XML 59 R49.htm IDEA: XBRL DOCUMENT v3.25.2

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Aging Analysis (Details) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	$ 1,345,620	$ 1,368,981
Total Loans	1,345,620	1,368,981
Financial Asset, Past Due
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	13,758	7,439
30-59 Days Past Due
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	10,833	3,374
60-89 Days Past Due
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	1,909	1,168
Greater Than 89 Days Past Due
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	1,016	2,897
Current
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	1,331,862	1,361,542
Commercial/Agricultural real estate: | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	691,843	707,009
Total Loans	691,843	707,009
Commercial/Agricultural real estate: | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	68,965	72,738
Total Loans	68,965	72,738
Commercial/Agricultural real estate: | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	238,823	220,706
Total Loans	238,823	220,706
Commercial/Agricultural real estate: | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	70,008	78,146
Total Loans	70,008	78,146
Commercial/Agricultural real estate: | Financial Asset, Past Due | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	8,177	1,546
Commercial/Agricultural real estate: | Financial Asset, Past Due | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	582
Commercial/Agricultural real estate: | Financial Asset, Past Due | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Commercial/Agricultural real estate: | Financial Asset, Past Due | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Commercial/Agricultural real estate: | 30-59 Days Past Due | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	7,962	857
Commercial/Agricultural real estate: | 30-59 Days Past Due | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	26
Commercial/Agricultural real estate: | 30-59 Days Past Due | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Commercial/Agricultural real estate: | 30-59 Days Past Due | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Commercial/Agricultural real estate: | 60-89 Days Past Due | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	170	322
Commercial/Agricultural real estate: | 60-89 Days Past Due | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Commercial/Agricultural real estate: | 60-89 Days Past Due | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Commercial/Agricultural real estate: | 60-89 Days Past Due | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Commercial/Agricultural real estate: | Greater Than 89 Days Past Due | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	45	367
Commercial/Agricultural real estate: | Greater Than 89 Days Past Due | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	556
Commercial/Agricultural real estate: | Greater Than 89 Days Past Due | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Commercial/Agricultural real estate: | Greater Than 89 Days Past Due | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Commercial/Agricultural real estate: | Current | Commercial real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	683,666	705,463
Commercial/Agricultural real estate: | Current | Agricultural real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	68,965	72,156
Commercial/Agricultural real estate: | Current | Multi-family real estate
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	238,823	220,706
Commercial/Agricultural real estate: | Current | Construction and land development
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	70,008	78,146
C&I/Agricultural operating: | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	109,048	115,535
Total Loans	109,048	115,535
C&I/Agricultural operating: | Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	31,895	31,017
Total Loans	31,895	31,017
C&I/Agricultural operating: | Financial Asset, Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	1,729	1,180
C&I/Agricultural operating: | Financial Asset, Past Due | Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	793
C&I/Agricultural operating: | 30-59 Days Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	566
C&I/Agricultural operating: | 30-59 Days Past Due | Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
C&I/Agricultural operating: | 60-89 Days Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	1,324	50
C&I/Agricultural operating: | 60-89 Days Past Due | Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
C&I/Agricultural operating: | Greater Than 89 Days Past Due | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	405	564
C&I/Agricultural operating: | Greater Than 89 Days Past Due | Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	793
C&I/Agricultural operating: | Current | Commercial and industrial
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	107,319	114,355
C&I/Agricultural operating: | Current | Agricultural operating
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	31,895	30,224
Residential mortgage: | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	125,436	131,892
Total Loans	125,436	131,892
Residential mortgage: | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	2,368	2,956
Total Loans	2,368	2,956
Residential mortgage: | Financial Asset, Past Due | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	3,838	3,169
Residential mortgage: | Financial Asset, Past Due | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	117
Residential mortgage: | 30-59 Days Past Due | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	2,858	1,873
Residential mortgage: | 30-59 Days Past Due | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Residential mortgage: | 60-89 Days Past Due | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	414	796
Residential mortgage: | 60-89 Days Past Due | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Residential mortgage: | Greater Than 89 Days Past Due | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	566	500
Residential mortgage: | Greater Than 89 Days Past Due | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	117
Residential mortgage: | Current | Residential mortgage
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	121,598	128,723
Residential mortgage: | Current | Purchased HELOC loans
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	2,368	2,839
Consumer installment: | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	2,959	3,970
Total Loans	2,959	3,970
Consumer installment: | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	4,275	5,012
Total Loans	4,275	5,012
Consumer installment: | Financial Asset, Past Due | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	1	25
Consumer installment: | Financial Asset, Past Due | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	13	27
Consumer installment: | 30-59 Days Past Due | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	1	25
Consumer installment: | 30-59 Days Past Due | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	12	27
Consumer installment: | 60-89 Days Past Due | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Consumer installment: | 60-89 Days Past Due | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	1	0
Consumer installment: | Greater Than 89 Days Past Due | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Consumer installment: | Greater Than 89 Days Past Due | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	0	0
Consumer installment: | Current | Originated indirect paper
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	2,958	3,945
Consumer installment: | Current | Other consumer
Aging analysis of the Bank's real estate and consumer loans
Loans receivable	$ 4,262	$ 4,985

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-5

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(7))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- References

No definition available.

+ Details

Name:	us-gaap_PastDueFinancialInstrumentAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_CommercialAgriculturalRealEstatePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_AgriculturalRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_MultifamilyRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_ConstructionandLandDevelopmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_CIAgriculturalOperatingPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_CommercialandIndustrialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_AgriculturalOperatingMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_ResidentialMortgagePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=czwi_ConsumerInstallmentPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=czwi_OriginatedIndirectPaperMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: