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Regulatory Capital Matters (Tables)
12 Months Ended
Dec. 31, 2015
Regulatory Capital Matters [Abstract]  
Actual and required capital amounts and ratios of CFBank

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

To Be Well

 

 

 

 

 

 

 

 

 

 

 

 

 

Capitalized Under

 

Required

 

 

 

 

 

For Capital

 

Applicable Regulatory

 

Pursuant to

 

Actual

 

Adequacy Purposes

 

Action Regulations

 

OCC Commitment (1)

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital to risk

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

weighted assets

$

41,528  13.67% 

 

$

24,310  8.00% 

 

$

30,388  10.00% 

 

$

N/A

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 (Core) Capital to risk

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

weighted assets

 

37,694  12.40% 

 

 

18,233  6.00% 

 

 

24,310  8.00% 

 

 

N/A

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

to risk-weighted assets

 

37,694  12.40% 

 

 

13,675  4.50% 

 

 

19,752  6.50% 

 

 

N/A

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 (Core) Capital to

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

adjusted total assets

 

37,694  11.12% 

 

 

13,557  4.00% 

 

 

16,946  5.00% 

 

 

N/A

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1)

The heightened capital requirements were applicable to CFBank until December 23, 2015, under the CFBank Order and the subsequent commitments made by CFBank to the OCC.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

To Be Well

 

 

 

 

 

 

 

 

 

 

 

 

 

Capitalized Under

 

Required

 

 

 

 

 

For Capital

 

Applicable Regulatory

 

Pursuant to

 

Actual

 

Adequacy Purposes

 

Capital Standards

 

OCC Commitment (2)

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31,2014

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital to risk

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

weighted assets

$

37,898  14.18% 

 

$

21,379  8.00% 

 

$

26,724  10.00% 

 

$

32,069  12.00% 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 (Core) Capital to risk

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

weighted assets

 

34,520  12.92% 

 

 

10,690  4.00% 

 

 

16,034  6.00% 

 

 

N/A

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

to risk-weighted assets

 

N/A

N/A

 

 

N/A

N/A

 

 

N/A

N/A

 

 

N/A

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 (Core) Capital to

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

adjusted total assets

 

34,520  11.03% 

 

 

12,515  4.00% 

 

 

15,643  5.00% 

 

 

25,029  8.00% 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(2)

The heightened capital requirements were applicable to CFBank until December 23, 2015, under the CFBank Order and the subsequent commitments made by CFBank to the OCC.