NOTE 11- ACCUMULATED OTHER COMPREHENSIVE INCOME

The following table summarizes the changes within each classification of accumulated other comprehensive income, net of tax, for the three and nine months ended September 30, 2015 and 2014 and summarizes the significant amounts reclassified out of each component of accumulated other comprehensive income:


Changes in Accumulated Other Comprehensive Income by Component (1)

	Three months ended September 30,				Nine months ended September 30,
	2015		2014		2015		2014

	Unrealized Gains and Losses on Available-for-Sale Securities				Unrealized Gains and Losses on Available-for-Sale Securities


Accumulated Other Comprehensive income (loss), beginning of period	$	74	$	74	$	51	$	98

Other comprehensive income (loss) before reclassifications		5		(7)		16		(31)
Less amount reclassified from accumulated other comprehensive loss (2)		-		-		12		-
Net current-period other comprehensive income (loss)		5		(7)		28		(31)

Accumulated Other Comprehensive income (loss), end of period	$	79	$	67	$	79	$	67

⁽¹⁾ All amounts are net of tax. Amounts in parentheses indicate a reduction of other comprehensive income.

⁽²⁾

There were no amounts reclassified out of other comprehensive income for the three months ended September 30, 2015 and 2014. There was $12 reclassified out of other comprehensive income for the nine months ended September 30, 2015 due to an early redemption on a municipal security. There were no amounts reclassified out of other comprehensive income for the nine months ended September 30, 2014.