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Other Borrowings | 3 Months Ended
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Mar. 31, 2013
Other Borrowings [Abstract] |
OTHER BORROWINGS | NOTE 7 - OTHER BORROWINGS There were no outstanding borrowings with the Federal Reserve Bank (the FRB) at March 31, 2013 or at December 31, 2012. Assets pledged as collateral with the FRB were as follows:
| March 31, 2013 |  | December 31, 2012
Commercial Loans |  | 12,326 |  |  | 9,352
Commercial Real Estate Loans |  | 18,255 |  |  | 16,700
Total | $ | 30,581 |  | $ | 26,052
Based on the collateral pledged, CFBank was eligible to borrow up to $17,283 from the FRB at March 31, 2013. CFBank had a $1.0 million line of credit with a commercial bank at both March 31, 2013 and December 31, 2012. As of March 31, 2013, there was a balance of $1,000 on the line which was paid off the following day. There was no outstanding balance on this line of credit at December 31, 2012. Interest on this line accrues daily and is variable based on the commercial bank’s cost of funds and current market returns.

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