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Regulatory Capital Requirements (Tables)
 3 Months Ended
Mar. 31, 2020
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies

The following is a comparison of the Company’s regulatory capital to minimum capital requirements at March 31, 2020 and December 31, 2019:

 

(Dollars in thousands)               For capital  
    Actual     adequacy purposes  
    Amount     Ratio     Amount     Ratio (1)  
As of March 31, 2020                                
Leverage   $ 107,546       11.20 %   $ 38,402       4.0 %
Common Equity Tier 1 Capital     86,546       12.94 %     46,835       7.0 %
Tier 1 Capital     107,546       16.07 %     56,871       8.5 %
Total Risk Based Capital     115,165       17.21 %     70,253       10.5 %
                                 
As of December 31, 2019                                
Leverage   $ 106,938       10.94 %   $ 39,109       4.0 %
Common Equity Tier 1 Capital     85,938       13.09 %     45,952       7.0 %
Tier 1 Capital     106,938       16.29 %     55,799       8.5 %
Total Risk Based Capital     113,545       17.30 %     68,928       10.5 %

 

  (1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5%.
Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations

The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at March 31, 2020 and December 31, 2019:

 

                            To be well-capitalized  
                            under prompt  
(Dollars in thousands)               For capital     corrective  
    Actual     adequacy purposes     action provisions  
    Amount     Ratio     Amount     Ratio(1)     Amount     Ratio  
As of March 31, 2020                                    
Leverage   $ 105,239       10.77 %   $ 39,104       4.0 %   $ 48,880       5.0 %
Common Equity Tier 1 Capital     105,239       15.75 %     46,763       7.0 %     43,423       6.5 %
Tier 1 Capital     105,239       15.75 %     56,784       8.5 %     53,444       8.0 %
Total Risk Based Capital     112,858       16.89 %     70,145       10.5 %     66,805       10.0 %
                                                 
As of December 31, 2019                                                
Leverage   $ 104,510       10.72 %   $ 38,984       4.0 %   $ 48,730       5.0 %
Common Equity Tier 1 Capital     104,510       15.94 %     45,884       7.0 %     42,607       6.5 %
Tier 1 Capital     104,510       15.94 %     55,716       8.5 %     52,439       8.0 %
Total Risk Based Capital     111,117       16.95 %     68,826       10.5 %     65,549       10.0 %

 

(1) The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5%.