XML 60 R47.htm IDEA: XBRL DOCUMENT
v3.23.1

Regulatory Capital Requirements (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2022
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies | The following is a comparison of the Company’s regulatory capital to minimum capital requirements in effect at December 31, 2022 and 2021: Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies
(Dollars in thousands) |  |  |  |  |  |  |  |  |
|  |  |  |  |  |  |  | For capital |
|  | Actual |  |  | adequacy purposes |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio (1) |
As of December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 122,275 |  |  |  | 8.14 | % |  | $ | 60,100 |  |  |  | 4.0 | %
Common Equity Tier 1 Capital |  |  | 101,275 |  |  |  | 10.37 | % |  |  | 68,352 |  |  |  | 7.0 | %
Tier 1 Capital |  |  | 122,275 |  |  |  | 12.52 | % |  |  | 82,999 |  |  |  | 8.5 | %
Total Risk Based Capital |  |  | 131,236 |  |  |  | 13.44 | % |  |  | 102,528 |  |  |  | 10.5 | %
As of December 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 135,824 |  |  |  | 10.83 | % |  | $ | 50,181 |  |  |  | 4.0 | %
Common Equity Tier 1 Capital |  |  | 114,824 |  |  |  | 15.00 | % |  |  | 53,592 |  |  |  | 7.0 | %
Tier 1 Capital |  |  | 135,824 |  |  |  | 17.74 | % |  |  | 65,077 |  |  |  | 8.5 | %
Total Risk Based Capital |  |  | 144,739 |  |  |  | 18.91 | % |  |  | 80,389 |  |  |  | 10.5 | %
(1) | The required percent for capital adequacy purposes includes a capital conservation buffer of 2.5%.
Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations | The following is a comparison of the Bank’s regulatory capital to minimum capital requirements in effect at December 31, 2022 and 2021: Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  | To be well-capitalized |
|  |  |  |  |  |  |  | For capital |  |  | under regulatory |
|  | Actual |  |  | adequacy purposes |  |  | guidelines |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio (1) |  |  | Amount |  |  | Ratio |
As of December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 128,643 |  |  |  | 8.59 | % |  | $ | 59,933 |  |  |  | 4.0 | % |  | $ | 74,917 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 128,643 |  |  |  | 13.18 | % |  |  | 68,309 |  |  |  | 7.0 | % |  |  | 63,430 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 128,643 |  |  |  | 13.18 | % |  |  | 82,947 |  |  |  | 8.5 | % |  |  | 78,068 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 137,604 |  |  |  | 14.10 | % |  |  | 102,464 |  |  |  | 10.5 | % |  |  | 97,585 |  |  |  | 10.0 | %
As of December 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 132,313 |  |  |  | 10.58 | % |  | $ | 50,040 |  |  |  | 4.0 | % |  | $ | 62,550 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 132,313 |  |  |  | 17.29 | % |  |  | 53,563 |  |  |  | 7.0 | % |  |  | 49,737 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 132,313 |  |  |  | 17.29 | % |  |  | 65,041 |  |  |  | 8.5 | % |  |  | 61,215 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 141,228 |  |  |  | 18.46 | % |  |  | 80,345 |  |  |  | 10.5 | % |  |  | 76,519 |  |  |  | 10.0 | %
(1) | The required percent for capital adequacy purposes includes a capital conservation buffer of 2.5%.

X
- Definition Tabular disclosure of entity's required and actual net worth amounts as of the balance sheet date, by secondary market investor. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (a) -URI https://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (c) -URI https://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 948 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=6490092&loc=d3e47080-110998 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration