Regulatory Capital Matters (Tables)

12 Months Ended

Dec. 31, 2012

Actual and Required Capital Amounts and Ratios of CFBank

Actual and required capital amounts and ratios are presented below at year end.


											To Be Well
											Capitalized Under					Required
						For Capital					Prompt Corrective					By Terms Of
	Actual					Adequacy Purposes					Action Regulations					CFBank Order
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
2012
Total Capital to risk weighted assets	$	25,002		15.53	%	$	12,878		8.00	%	$	16,098		10.00	%	$	19,317		12.00	%
Tier 1 (Core) Capital to risk weighted assets		22,950		14.26	%		6,439		4.00	%		9,659		6.00	%		N/A		N/A
Tier 1 (Core) Capital to adjusted total assets		22,950		10.97	%		8,372		4.00	%		10,465		5.00	%		16,744		8.00	%
Tangible Capital to adjusted total assets		22,950		10.97	%		3,139		1.50	%		N/A		N/A			N/A		N/A


											To Be Well
											Capitalized Under					Required
						For Capital					Prompt Corrective					By Terms Of
	Actual					Adequacy Purposes					Action Regulations					CFBank Order
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
2011
Total Capital to risk weighted assets	$	15,351		10.30	%	$	11,918		8.00	%	$	14,897		10.00	%	$	17,876		12.00	%
Tier 1 (Core) Capital to risk weighted assets		13,436		9.02	%		5,959		4.00	%		8,938		6.00	%		N/A		N/A
Tier 1 (Core) Capital to adjusted total assets		13,436		5.39	%		9,968		4.00	%		12,460		5.00	%		19,937		8.00	%
Tangible Capital to adjusted total assets		13,436		5.39	%		3,738		1.50	%		N/A		N/A			N/A		N/A

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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