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SEGMENT INFORMATION
 12 Months Ended
Dec. 31, 2024
Segment Reporting [Abstract]  
SEGMENT INFORMATION SEGMENT INFORMATION
The Company’s reportable segment is determined by the Chief Financial Officer, who is the designated chief operating decision maker, based upon information provided about the performance of products and services offered in its banking operations. Banking operations consist primarily of lending, deposit and investment activities. The segment is also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review the performance of various components of the business. Components of the Company’s business include various lending and deposit product offerings, the Company’s investment portfolio, banking branches and market geographies. The chief operating decision maker will evaluate the financial performance of the Company’s business components, such as by evaluating revenue, interest margins, significant expenses, and budget to actual operating results in assessing the Company’s segment and in determining the allocation of resources. The chief operating decision maker uses consolidated net income to benchmark the Company against competitors. Loans, investments, and deposits provide the revenue streams of the banking operation. Interest expense, provisions for credit losses, and compensation costs provide the significant expenses of the operation. All operations are domestic.
Year ended December 31,Year ended December 31,
20242023
Interest and dividend income$89,615 $84,248 
Reconciliation of revenue
Other Revenue10,107 10,250 
Total consolidated revenues99,722 94,498 
Less:
Interest expense43,141 35,899 
Segment net interest income and non-interest income56,581 58,599 
Less:
(Negative) provision for credit losses(3,175)(475)
Compensation and related benefits (expense)22,741 21,106 
Other expenses19,565 19,036 
Provision for income taxes (expense)3,699 5,873 
Segment net income/consolidated net income$13,751 $13,059 
Other segment disclosures:
Interest income$89,615 $84,248 
Interest expense$43,141 $35,899 
Depreciation$2,174 $2,371 
Amortization$715 $755 
Other significant noncash items:
(Negative) provision for credit losses$(3,175)$(475)
Reconciliation of assets:
Total assets for reportable segments$1,748,519 $1,851,391 
Other assets— — 
Total consolidated assets$1,748,519 $1,851,391