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Regulatory Capital Requirements (Tables)

6 Months Ended

Jun. 30, 2019

Banking and Thrift [Abstract]

Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies

The following is a comparison of the Company’s regulatory capital to minimum capital requirements at June 30, 2019 and December 31, 2018:

(Dollars in thousands)										For capital
		Actual								adequacy purposes
		Amount				Ratio				Amount				Ratio (1)
As of June 30, 2019
Leverage		$	102,471				10.49	%		$	39,070				4.0	%
Common Equity Tier 1 Capital			81,471				13.00	%			43,863				7.0	%
Tier 1 Capital			102,471				16.35	%			53,262				8.5	%
Total Risk Based Capital			108,877				17.38	%			65,794				10.5	%
As of December 31, 2018
Leverage		$	99,150				10.34	%		$	38,373				4.0	%
Common Equity Tier 1 Capital			78,150				13.12	%			37,982				6.4	%
Tier 1 Capital			99,150				16.64	%			46,919				7.9	%
Total Risk Based Capital			105,055				17.63	%			58,835				9.9	%

(1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5% for June 30, 2019 and 1.875% for December 31, 2018

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at June 30, 2019 and December 31, 2018:

																		To be well-capitalized
																		under prompt
(Dollars in thousands)										For capital								corrective
		Actual								adequacy purposes								action provisions
		Amount				Ratio				Amount				Ratio(1)				Amount				Ratio
As of June 30, 2019
Leverage		$	99,943				10.27	%		$	38,944				4.0	%		$	48,681				5.0	%
Common Equity Tier 1 Capital			99,943				15.98	%			43,789				7.0	%			40,661				6.5	%
Tier 1 Capital			99,943				15.98	%			53,172				8.5	%			50,044				8.0	%
Total Risk Based Capital			106,349				17.00	%			65,683				10.5	%			62,556				10.0	%
As of December 31, 2018
Leverage		$	97,112				10.15	%		$	38,254				4.0	%		$	47,818				5.0	%
Common Equity Tier 1 Capital			97,112				16.33	%			37,922				6.4	%			38,665				6.5	%
Tier 1 Capital			97,112				16.33	%			46,844				7.9	%			47,588				8.0	%
Total Risk Based Capital			103,017				17.32	%			58,741				9.9	%			59,485				10.0	%

(1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5% for June 30, 2019 and 1.875% for December 31, 2018.

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Tabular disclosure of entity's required and actual net worth amounts as of the balance sheet date, by secondary market investor.

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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