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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2015
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies [Table Text Block]
The following is a comparison of the Company’s regulatory capital to minimum capital requirements in effect at December 31, 2015 and 2014:
 
(Dollars in thousands)
 
 
 
For capital
 
 
 
Actual
 
adequacy purposes
 
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
As of December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
Leverage
 
$
80,401
 
 
9.43
%
$
34,092
 
 
4.0
%
Common Equity Tier 1 Capital
 
 
60,375
 
 
11.05
%
 
24,584
 
 
4.5
%
Tier 1 Capital
 
 
80,401
 
 
14.72
%
 
32,779
 
 
6.0
%
Total Risk Based Capital
 
 
87,214
 
 
15.96
%
 
43,706
 
 
8.0
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
 
Leverage
 
$
67,228
 
 
8.06
%
$
33,377
 
 
4.0
%
Tier 1 Capital
 
 
67,228
 
 
13.26
%
 
20,282
 
 
4.0
%
Total Risk Based Capital
 
 
76,864
 
 
15.16
%
 
40,563
 
 
8.0
%
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
The following is a comparison of the Bank’s regulatory capital to minimum capital requirements in effect at December 31, 2015 and 2014:
 
 
 
 
 
 
 
 
 
 
 
 
 
To be well-capitalized
 
 
 
 
 
 
 
 
 
 
 
 
 
under prompt
 
(Dollars in thousands)
 
 
 
For capital
 
corrective
 
 
 
Actual
 
adequacy purposes
 
action provisions
 
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
As of December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Leverage
 
$
79,857
 
 
9.40
%
$
33,993
 
 
4.0
%
$
42,491
 
 
5.0
%
Common Equity Tier 1 Capital
 
 
79,857
 
 
14.66
%
 
24,519
 
 
4.5
%
 
35,416
 
 
6.5
%
Tier 1 Capital
 
 
79,857
 
 
14.66
%
 
32,692
 
 
6.0
%
 
43,589
 
 
8.0
%
Total Risk Based Capital
 
 
85,929
 
 
15.77
%
 
43,589
 
 
8.0
%
 
54,486
 
 
10.0
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Leverage
 
$
71,004
 
 
8.53
%
$
33,298
 
 
4.0
%
$
41,622
 
 
5.0
%
Tier 1 Capital
 
 
71,004
 
 
14.04
%
 
20,224
 
 
4.0
%
 
30,336
 
 
6.0
%
Total Risk Based Capital
 
 
76,901
 
 
15.21
%
 
40,448
 
 
8.0
%
 
50,559
 
 
10.0
%