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Consolidated Statements of Earnings - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest income:    
Loans $ 16,395 $ 14,490
Investment securities:    
Taxable 2,180 2,428
Tax-exempt 719 764
Interest-bearing deposits at banks 48 63
Total interest income 19,342 17,745
Interest expense:    
Deposits 5,236 5,457
Federal Home Loan Bank and other borrowings 565 1,022
Subordinated debentures 357 412
Repurchase agreements 65 107
Total interest expense 6,223 6,998
Net interest income 13,119 10,747
Provision for credit losses 300
Net interest income after provision for credit losses 13,119 10,447
Non-interest income:    
Fees and service charges 2,388 2,461
Gains on sales of loans, net [1] 562 512
Increase in cash surrender value of bank owned life insurance [1] 272 245
Losses on sales of investment securities, net (2)
Other 138 182
Total non-interest income 3,358 3,400
Non-interest expense:    
Compensation and benefits 6,154 5,532
Occupancy and equipment 1,252 1,390
Data processing 396 481
Amortization of mortgage servicing rights and other intangibles 239 412
Professional fees 745 647
Valuation allowance on real estate held for sale 129
Other 1,975 1,960
Total non-interest expense 10,761 10,551
Earnings before income taxes 5,716 3,296
Income tax expense 1,015 518
Net earnings $ 4,701 $ 2,778
Earnings per share:    
Basic [2],[3] $ 0.81 $ 0.48
Diluted [2],[3] 0.81 0.48
Dividends per share [2] $ 0.21 $ 0.20
[1] Not within the scope of ASC 606.  
[2] Per share amounts for the periods ended March 31, 2024 have been adjusted to give effect to the 5% stock dividend issued in December of 2024.
[3] Share and per share values for the periods ended March 31, 2024 have been adjusted to give effect to the 5% stock dividend paid during December 2024.