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Other Borrowings (Tables) | 12 Months Ended
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Dec. 31, 2012
Assets Pledged as Collateral with FRB | Assets pledged as collateral with the FRB were as follows:
|  | December 31, 2012 |  |  | December 31, 2011 |
Commercial loans |  | $ | 9,352 |  |  | $ | 6,559 |
Commercial real estate loans |  |  | 16,700 |  |  |  | 21,007 |
|  | $ | 26,052 |  |  | $ | 27,566 |
Loan Portfolio and Its Effect on CFBank's Financial Performance | CFBank had a $1.0 million line of credit with one commercial bank at December 31, 2012. There was no outstanding balance on this line of credit. Interest on this line accrues daily and is variable based on the commercial bank’s cost of funds and current market returns
|  | 2012 |  |  | 2011 |  |  | 2010 |
Commercial bank lines of credit |  |  |  |  |  |  |  |  |  |  |  |
Average daily balance during the year |  | $ | — |  |  | $ | — |  |  | $ | — |
Average interest rate during the year |  |  | 0.38 | % |  |  | 1.44 | % |  |  | 3.25 | %
Maximum month-end balance during the year |  | $ | — |  |  | $ | — |  |  | $ | — |
Weighted average interest rate at year-end |  |  | 0.38 | % |  |  | 0.38 | % |  |  | 3.25 | %

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- Definition Tabular disclosure of financial instruments held by the entity for its own account for trading or investment purposes that are carried at fair value and pledged to counterparties as collateral for financing transactions. Description may include equity, fixed income, debt or other securities. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 140 -Paragraph 15 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 140 -Paragraph 17 -Subparagraph a(2) -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 30 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6467456&loc=d3e113888-111728 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 30 -Section 50 -Paragraph 1A -URI http://asc.fasb.org/extlink&oid=7523297&loc=SL6224234-111729 + Details
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