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Consolidated Statements Of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest and dividend income      
Loans, including fees $ 7,080 $ 6,795 $ 8,999
Securities 199 218 422
FHLB stock dividends 81 86 83
Federal funds sold and other 140 169 152
Total interest and dividend income 7,500 7,268 9,656
Interest expense      
Deposits 1,636 2,108 2,780
Long-term FHLB advances and other debt 310 345 530
Subordinated debentures 167 180 168
Total interest expense 2,113 2,633 3,478
Net interest income 5,387 4,635 6,178
Provision for loan losses 496 1,129 3,375
Net interest income after provision for loan losses 4,891 3,506 2,803
Noninterest income      
Service charges on deposit accounts 353 245 271
Net gains on sales of loans 88 404 294
Net gain on sales of securitites   143 353
Gain on sale of fixed assets 1,114    
Earnings on bank owned life insurance 130 132 130
Other 208 81 75
Total noninterest income 1,893 1,005 1,123
Noninterest expense      
Salaries and employee benefits 3,849 3,906 4,043
Occupancy and equipment 326 269 278
Data processing 632 588 569
Franchise taxes 337 219 253
Professional fees 998 860 944
Director fees 25 119 181
Postage, printing and supplies 215 172 131
Advertising and promotion 40 30 37
Telephone 78 66 74
Loan expenses 90 137 81
Foreclosed assets, net 45 652 1,187
Depreciation 205 237 384
FDIC premiums 300 563 687
Amortization of intangibles 49 40 40
Regulatory assessment 158 143 168
Other insurance 148 153 135
Other 207 123 159
Total non-interest expense 7,702 8,277 9,351
Income (loss) before incomes taxes (918) (3,766) (5,425)
Income tax expense (benefit)         
Net income (loss) (918) (3,766) (5,425)
Preferred stock dividends and accretion of discount on preferred stock   (328) (425)
Discount on redemption of preferred stock   4,960  
Earnings (loss) attributable to common stockholders $ (918) $ 866 $ (5,850)
Earnings (loss) per common share:      
Basic $ (0.06) $ 0.14 $ (7.09)
Diluted $ (0.06) $ 0.14 $ (7.09)