update 2016-13 |  |  |  |  |
Allowance for Credit Losses - Loans: |  |  |  |  |
Beginning of the period |  |  |  | 4,706 | 4,706
Commercial/Agricultural Real Estate |  |  |  |  |
Allowance for Credit Losses - Loans: |  |  |  |  |
Beginning of the period | 18,255 | 18,496 | 18,784 | 14,085 | 14,085
Charge-offs | 0 | (14) | 0 | (46) | (46)
Recoveries | 2 | 27 | 41 | 30 | 489
(Reversals)/additions to ACL - Loans via provision for credit losses charged to operations | (1,224) | 424 | (1,792) | 354 | (254)
Ending of the period | 17,033 | 18,933 | 17,033 | 18,933 | 18,784
Commercial/Agricultural Real Estate | Cumulative Change in Accounting Principal for Adoption | Accounting Standards Update 2016-13 |  |  |  |  |
Allowance for Credit Losses - Loans: |  |  |  |  |
Beginning of the period |  |  |  | 4,510 | 4,510
C&I/Agricultural operating: |  |  |  |  |
Allowance for Credit Losses - Loans: |  |  |  |  |
Beginning of the period | 1,166 | 1,848 | 1,105 | 2,318 | 2,318
Charge-offs | 0 | 0 | 0 | 0 | 0
Recoveries | 10 | 16 | 25 | 31 | 47
(Reversals)/additions to ACL - Loans via provision for credit losses charged to operations | (59) | (406) | (13) | (560) | (929)
Ending of the period | 1,117 | 1,458 | 1,117 | 1,458 | 1,105
C&I/Agricultural operating: | Cumulative Change in Accounting Principal for Adoption | Accounting Standards Update 2016-13 |  |  |  |  |
Allowance for Credit Losses - Loans: |  |  |  |  |
Beginning of the period |  |  |  | (331) | (331)
Residential mortgage: |  |  |  |  |
Allowance for Credit Losses - Loans: |  |  |  |  |
Beginning of the period | 2,765 | 2,000 | 2,744 | 599 | 599
Charge-offs | 0 | (10) | 0 | (24) | (78)
Recoveries | 2 | 36 | 3 | 40 | 42
(Reversals)/additions to ACL - Loans via provision for credit losses charged to operations | 17 | 426 | 37 | 718 | 1,062
Ending of the period | 2,784 | 2,452 | 2,784 | 2,452 | 2,744
Residential mortgage: | Cumulative Change in Accounting Principal for Adoption | Accounting Standards Update 2016-13 |  |  |  |  |
Allowance for Credit Losses - Loans: |  |  |  |  |
Beginning of the period |  |  |  | 1,119 | 1,119
Consumer installment: |  |  |  |  |
Allowance for Credit Losses - Loans: |  |  |  |  |
Beginning of the period | 250 | 335 | 275 | 129 | 129
Charge-offs | (12) | (16) | (17) | (27) | (36)
Recoveries | 2 | 10 | 5 | 22 | 33
(Reversals)/additions to ACL - Loans via provision for credit losses charged to operations | 4 | (8) | (19) | (19) | (67)
Ending of the period | $ 244 | 321 | 244 | 321 | 275
Consumer installment: | Cumulative Change in Accounting Principal for Adoption | Accounting Standards Update 2016-13 |  |  |  |  |
Allowance for Credit Losses - Loans: |  |  |  |  |
Beginning of the period |  |  |  | 216 | 216
Unallocated |  |  |  |  |
Allowance for Credit Losses - Loans: |  |  |  |  |
Beginning of the period |  | 0 | $ 0 | 808 | 808
Charge-offs |  | 0 |  | 0 | 0
Recoveries |  | 0 |  | 0 | 0
(Reversals)/additions to ACL - Loans via provision for credit losses charged to operations |  | 0 |  | 0 | 0
Ending of the period |  | $ 0 |  | 0 | 0
Unallocated | Cumulative Change in Accounting Principal for Adoption | Accounting Standards Update 2016-13 |  |  |  |  |
Allowance for Credit Losses - Loans: |  |  |  |  |
Beginning of the period |  |  |  | $ (808) | $ (808)

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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