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v3.22.2.2

Regulatory Capital Requirements (Tables) | 9 Months Ended
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Sep. 30, 2022
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies | The following is a comparison of the Company’s regulatory capital to minimum capital requirements at September 30, 2022 and December 31, 2021. Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies
(Dollars in thousands) |  |  |  |  |  |  |  | For capital |
|  | Actual |  |  | adequacy purposes |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio (1) |
As of September 30, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 140,635 |  |  |  | 10.75 | % |  | $ | 52,309 |  |  |  | 4.0 | %
Common Equity Tier 1 Capital |  |  | 119,635 |  |  |  | 14.20 | % |  |  | 58,973 |  |  |  | 7.0 | %
Tier 1 Capital |  |  | 140,635 |  |  |  | 16.69 | % |  |  | 71,610 |  |  |  | 8.5 | %
Total Risk Based Capital |  |  | 149,633 |  |  |  | 17.76 | % |  |  | 88,459 |  |  |  | 10.5 | %
As of December 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 135,824 |  |  |  | 10.83 | % |  | $ | 50,181 |  |  |  | 4.0 | %
Common Equity Tier 1 Capital |  |  | 114,824 |  |  |  | 15.00 | % |  |  | 53,592 |  |  |  | 7.0 | %
Tier 1 Capital |  |  | 135,824 |  |  |  | 17.74 | % |  |  | 65,077 |  |  |  | 8.5 | %
Total Risk Based Capital |  |  | 144,739 |  |  |  | 18.91 | % |  |  | 80,389 |  |  |  | 10.5 | %
(1) | The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5%.
Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations | The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at September 30, 2022 and December 31, 2021: Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations
|  |  |  |  |  |  |  |  |  |  |  |  |  | To be well-capitalized |
|  |  |  |  |  |  |  |  |  |  |  |  |  | under prompt |
(Dollars in thousands) |  |  |  |  | For capital |  |  | corrective |
|  | Actual |  |  | adequacy purposes |  |  | action provisions |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio (1) |  |  | Amount |  |  | Ratio |
As of September 30, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 114,430 |  |  |  | 8.78 | % |  | $ | 52,141 |  |  |  | 4.0 | % |  | $ | 65,176 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 114,430 |  |  |  | 13.71 | % |  |  | 58,436 |  |  |  | 7.0 | % |  |  | 54,262 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 114,430 |  |  |  | 13.71 | % |  |  | 70,958 |  |  |  | 8.5 | % |  |  | 66,784 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 123,428 |  |  |  | 14.79 | % |  |  | 87,654 |  |  |  | 10.5 | % |  |  | 83,480 |  |  |  | 10.0 | %
As of December 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 132,313 |  |  |  | 10.58 | % |  | $ | 50,040 |  |  |  | 4.0 | % |  | $ | 62,550 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 132,313 |  |  |  | 17.29 | % |  |  | 53,563 |  |  |  | 7.0 | % |  |  | 49,737 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 132,313 |  |  |  | 17.29 | % |  |  | 65,041 |  |  |  | 8.5 | % |  |  | 61,215 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 141,228 |  |  |  | 18.46 | % |  |  | 80,345 |  |  |  | 10.5 | % |  |  | 76,519 |  |  |  | 10.0 | %
(1) | The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5%.

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- Definition Tabular disclosure of entity's required and actual net worth amounts as of the balance sheet date, by secondary market investor. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (a) -URI https://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (c) -URI https://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=6490092&loc=d3e47080-110998 + Details
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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
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