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Regulatory Capital Requirements (Tables)
 12 Months Ended
Dec. 31, 2019
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies

The following is a comparison of the Company’s regulatory capital to minimum capital requirements in effect at December 31, 2019 and 2018:

 

(Dollars in thousands)         For capital  
    Actual     adequacy purposes  
    Amount     Ratio     Amount     Ratio (1)  
As of December 31, 2019                        
Leverage   $ 106,938       10.94 %   $ 39,109       4.0 %
Common Equity Tier 1 Capital     85,938       13.09 %     45,952       7.0 %
Tier 1 Capital     106,938       16.29 %     55,799       8.5 %
Total Risk Based Capital     113,545       17.30 %     68,928       10.5 %
                                 
As of December 31, 2018                                
Leverage   $ 99,150       10.34 %   $ 38,373       4.0 %
Common Equity Tier 1 Capital     78,150       13.12 %     37,982       6.4 %
Tier 1 Capital     99,150       16.64 %     46,919       7.9 %
Total Risk Based Capital     105,055       17.63 %     58,835       9.9 %

 

  (1) The required percent for capital adequacy purposes includes a capital conservation buffer of 2.5% for December 31, 2019 and 1.875% for December 31, 2018.
Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations

The following is a comparison of the Bank’s regulatory capital to minimum capital requirements in effect at December 31, 2019 and 2018:

 

                            To be well-capitalized  
                            under prompt  
(Dollars in thousands)               For capital     corrective  
    Actual     adequacy purposes     action provisions  
    Amount     Ratio     Amount     Ratio (1)     Amount     Ratio  
As of December 31, 2019                                                
Leverage   $ 104,510       10.72 %   $ 38,984       4.0 %   $ 48,730       5.0 %
Common Equity Tier 1 Capital     104,510       15.94 %     45,884       7.0 %     42,607       6.5 %
Tier 1 Capital     104,510       15.94 %     55,716       8.5 %     52,439       8.0 %
Total Risk Based Capital     111,117       16.95 %     68,826       10.5 %     65,549       10.0 %
                                                 
As of December 31, 2018                                                
Leverage   $ 97,112       10.15 %   $ 38,254       4.0 %   $ 47,818       5.0 %
Common Equity Tier 1 Capital     97,112       16.33 %     37,922       6.4 %     38,665       6.5 %
Tier 1 Capital     97,112       16.33 %     46,844       7.9 %     47,588       8.0 %
Total Risk Based Capital     103,017       17.32 %     58,741       9.9 %     59,485       10.0 %

 

  (1) The required percent for capital adequacy purposes includes a capital conservation buffer of 2.5% for December 31, 2019 and 1.875% for December 31, 2018.