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Consolidated Statements Of Operations - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Interest and dividend income        
Loans, including fees $ 3,073 $ 2,848 $ 9,063 $ 7,372
Securities 31 38 100 124
FHLB stock dividends 19 19 58 58
Federal funds sold and other 16 14 49 46
Total interest and dividend income 3,139 2,919 9,270 7,600
Interest expense        
Deposits 585 400 1,628 1,123
FHLB advances and other debt 59 41 174 112
Subordinated debentures 41 41 122 124
Total interest expense 685 482 1,924 1,359
Net interest income 2,454 2,437 7,346 6,241
Provision for loan losses 50 75 200 203
Net interest income after provision for loan losses 2,404 2,362 7,146 6,038
Noninterest income        
Service charges on deposit accounts 127 99 359 308
Net gains on sales of loans 64 207 357 356
Net gain (loss) on sales of securities     (12)  
Earnings on bank owned life insurance 33 33 98 97
Other 100 107 341 288
Total noninterest income 324 446 1,143 1,049
Noninterest expense        
Salaries and employee benefits 1,167 1,177 3,604 3,331
Occupancy and equipment 129 138 402 431
Data processing 269 223 786 654
Franchise and other taxes 79 51 240 150
Professional fees 230 317 676 871
Director fees 33 39 99 64
Postage, printing and supplies 41 49 171 190
Advertising and promotion 35 36 125 40
Telephone 30 31 86 83
Loan expenses 110 12 153 27
Foreclosed assets, net 18 167 92 248
Depreciation 53 57 157 179
FDIC premiums 106 105 313 269
Regulatory assessment 30 42 128 120
Other insurance 30 30 91 99
Other 38 48 118 161
Total noninterest expense 2,398 2,522 7,241 6,917
Income (loss) before incomes taxes $ 330 $ 286 $ 1,048 $ 170
Income tax expense
Net income (loss) $ 330 $ 286 $ 1,048 $ 170
Dividends on Series B preferred stock and accretion of discount (214) (174) (643) (233)
Earnings (loss) attributable to common stockholders $ 116 $ 112 $ 405 $ (63)
Earnings (loss) per common share:        
Basic [1] $ 0.01 $ 0.01 $ 0.03 $ 0.00
Diluted [2] $ 0.01 $ 0.01 $ 0.03 $ 0.00
[1] Basic earnings (loss) per share is less than $0.01 per share for the nine months ended September 30, 2014
[2] Diluted earnings (loss) per share is less than $0.01 per share for the nine months ended September 30, 2014