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Foreclosed Assets | 12 Months Ended
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Dec. 31, 2015
Foreclosed Assets [Abstract] |
Foreclosed Assets | NOTE 5 – FORECLOSED ASSETS Foreclosed assets at year-end were as follows:
| 2015 |  | 2014
Commercial real estate | $ | 1,636 |  | $ | 1,636
Valuation Allowance |  | - |  |  | -
Total | $ | 1,636 |  | $ | 1,636
There was no activity in the valuation allowance account or any write-downs during the years ended December 31, 2015 and 2014. Expenses related to foreclosed assets include:
| 2015 |  | 2014
Net loss (gain) on sales | $ | - |  | $ | -
Provision for unrealized losses |  | - |  |  | -
Operating expenses, net of rental income |  | 137 |  |  | 328
| $ | 137 |  | $ | 328
Foreclosed assets at December 31, 201 5 and December 31, 2014 consisted of one multi-family property that was transferred into REO at fair value at the time of transfer in 2013. Foreclosed asset expense s incurred during 2015 and 2014 related to light rehabilitation and maintenance expense incurred to increase occupancy levels, and certain other operating costs.

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