XML 44 R34.htm IDEA: XBRL DOCUMENT
v3.23.2

Regulatory Capital Requirements (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2023
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies | The following is a comparison of the Company’s regulatory capital to minimum capital requirements at June 30, 2023 and December 31, 2022. Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies
|  |  |  |  |  | For capital
|  | Actual |  | adequacy purposes
(Dollars in thousands) |  | Amount |  | Ratio |  | Amount |  | Ratio (1)
As of June 30, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 126,939 |  |  |  | 8.39 | % |  | $ | 60,513 |  |  |  | 4.0 | %
Common Equity Tier 1 Capital |  |  | 105,939 |  |  |  | 10.42 | % |  |  | 71,149 |  |  |  | 7.0 | %
Tier 1 Capital |  |  | 126,939 |  |  |  | 12.49 | % |  |  | 86,396 |  |  |  | 8.5 | %
Total Risk Based Capital |  |  | 136,776 |  |  |  | 13.46 | % |  |  | 106,724 |  |  |  | 10.5 | %
As of December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 122,275 |  |  |  | 8.14 | % |  | $ | 60,100 |  |  |  | 4.0 | %
Common Equity Tier 1 Capital |  |  | 101,275 |  |  |  | 10.37 | % |  |  | 68,352 |  |  |  | 7.0 | %
Tier 1 Capital |  |  | 122,275 |  |  |  | 12.52 | % |  |  | 82,999 |  |  |  | 8.5 | %
Total Risk Based Capital |  |  | 131,236 |  |  |  | 13.44 | % |  |  | 102,528 |  |  |  | 10.5 | %
(1) |  | The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5%.
Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations | The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at June 30, 2023 and December 31, 2022: Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations
|  |  |  |  | To be well-capitalized |
|  |  |  |  | under prompt |
|  |  |  |  | For capital |  |  | corrective |
|  | Actual |  |  | adequacy purposes |  |  | action provisions |
(Dollars in thousands) |  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio (1) |  |  | Amount |  |  | Ratio |
As of June 30, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 131,737 |  |  |  | 8.73 | % |  | $ | 60,341 |  |  |  | 4.0 | % |  | $ | 75,426 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 131,737 |  |  |  | 12.97 | % |  |  | 71,082 |  |  |  | 7.0 | % |  |  | 66,005 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 131,737 |  |  |  | 12.97 | % |  |  | 86,314 |  |  |  | 8.5 | % |  |  | 81,237 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 141,574 |  |  |  | 13.94 | % |  |  | 106,623 |  |  |  | 10.5 | % |  |  | 101,546 |  |  |  | 10.0 | %
As of December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 128,643 |  |  |  | 8.59 | % |  | $ | 59,933 |  |  |  | 4.0 | % |  | $ | 74,917 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 128,643 |  |  |  | 13.18 | % |  |  | 68,309 |  |  |  | 7.0 | % |  |  | 63,430 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 128,643 |  |  |  | 13.18 | % |  |  | 82,947 |  |  |  | 8.5 | % |  |  | 78,068 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 137,604 |  |  |  | 14.10 | % |  |  | 102,464 |  |  |  | 10.5 | % |  |  | 97,585 |  |  |  | 10.0 | %
(1) |  | The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5%.

X
- Definition Tabular disclosure of entity's required and actual net worth amounts as of the balance sheet date, by secondary market investor. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 948 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481586/948-10-50-3 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 948 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481586/948-10-50-5 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 948 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481586/948-10-50-5 Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 948 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481586/948-10-50-5 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1B + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration