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Regulatory Capital Requirements (Tables)
 9 Months Ended
Sep. 30, 2019
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies

The following is a comparison of the Company’s regulatory capital to minimum capital requirements at September 30, 2019 and December 31, 2018:

 

(Dollars in thousands)         For capital  
    Actual     adequacy purposes  
    Amount     Ratio     Amount     Ratio (1)  
As of September 30, 2019                                
Leverage   $ 104,358       10.63 %   $ 39,263       4.0 %
Common Equity Tier 1 Capital     83,358       12.92 %     45,158       7.0 %
Tier 1 Capital     104,358       16.18 %     54,835       8.5 %
Total Risk Based Capital     110,777       17.17 %     67,737       10.5 %
                                 
As of December 31, 2018                                
Leverage   $ 99,150       10.34 %   $ 38,373       4.0 %
Common Equity Tier 1 Capital     78,150       13.12 %     37,982       6.4 %
Tier 1 Capital     99,150       16.64 %     46,919       7.9 %
Total Risk Based Capital     105,055       17.63 %     58,835       9.9 %

 

(1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5% for September 30, 2019 and 1.875% for December 31, 2018
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at September 30, 2019 and December 31, 2018:

 

                            To be well-capitalized  
                            under prompt  
(Dollars in thousands)         For capital     corrective  
    Actual     adequacy purposes     action provisions  
    Amount     Ratio     Amount     Ratio(1)     Amount     Ratio  
As of September 30, 2019                                                
Leverage   $ 101,965       10.42 %   $ 39,141       4.0 %   $ 48,927       5.0 %
Common Equity Tier 1 Capital     101,965       15.83 %     45,089       7.0 %     41,869       6.5 %
Tier 1 Capital     101,965       15.83 %     54,751       8.5 %     51,531       8.0 %
Total Risk Based Capital     108,384       16.83 %     67,634       10.5 %     64,413       10.0 %
                                                 
As of December 31, 2018                                                
Leverage   $ 97,112       10.15 %   $ 38,254       4.0 %   $ 47,818       5.0 %
Common Equity Tier 1 Capital     97,112       16.33 %     37,922       6.4 %     38,665       6.5 %
Tier 1 Capital     97,112       16.33 %     46,844       7.9 %     47,588       8.0 %
Total Risk Based Capital     103,017       17.32 %     58,741       9.9 %     59,485       10.0 %

 

(1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5% for September 30, 2019 and 1.875% for December 31, 2018.