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CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
In Thousands, except Per Share data, unless otherwise specified
 12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest and dividend income      
Loans, including fees $ 6,795 $ 8,999 $ 11,813
Securities 218 422 658
FHLB stock dividends 86 83 85
Federal funds sold and other 169 152 61
Total interest and dividend income 7,268 9,656 12,617
Interest expense      
Deposits 2,108 2,780 3,318
Long-term FHLB advances and other debt 345 530 698
Subordinated debentures 180 168 167
Total interest expense 2,633 3,478 4,183
Net interest income 4,635 6,178 8,434
Provision for loan losses 1,129 3,375 8,468
Net interest income after provision for loan losses 3,506 2,803 (34)
Noninterest income      
Service charges on deposit accounts 245 271 294
Net gains on sales of loans 404 294 866
Net gains on sales of securities 143 353 468
Earnings on bank owned life insurance 132 130 126
Other 81 75 40
Total noninterest income 1,005 1,123 1,794
Noninterest expense      
Salaries and employee benefits 3,906 4,043 4,211
Occupancy and equipment 269 278 203
Data processing 588 569 625
Franchise taxes 219 253 338
Professional fees 860 944 995
Director fees 119 181 137
Postage, printing and supplies 172 131 151
Advertising and promotion 30 37 107
Telephone 66 74 106
Loan expenses 137 81 83
Foreclosed assets, net 652 1,187 4
Depreciation 237 384 508
FDIC premiums 563 687 581
Amortization of intangibles 40 40 40
Regulatory assessment 143 168 120
Other insurance 153 135 63
Other 123 159 160
Total noninterest expense 8,277 9,351 8,432
Loss before income tax and undistributed subsidiaries' operations (3,766) (5,425) (6,672)
Income tax expense     198
Net loss (3,766) (5,425) (6,870)
Preferred stock dividends and accretion of discount on preferred stock (328) (425) (410)
Discount on redemption of preferred stock 4,960    
Earnings (loss) available to common stockholders $ 866 $ (5,850) $ (7,280)
Earnings (loss) per common share:      
Basic $ 0.14 $ (7.09) $ (8.85)
Diluted $ 0.14 $ (7.09) $ (8.85)