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Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
 12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Interest and dividend income      
Loans, including fees $ 8,999 $ 11,813 $ 13,197
Securities 422 658 1,120
FHLB stock dividends 83 85 97
Federal funds sold and other 152 61 32
Total interest and dividend income 9,656 12,617 14,446
Interest expense      
Deposits 2,780 3,318 4,723
Short-term FHLB advances and other debt     1
Long-term FHLB advances and other debt 530 698 1,027
Subordinated debentures 168 167 196
Total interest expense 3,478 4,183 5,947
Net interest income 6,178 8,434 8,499
Provision for loan losses 3,375 8,468 9,928
Net interest income (loss) after provision for loan losses 2,803 (34) (1,429)
Noninterest income      
Service charges on deposit accounts 271 294 345
Net gains on sales of loans 294 866 642
Loan servicing fees, net 22 21 36
Net gains on sales of securities 353 468  
Earnings on bank owned life insurance 130 126 125
Gain on acquisition     208
Other 53 19 21
Total noninterest income 1,123 1,794 1,377
Noninterest expense      
Salaries and employee benefits 4,043 4,211 4,166
Occupancy and equipment 278 203 481
Data processing 569 625 616
Franchise taxes 253 338 346
Professional fees 944 995 769
Director fees 181 137 108
Postage, printing and supplies 131 151 162
Advertising and promotion 37 107 52
Telephone 74 106 103
Loan expenses 81 83 82
Foreclosed assets, net 1,187 4 (1)
Depreciation 384 508 483
FDIC premiums 687 581 541
Amortization of intangibles 40 40 6
Regulatory assessment 168 120 89
Other insurance 135 63 51
Other 159 160 208
Total noninterest expense 9,351 8,432 8,262
Loss before income taxes (5,425) (6,672) (8,314)
Income tax expense   198 1,577
Net loss (5,425) (6,870) (9,891)
Preferred stock dividends and accretion of discount on preferred stock (425) (410) (407)
Net loss attributable to common stockholders $ (5,850) $ (7,280) $ (10,298)
Loss per common share:      
Basic $ (1.42) $ (1.77) $ (2.51)
Diluted $ (1.42) $ (1.77) $ (2.51)