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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
 12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Net loss $ (3,766) $ (5,425) $ (6,870)
Adjustments to reconcile net loss to net cash from operating activities:      
Provision for loan losses 1,129 3,375 8,468
Provision for losses on foreclosed assets 962 1,139   
Valuation (gain) loss on mortgage servicing rights (1) (3) 1
Depreciation 237 384 508
Amortization, net 673 858 509
Net realized gains on sales of securities (143) (353) (468)
Originations of loans held for sale (30,461) (36,035) (79,506)
Proceeds from sale of loans held for sale 31,342 37,072 80,192
Net gains on sales of loans (404) (294) (866)
Loss on disposal of premises and equipment 4    1
Loss on sale of assets held for sale    2   
Gain on sale of foreclosed assets (338) (8)   
Earnings on bank owned life insurance (132) (130) (126)
Stock-based compensation expense 11 40 7
Change in deferred income taxes (net of change in valuation allowance)       198
Net change in:      
Accrued interest receivable and other assets (215) (95) 632
Accrued interest payable and other liabilities 142 (46) 367
Net cash from (used by) operating activities (960) 481 3,047
Cash flows from investing activities      
Net increase in interest-bearing deposits in other financial institutions (742) (1,984)   
Available-for-sale securities:      
Sales 2,144 12,219 13,632
Maturities, prepayments and calls 11,497 9,878 7,173
Purchases (13,447) (12,473) (28,599)
Loan originations and payments, net (4,485) 36,247 18,086
Proceeds from sale of portfolio loans       10,073
Additions to premises and equipment (24) (69) (56)
Proceeds from the sale of assets held for sale    533   
Proceeds from the sale of foreclosed assets 1,720 1,000   
Proceeds from mortgage insurance on foreclosed assets 73      
Net cash from (used by) investing activities (3,264) 45,351 20,309
Cash flows from financing activities      
Net change in deposits (43,621) (10,417) 16,230
Net change in short-term borrowings from the FHLB and other debt       (2,065)
Repayments on long-term FHLB advances and other debt (5,742) (8,200) (6,000)
Net change in advances by borrowers for taxes and insurance 82 (54) 52
Cash dividends paid on preferred stock       (271)
Redemption of TARP obligations (3,000)      
Net proceeds from issuance of common stock 20,221      
Net cash from (used by) financing activities (32,060) (18,671) 7,946
Net change in cash and cash equivalents (36,284) 27,161 31,302
Beginning cash and cash equivalents 61,436 34,275 2,973
Ending cash and cash equivalents 25,152 61,436 34,275
Supplemental cash flow information:      
Interest paid 2,835 3,366 4,152
Income taxes paid       (25)
Supplemental noncash disclosures:      
Transfers from loans to repossessed assets 1,754    4,509
Premises and equipment transferred to assets held for sale    167 535
Loans issued to finance the sale of repossessed assets 171      
Loans transferred from held for sale to portfolio $ 109