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Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2025
Dec. 31, 2024
Statement of Financial Position [Abstract]    
Cash and cash equivalents $ 21,881 $ 20,275
Interest-bearing deposits at other banks 3,973 4,110
Investment securities available-for-sale, at fair value 355,992 372,512
Investment securities, held-to-maturity, net of allowance for credit losses of $91 and $91,fair value of $3,439 and $3,290 3,701 3,672
Bank stocks, at cost 6,225 6,618
Loans, net of allowance for credit losses of $12,802 and $12,825 1,061,696 1,039,221
Loans held for sale, at fair value 2,997 3,420
Bank owned life insurance 39,329 39,056
Premises and equipment, net 19,886 20,220
Goodwill 32,377 32,377
Other intangible assets, net 2,426 2,578
Mortgage servicing rights 3,045 3,061
Real estate owned, net 167 167
Accrued interest and other assets 24,894 26,855
Total assets 1,578,589 1,574,142
Deposits:    
Non-interest-bearing demand 368,480 351,595
Money market and checking 613,459 636,963
Savings 149,223 145,514
Certificates of deposit 204,660 194,694
Total deposits 1,335,822 1,328,766
Federal Home Loan Bank and other borrowings 48,767 53,046
Subordinated debentures 21,651 21,651
Repurchase agreements 6,256 13,808
Accrued interest and other liabilities 23,442 20,656
Total liabilities 1,435,938 1,437,927
Commitments and contingencies  
Stockholders’ equity:    
Preferred stock, $0.01 par value per share, 200,000 shares authorized; none issued
Common stock, $0.01 par value per share, 7,500,000 shares authorized; 5,783,079 and 5,775,198 shares issued at March 31, 2025 and December 31, 2024, respectively 58 58
Additional paid-in capital 95,148 95,051
Retained earnings 60,422 56,934
Accumulated other comprehensive loss (12,977) (15,828)
Total stockholders’ equity 142,651 136,215
Total liabilities and stockholders’ equity $ 1,578,589 $ 1,574,142