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v3.23.3

Regulatory Capital Requirements (Tables) | 9 Months Ended
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Sep. 30, 2023
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies | The following is a comparison of the Company’s regulatory capital to minimum capital requirements at September 30, 2023 and December 31, 2022. Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies
(Dollars in thousands) |  |  |  |  |  |  |  |  |
|  |  |  |  |  |  |  | For capital |
|  | Actual |  |  | adequacy purposes |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio (1) |
As of September 30, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 128,858 |  |  |  | 8.36 | % |  | $ | 61,631 |  |  |  | 4.0 | %
Common Equity Tier 1 Capital |  |  | 107,858 |  |  |  | 10.26 | % |  |  | 73,596 |  |  |  | 7.0 | %
Tier 1 Capital |  |  | 128,858 |  |  |  | 12.26 | % |  |  | 89,366 |  |  |  | 8.5 | %
Total Risk Based Capital |  |  | 139,216 |  |  |  | 13.24 | % |  |  | 110,394 |  |  |  | 10.5 | %
As of December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 122,275 |  |  |  | 8.14 | % |  | $ | 60,100 |  |  |  | 4.0 | %
Common Equity Tier 1 Capital |  |  | 101,275 |  |  |  | 10.37 | % |  |  | 68,352 |  |  |  | 7.0 | %
Tier 1 Capital |  |  | 122,275 |  |  |  | 12.52 | % |  |  | 82,999 |  |  |  | 8.5 | %
Total Risk Based Capital |  |  | 131,236 |  |  |  | 13.44 | % |  |  | 102,528 |  |  |  | 10.5 | %
(1) |  | The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5%.
Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations | The following is a comparison of the Bank’s regulatory capital to minimum capital requirements at September 30, 2023 and December 31, 2022: Schedule of Compliance with Regulatory Capital Requirements Under Banking Regulations
|  |  |  |  |  |  |  |  |  |  |  |  |  | To be well-capitalized |
|  |  |  |  |  |  |  |  |  |  |  |  |  | under prompt |
(Dollars in thousands) |  |  |  |  | For capital |  |  | corrective |
|  | Actual |  |  | adequacy purposes |  |  | action provisions |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio (1) |  |  | Amount |  |  | Ratio |
As of September 30, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 133,192 |  |  |  | 8.67 | % |  | $ | 61,456 |  |  |  | 4.0 | % |  | $ | 76,820 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 133,192 |  |  |  | 12.68 | % |  |  | 73,524 |  |  |  | 7.0 | % |  |  | 68,272 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 133,192 |  |  |  | 12.68 | % |  |  | 89,279 |  |  |  | 8.5 | % |  |  | 84,028 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 143,550 |  |  |  | 13.67 | % |  |  | 110,286 |  |  |  | 10.5 | % |  |  | 105,035 |  |  |  | 10.0 | %
As of December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Leverage |  | $ | 128,643 |  |  |  | 8.59 | % |  | $ | 59,933 |  |  |  | 4.0 | % |  | $ | 74,917 |  |  |  | 5.0 | %
Common Equity Tier 1 Capital |  |  | 128,643 |  |  |  | 13.18 | % |  |  | 68,309 |  |  |  | 7.0 | % |  |  | 63,430 |  |  |  | 6.5 | %
Tier 1 Capital |  |  | 128,643 |  |  |  | 13.18 | % |  |  | 82,947 |  |  |  | 8.5 | % |  |  | 78,068 |  |  |  | 8.0 | %
Total Risk Based Capital |  |  | 137,604 |  |  |  | 14.10 | % |  |  | 102,464 |  |  |  | 10.5 | % |  |  | 97,585 |  |  |  | 10.0 | %
(1) |  | The required ratios for capital adequacy purposes include a capital conservation buffer of 2.5%.

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- Definition Tabular disclosure of entity's required and actual net worth amounts as of the balance sheet date, by secondary market investor. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 948 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481586/948-10-50-3 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 948 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481586/948-10-50-5 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 948 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481586/948-10-50-5 Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 948 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481586/948-10-50-5 + Details
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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1B + Details
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