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Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Interest and dividend income        
Loans, including fees $ 1,769 $ 2,350 $ 3,660 $ 4,792
Securities 58 156 121 311
FHLB stock dividends 21 21 43 43
Federal funds sold and other 41 41 81 71
Total interest and dividend income 1,889 2,568 3,905 5,217
Interest expense        
Deposits 557 750 1,150 1,452
Long-term FHLB advances and other debt 81 141 190 308
Subordinated debentures 45 42 92 83
Total interest expense 683 933 1,432 1,843
Net interest income 1,206 1,635 2,473 3,374
Provision for loan losses 200 432 400 1,851
Net interest income after provision for loan losses 1,006 1,203 2,073 1,523
Noninterest income        
Service charges on deposit accounts 58 69 117 130
Net gains on sales of loans 92 24 135 64
Loan servicing fees, net 5 4 13 12
Net gains on sales of securities 143    143   
Earnings on bank owned life insurance 32 33 65 65
Other 10 12 25 27
Total noninterest income 340 142 498 298
Noninterest expense        
Salaries and employee benefits 953 1,033 1,944 2,074
Occupancy and equipment 59 69 133 154
Data processing 137 145 279 289
Franchise taxes 46 64 101 130
Professional fees 199 258 417 559
Director fees 46 45 91 91
Postage, printing and supplies 56 39 104 87
Advertising and promotion 4 14 7 24
Telephone 16 18 33 40
Loan expenses 23 20 31 30
Foreclosed assets, net 188 1,152 206 1,185
Depreciation 62 104 129 218
FDIC premiums 142 175 298 350
Amortization of intangibles 10 10 20 20
Regulatory assessment 21 38 66 75
Other insurance 38 34 80 51
Other 30 44 55 75
Total noninterest expense 2,030 3,262 3,994 5,452
Net loss (684) (1,917) (1,423) (3,631)
Preferred stock dividends and accretion of discount on preferred stock (111) (106) (221) (210)
Net loss attributable to common stockholders $ (795) $ (2,023) $ (1,644) $ (3,841)
Loss per common share:        
Basic $ (0.96) $ (2.45) $ (1.99) $ (4.65)
Diluted $ (0.96) $ (2.45) $ (1.99) $ (4.65)