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Regulatory Capital Requirements (Tables)
 12 Months Ended
Dec. 31, 2018
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies

The following is a comparison of the Company’s regulatory capital to minimum capital requirements in effect at December 31, 2018 and 2017:

 

          For capital  
    Actual     adequacy purposes  
(Dollars in thousands)    Amount     Ratio     Amount     Ratio (1)  
As of December 31, 2018                                
Leverage   $ 99,150       10.34 %   $ 38,373       4.0 %
Common Equity Tier 1 Capital     78,150       13.12 %     37,982       6.4 %
Tier 1 Capital     99,150       16.64 %     46,919       7.9 %
Total Risk Based Capital     105,055       17.63 %     58,835       9.9 %
                                 
As of December 31, 2017                                
Leverage   $ 88,605       9.80 %   $ 36,180       4.0 %
Common Equity Tier 1 Capital     68,269       12.83 %     30,590       5.8 %
Tier 1 Capital     88,605       16.65 %     38,571       7.3 %
Total Risk Based Capital     94,208       17.71 %     49,211       9.3 %

 

  (1) The required percent for capital adequacy purposes includes a capital conservation buffer of 1.875% for December 31, 2018 and 1.25% for December 31, 2017.
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following is a comparison of the Bank’s regulatory capital to minimum capital requirements in effect at December 31, 2018 and 2017:

 

                            To be well-capitalized  
                            under prompt  
                For capital     corrective  
    Actual     adequacy purposes     action provisions  
(Dollars in thousands)   Amount     Ratio     Amount     Ratio (1)     Amount     Ratio  
As of December 31, 2018                                                
Leverage   $ 97,112       10.15 %   $ 38,254       4.0 %   $ 47,818       5.0 %
Common Equity Tier 1 Capital     97,112       16.33 %     37,922       6.4 %     38,665       6.5 %
Tier 1 Capital     97,112       16.33 %     46,844       7.9 %     47,588       8.0 %
Total Risk Based Capital     103,017       17.32 %     58,741       9.9 %     59,485       10.0 %
                                                 
As of December 31, 2017                                                
Leverage   $ 86,808       9.62 %   $ 36,097       4.0 %   $ 45,122       5.0 %
Common Equity Tier 1 Capital     86,808       16.35 %     30,529       5.8 %     34,511       6.5 %
Tier 1 Capital     86,808       16.35 %     38,493       7.3 %     42,475       8.0 %
Total Risk Based Capital     92,407       17.40 %     49,112       9.3 %     53,094       10.0 %

 

  (1) The required percent for capital adequacy purposes includes a capital conservation buffer of 1.875% for December 31, 2018 and 1.25% for December 31, 2017.