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v3.22.1

Regulatory Capital Requirements (Tables) | 12 Months Ended
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Dec. 31, 2021
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies | The following is a comparison of the Company’s regulatory capital to minimum capital requirements in effect at December 31, 2021 and 2020: Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  |  |  |  | For capital |
|  | Actual |  |  | adequacy purposes |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio (1) |
As of December 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 135,824 |  |  |  | 10.83 | % |  | $ | 50,181 |  |  |  | 4.0 | %
Common Equity Tier 1 Capital |  |  | 114,824 |  |  |  | 15.00 | % |  |  | 53,592 |  |  |  | 7.0 | %
Tier 1 Capital |  |  | 135,824 |  |  |  | 17.74 | % |  |  | 65,077 |  |  |  | 8.5 | %
Total Risk Based Capital |  |  | 144,739 |  |  |  | 18.91 | % |  |  | 80,389 |  |  |  | 10.5 | %
As of December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 121,068 |  |  |  | 10.70 | % |  | $ | 45,262 |  |  |  | 4.0 | %
Common Equity Tier 1 Capital |  |  | 100,068 |  |  |  | 13.77 | % |  |  | 50,866 |  |  |  | 7.0 | %
Tier 1 Capital |  |  | 121,068 |  |  |  | 16.66 | % |  |  | 61,766 |  |  |  | 8.5 | %
Total Risk Based Capital |  |  | 129,983 |  |  |  | 17.89 | % |  |  | 76,300 |  |  |  | 10.5 | %
(1) | The required percent for capital adequacy purposes includes a capital conservation buffer of 2.5%.
Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations | The following is a comparison of the Bank’s regulatory capital to minimum capital requirements in effect at December 31, 2021 and 2020: Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | Actual |  |  | For capital adequacy purposes |  |  | To be well-capitalized under regulatory guidelines |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio (1) |  |  | Amount |  |  | Ratio |
As of December 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 132,313 |  |  |  | 10.58 | % |  | $ | 50,040 |  |  |  | 4.0 | % |  | $ | 62,550 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 132,313 |  |  |  | 17.29 | % |  |  | 53,563 |  |  |  | 7.0 | % |  |  | 49,737 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 132,313 |  |  |  | 17.29 | % |  |  | 65,041 |  |  |  | 8.5 | % |  |  | 61,215 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 141,228 |  |  |  | 18.46 | % |  |  | 80,345 |  |  |  | 10.5 | % |  |  | 76,519 |  |  |  | 10.0 | %
As of December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 118,174 |  |  |  | 10.47 | % |  | $ | 45,139 |  |  |  | 4.0 | % |  | $ | 56,423 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 118,174 |  |  |  | 16.27 | % |  |  | 50,829 |  |  |  | 7.0 | % |  |  | 47,199 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 118,174 |  |  |  | 16.27 | % |  |  | 61,721 |  |  |  | 8.5 | % |  |  | 58,091 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 127,089 |  |  |  | 17.50 | % |  |  | 76,244 |  |  |  | 10.5 | % |  |  | 72,613 |  |  |  | 10.0 | %
(1) | The required percent for capital adequacy purposes includes a capital conservation buffer of 2.5%.

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- Definition Tabular disclosure of entity's required and actual net worth amounts as of the balance sheet date, by secondary market investor. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=6490092&loc=d3e47080-110998 + Details
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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
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