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Consolidated Statements of Operations (unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Interest and dividend income:        
Interest and fees on loans $ 20,115 $ 19,083 $ 60,204 $ 54,169
Interest on investments 2,397 2,689 7,450 8,053
Total interest and dividend income 22,512 21,772 67,654 62,222
Interest expense:        
Interest on deposits 10,165 7,388 28,712 17,898
Interest on FHLB and FRB borrowed funds 128 1,210 1,216 4,595
Interest on other borrowed funds 934 1,053 2,960 3,127
Total interest expense 11,227 9,651 32,888 25,620
Net interest income before provision for credit losses 11,285 12,121 34,766 36,602
(Negative) provision for credit losses (400) (325) (2,725) 175
Net interest income after provision for credit losses 11,685 12,446 37,491 36,427
Non-interest income:        
Service charges on deposit accounts 513 491 1,474 1,464
Interchange income 577 601 1,697 1,743
Loan servicing income 643 611 1,751 1,679
Gain on sale of loans 752 299 1,998 1,501
Loan fees and service charges 165 140 704 308
Net realized gains on debt securities 0 0 0 12
Net (losses) gains on equity securities (78) 116 (569) 170
Bank Owned Life Insurance (BOLI) death benefit 0 0 184 0
Other 349 307 859 893
Total non-interest income 2,921 2,565 8,098 7,770
Non-interest expense:        
Compensation and related benefits 5,743 5,293 16,901 15,967
Occupancy 1,242 1,335 3,942 4,117
Data processing 1,665 1,536 4,787 4,440
Amortization of intangible assets 178 179 536 576
Mortgage servicing rights expense, net 163 150 427 456
Advertising, marketing and public relations 225 185 575 472
FDIC premium assessment 201 204 606 608
Professional services 336 342 1,249 1,153
Losses on repossessed assets, net 65 100 47 62
Other 603 645 2,427 2,085
Total non-interest expense 10,421 9,969 31,497 29,936
Income before provision for income taxes 4,185 5,042 14,092 14,261
Provision for income taxes 899 2,544 3,043 4,895
Net income attributable to common stockholders $ 3,286 $ 2,498 $ 11,049 $ 9,366
Per share information:        
Basic earnings (USD per share) $ 0.32 $ 0.24 $ 1.07 $ 0.89
Diluted earnings (USD per share) 0.32 0.24 1.07 0.89
Cash dividends paid (USD per share) $ 0 $ 0 $ 0.32 $ 0.29