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v3.25.1

Bank loans | 12 Months Ended
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Dec. 31, 2024
Notes and other explanatory information [abstract] |
Bank loans | 25. Bank loans The bank loans are repayable from August 2032 to June 2033. They contain a repayment on demand clause and therefore they are classified as current liabilities as at December 31, 2024. They carry interest at 2.5% per annum below the Prime Lending Rate. The bank loans are guaranteed by (i) HKMC Insurance Limited and (ii) personal guarantee, plus interest and other charges provided from the directors of the Group. Schedule of bank loans
|  | 2024 |  |  | 2024 |  |  | 2023 |
|  | US$ |  |  | HK$ |  |  | HK$ |
Bank loans repayable:- |  |  |  |  |  |  |  |  |  |  |  |
Within one year |  |  | 1,029,798 |  |  |  | 7,999,165 |  |  |  | 7,549,277 |
In the second to fifth years, inclusive |  |  | 4,466,286 |  |  |  | 34,692,766 |  |  |  | 33,115,679 |
More than five years |  |  | 3,539,395 |  |  |  | 27,492,958 |  |  |  | 37,089,303 |
|  |  | 8,005,681 |  |  |  | 62,185,724 |  |  |  | 70,204,982 |
|  |  | 9,035,479 |  |  |  | 70,184,889 |  |  |  | 77,754,259 |

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