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INCOME TAXES - Net Deferred Tax Assets (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Deferred tax assets:    
Allowance for credit losses $ 5,361 $ 6,104
Deferred loan costs/fees 574 632
Restricted stock 231 184
Economic performance accruals 988 769
Other real estate owned 314 230
Loan discounts 218 304
Lease liability 276 426
Net operating loss 970 0
Net unrealized losses on securities available-for-sale 6,333 6,702
Other 199 22
Deferred tax assets 15,464 15,373
Deferred tax liabilities:    
Office properties and equipment (2,160) (2,132)
Federal Home Loan Bank stock (121) (119)
Core deposit intangible (788) (852)
Net gain on equity securities (715) (762)
Prepaid expenses (233) (230)
Mortgage servicing rights (940) (977)
Leases; right of use asset (209) (373)
Deferred tax liabilities (5,166) (5,445)
Valuation allowance (2,852) (1,822)
Net deferred tax assets $ 7,446 $ 8,106