XML 38 R27.htm IDEA: XBRL DOCUMENT v3.10.0.1
Regulatory Capital Requirements (Tables)
 6 Months Ended
Jun. 30, 2018
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies

The following is a comparison of the Company’s regulatory capital to minimum capital requirements at June 30, 2018 and December 31, 2017:

 

(Dollars in thousands)         For capital  
    Actual     adequacy purposes  
    Amount     Ratio     Amount     Ratio (1)  
As of June 30, 2018                                
Leverage   $ 94,793       10.10 %   $ 37,556       4.0 %
Common Equity Tier 1 Capital     73,860       12.93 %     36,426       6.4 %
Tier 1 Capital     94,793       16.59 %     44,996       7.9 %
Total Risk Based Capital     100,768       17.64 %     56,424       9.9 %
                                 
As of December 31, 2017                                
Leverage   $ 88,605       9.80 %   $ 36,180       4.0 %
Common Equity Tier 1 Capital     68,269       12.83 %     30,590       5.8 %
Tier 1 Capital     88,605       16.65 %     38,571       7.3 %
Total Risk Based Capital     94,208       17.71 %     49,211       9.3 %

 

  (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 1.875% for June 30, 2018 and 1.25% for December 31, 2017
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at June 30, 2018 and December 31, 2017:

 

                            To be well-capitalized under prompt  
(Dollars in thousands)         For capital     corrective  
    Actual     adequacy purposes     action provisions  
    Amount     Ratio     Amount     Ratio(1)     Amount     Ratio  
As of June 30, 2018                                                
Leverage   $ 92,978       9.93 %   $ 37,451       4.0 %   $ 46,814       5.0 %
Common Equity Tier 1 Capital     92,978       16.30 %     36,355       6.4 %     37,068       6.5 %
Tier 1 Capital     92,978       16.30 %     44,909       7.9 %     45,622       8.0 %
Total Risk Based Capital     98,953       17.35 %     56,314       9.9 %     57,027       10.0 %
                                                 
As of December 31, 2017                                                
Leverage   $ 86,808       9.62 %   $ 36,097       4.0 %   $ 44,105       5.0 %
Common Equity Tier 1 Capital     86,808       16.35 %     30,529       5.8 %     33,222       6.5 %
Tier 1 Capital     86,808       16.35 %     38,493       7.3 %     40,888       8.0 %
Total Risk Based Capital     92,407       17.40 %     49,112       9.3 %     51,110       10.0 %

 

(1) The required ratios for capital adequacy purposes include a capital conservation buffer of 1.875% for June 30, 2018 and 1.25% for December 31, 2017.