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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash flows from operating activities:    
Net earnings $ 1,440 $ 1,727
Adjustments to reconcile net earnings to net cash provided by operating activities:    
Provision for loan losses 300 300
Provision for valuation allowance on real estate owned 33 0
Amortization of investment security premiums, net 344 220
Amortization of intangibles 223 211
Depreciation 233 233
Bank owned life insurance (153) (151)
Stock-based compensation 15 30
Deferred income taxes (91) (64)
Gains on investment securities, net 0 (164)
Gain on sales of real estate owned, net (10) 0
Gains on sales of loans, net (1,030) (1,204)
Proceeds from sales of loans 41,147 47,442
Origination of loans held for sale (38,267) (46,728)
Changes in assets and liabilities:    
Accrued interest and other assets (650) (1,122)
Accrued expenses, taxes, and other liabilities 12,039 (614)
Net cash provided by operating activities 15,573 116
Cash flows from investing activities:    
Net decrease in loans 1,373 10,897
Maturities and prepayments of investment securities 9,236 10,289
Purchases of investment securities (28,438) (36,110)
Proceeds from sales of investment securities 11 6,197
Proceeds from real estate owned 225 0
Purchases of premises and equipment, net (95) (496)
Net cash used in investing activities (17,688) (9,223)
Cash flows from financing activities:    
Net increase in deposits 25,127 38,211
Federal Home Loan Bank advance borrowings 100 18,122
Federal Home Loan Bank advance repayments (2,809) (31,531)
Proceeds from other borrowings 1,254 700
Repayments on other borrowings 0 (4,543)
Proceeds from issuance of common stock under stock option plans 19 0
Excess tax benefit related to stock option plans 1 0
Payment of dividends (555) (529)
Net cash provided by financing activities 23,137 20,430
Net increase in cash and cash equivalents 21,022 11,323
Cash and cash equivalents at beginning of period 14,920 17,501
Cash and cash equivalents at end of period 35,942 28,824
Supplemental disclosure of cash flow information:    
Cash payments for income taxes 0 415
Cash paid for interest 816 1,068
Supplemental schedule of noncash investing and financing activities:    
Transfer of loans to real estate owned $ 20 $ 19