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v3.21.1

Regulatory Capital Requirements (Tables) | 3 Months Ended
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Mar. 31, 2021
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies | The following is a comparison of the Company’s regulatory capital to minimum capital requirements at March 31, 2021 and December 31, 2020: Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  | To be well-capitalized |
|  |  |  |  |  |  |  | For capital |  |  | under regulatory |
|  | Actual |  |  | adequacy purposes |  |  | guidelines |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio (1) |  |  | Amount |  |  | Ratio |
As of March 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 125,652 |  |  |  | 10.43 | % |  | $ | 48,185 |  |  |  | 4.0 | % |  | $ | 60,232 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 104,652 |  |  |  | 14.38 | % |  |  | 50,946 |  |  |  | 7.0 | % |  |  | 47,307 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 125,652 |  |  |  | 17.26 | % |  |  | 61,863 |  |  |  | 8.5 | % |  |  | 58,224 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 134,752 |  |  |  | 18.51 | % |  |  | 76,419 |  |  |  | 10.5 | % |  |  | 72,780 |  |  |  | 10.0 | %
As of December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 121,068 |  |  |  | 10.70 | % |  | $ | 45,262 |  |  |  | 4.0 | % |  | $ | 56,577 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 100,068 |  |  |  | 13.77 | % |  |  | 50,866 |  |  |  | 7.0 | % |  |  | 47,233 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 121,068 |  |  |  | 16.66 | % |  |  | 61,766 |  |  |  | 8.5 | % |  |  | 58,133 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 129,983 |  |  |  | 17.89 | % |  |  | 76,300 |  |  |  | 10.5 | % |  |  | 72,666 |  |  |  | 10.0 | %
(1) | The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5%.
Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulation | The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at March 31, 2021 and December 31, 2020: Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulation
|  |  |  |  |  |  |  |  |  |  |  |  |  | To be well-capitalized |
|  |  |  |  |  |  |  |  |  |  |  |  |  | under prompt |
(Dollars in thousands) |  |  |  |  | For capital |  |  | corrective |
|  | Actual |  |  | adequacy purposes |  |  | action provisions |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio (1) |  |  | Amount |  |  | Ratio |
As of March 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 122,481 |  |  |  | 10.19 | % |  | $ | 48,064 |  |  |  | 4.0 | % |  | $ | 60,080 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 122,481 |  |  |  | 16.84 | % |  |  | 50,901 |  |  |  | 7.0 | % |  |  | 47,265 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 122,481 |  |  |  | 16.84 | % |  |  | 61,808 |  |  |  | 8.5 | % |  |  | 58,173 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 131,574 |  |  |  | 18.09 | % |  |  | 76,352 |  |  |  | 10.5 | % |  |  | 72,716 |  |  |  | 10.0 | %
As of December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 118,174 |  |  |  | 10.47 | % |  | $ | 45,139 |  |  |  | 4.0 | % |  | $ | 56,423 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 118,174 |  |  |  | 16.27 | % |  |  | 50,829 |  |  |  | 7.0 | % |  |  | 47,199 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 118,174 |  |  |  | 16.27 | % |  |  | 61,721 |  |  |  | 8.5 | % |  |  | 58,091 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 127,089 |  |  |  | 17.50 | % |  |  | 76,244 |  |  |  | 10.5 | % |  |  | 72,613 |  |  |  | 10.0 | %
(1) | The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5%.

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- Definition Tabular disclosure of entity's required and actual net worth amounts as of the balance sheet date, by secondary market investor. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=6490092&loc=d3e47080-110998 + Details
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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
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