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FAIR VALUE ACCOUNTING (Tables)
 6 Months Ended
Jun. 30, 2025
Fair Value Disclosures [Abstract]  
Schedule of Assets Measured on Recurring Basis
The following tables present the financial instruments measured at fair value on a recurring basis as of June 30, 2025 and December 31, 2024:
Fair
Value		Quoted Prices in
Active Markets
for Identical
Instruments
(Level 1)		Significant
Other
Observable
Inputs
(Level 2)		Significant
Unobservable
Inputs
(Level 3)
June 30, 2025
Investment securities:
U.S. government agency obligations$12,141 $— $12,141 $— 
Mortgage-backed securities67,503 — 67,503 — 
Corporate debt securities38,367 — 38,367 — 
Asset-backed securities16,762 — 16,762 — 
Total investment securities134,773 — 134,773 — 
Equity Investments:
Farmer Mac equity securities 557 557 — — 
Preferred equity1,362 — — 1,362 
Equity investments measured at NAV(1)3,822 — — — 
Total equity investments5,741 557 — 1,362 
Total$140,514 $557 $134,773 $1,362 
December 31, 2024
Investment securities:
U.S. government agency obligations$13,753 $— $13,753 $— 
Mortgage-backed securities68,386 — 68,386 — 
Corporate debt securities41,716 — 41,716 — 
Corporate asset backed securities18,996 — 18,996 — 
Total investment securities142,851 — 142,851 — 
Equity Investments:
Farmer Mac equity securities569 569 — — 
Preferred equity1,362 — — 1,362 
Equity investments measured at NAV(1)2,771 — — — 
Total equity investments4,702 569 — 1,362 
Total$147,553 $569 $142,851 $1,362 
(1) Investments valued at NAV are excluded from being reported under the fair value hierarchy but are presented to permit reconciliation with the balance sheet in accordance with ASC 820-10-35-54B.
Schedule of Assets Measured on Nonrecurring Basis
The following tables present the financial instruments measured at fair value on a nonrecurring basis as of June 30, 2025 and December 31, 2024:
Carrying ValueQuoted Prices in
Active Markets
for Identical
Instruments
(Level 1)		Significant
Other
Observable
Inputs
(Level 2)		Significant
Unobservable
Inputs
(Level 3)
June 30, 2025
Foreclosed and repossessed assets, net$895 $— $— $895 
Collateral dependent loans5,915 — — 5,915 
Total$6,810 $— $— $6,810 
December 31, 2024
Foreclosed and repossessed assets, net$915 $— $— $915 
Collateral dependent loans3,107 — — 3,107 
Total$4,022 $— $— $4,022 
Schedule of Fair Value of Assets
The following table represents additional quantitative information about assets measured at fair value on a
recurring and nonrecurring basis and for which we have utilized Level 3 inputs to determine their fair value at
June 30, 2025 and December 31, 2024.
Fair
Value		Valuation Techniques (1)Significant Unobservable Inputs (2)Range
June 30, 2025
Foreclosed and repossessed assets, net$895 Appraisal valueEstimated costs to sell
10% - 15%
Collateral dependent loans$5,915 Appraisal value / Internal Collateral valuationsEstimated costs to sell
10% - 15%
December 31, 2024
Foreclosed and repossessed assets, net$915 Appraisal valueEstimated costs to sell
10% - 15%
Collateral dependent loans$3,107 Appraisal value / Internal Collateral valuationsEstimated costs to sell
10% - 15%
(1)     Fair value is generally determined through independent third-party appraisals of the underlying
collateral, which generally includes various level 3 inputs which are not observable.
(2)     The fair value basis of collateral depended loans, and real estate owned may be adjusted to reflect management                                                                                             estimates of disposal costs including, but not limited to, real estate brokerage commissions, legal fees, and delinquent property taxes.
Schedule of Carrying Amount and Estimated Fair Value of Financial Instruments The carrying amount and estimated fair value of the Company’s financial instruments as of the dates indicated below were as follows:
 June 30, 2025December 31, 2024
 Valuation Method UsedCarrying
Amount		Estimated
Fair
Value		Carrying
Amount		Estimated
Fair
Value
Financial assets:
Cash and cash equivalents(Level I)$67,454 $67,454 $50,172 $50,172 
Securities available for sale “AFS”(Level II)134,773 134,773 142,851 142,851 
Securities held to maturity “HTM”(Level II)83,029 65,012 85,504 65,622 
Farmer Mac equity securities(Level I)557 557 569 569 
Preferred equity(Level III)1,362 1,362 1,362 1,362 
Equity investments valued at NAV(1)N/A3,822 N/A2,771 N/A
Other investments(Level II)12,379 12,379 12,500 12,500 
Loans receivable, net(Level III)1,324,273 1,286,469 1,348,432 1,315,657 
Loans held for sale - Residential mortgage(Level I)2,535 2,535 441 441 
Loans held for sale - SBA /FSA(Level II)3,528 3,528 888 888 
Mortgage servicing rights(Level III)3,548 5,099 3,663 5,227 
Accrued interest receivable(Level I)6,123 6,123 5,653 5,653 
Financial liabilities:
Deposits(Level III)$1,478,416 $1,477,895 $1,488,148 $1,487,492 
FHLB advances(Level II)— — 5,000 4,979 
Other borrowings(Level II)61,722 59,197 61,606 58,625 
Accrued interest payable(Level I)3,681 3,681 5,842 5,842 
(1) Investments valued at NAV are excluded from being reported under the fair value hierarchy but are presented to permit reconciliation with the balance sheet in accordance with ASC 820-10-35-54B.