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Regulatory Capital Requirements (Tables)
 9 Months Ended
Sep. 30, 2016
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies [Table Text Block]
The following is a comparison of the Company’s regulatory capital to minimum capital requirements at September 30, 2016 and December 31, 2015:
 
(Dollars in thousands)
 
 
 
 
For capital
 
 
 
Actual
 
adequacy purposes*
 
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
As of September 30, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
Leverage
 
$
87,248
 
 
9.95
%
$
35,087
 
 
4.0
%
Common Equity Tier 1 Capital
 
 
66,705
 
 
12.40
%
 
27,577
 
 
5.1
%
Tier 1 Capital
 
 
87,248
 
 
16.21
%
 
35,648
 
 
6.6
%
Total Risk Based Capital
 
 
93,150
 
 
17.31
%
 
46,410
 
 
8.6
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
Leverage
 
$
80,401
 
 
9.43
%
$
34,092
 
 
4.0
%
Common Equity Tier 1 Capital
 
 
60,375
 
 
11.05
%
 
24,584
 
 
4.5
%
Tier 1 Capital
 
 
80,401
 
 
14.72
%
 
32,779
 
 
6.0
%
Total Risk Based Capital
 
 
87,214
 
 
15.96
%
 
43,706
 
 
8.0
%
 
*The ratios for September 30, 2016 include a capital conservation buffer of 0.625%.
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at September 30, 2016 and December 31, 2015:
 
 
 
 
 
 
 
 
 
 
 
To be well-capitalized
 
 
 
 
 
 
 
 
 
 
 
under prompt
 
(Dollars in thousands)
 
 
 
 
 
For capital
 
corrective
 
 
 
Actual
 
adequacy purposes*
 
action provisions
 
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
As of September 30, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Leverage
 
$
85,833
 
 
9.81
%
$
34,983
 
 
4.0
%
$
43,729
 
 
5.0
%
Common Equity Tier 1 Capital
 
 
85,833
 
 
16.01
%
 
27,475
 
 
5.1
%
 
34,847
 
 
6.5
%
Tier 1 Capital
 
 
85,833
 
 
16.01
%
 
35,517
 
 
6.6
%
 
42,888
 
 
8.0
%
Total Risk Based Capital
 
 
91,490
 
 
17.07
%
 
46,239
 
 
8.6
%
 
53,610
 
 
10.0
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Leverage
 
$
79,857
 
 
9.40
%
$
33,993
 
 
4.0
%
$
42,491
 
 
5.0
%
Common Equity Tier 1 Capital
 
 
79,857
 
 
14.66
%
 
24,519
 
 
4.5
%
 
35,416
 
 
6.5
%
Tier 1 Capital
 
 
79,857
 
 
14.66
%
 
32,692
 
 
6.0
%
 
43,589
 
 
8.0
%
Total Risk Based Capital
 
 
85,929
 
 
15.77
%
 
43,589
 
 
8.0
%
 
54,486
 
 
10.0
%
 
*The ratios for September 30, 2016 include a capital conservation buffer of 0.625%.