<SEC-DOCUMENT>0001532155-16-000153.txt : 20160216
<SEC-HEADER>0001532155-16-000153.hdr.sgml : 20160215
<ACCEPTANCE-DATETIME>20160216122358
ACCESSION NUMBER:		0001532155-16-000153
CONFORMED SUBMISSION TYPE:	SC 13G
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20160216
DATE AS OF CHANGE:		20160216

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CENTRAL FEDERAL CORP
		CENTRAL INDEX KEY:			0001070680
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				341877137
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-55853
		FILM NUMBER:		161425338

	BUSINESS ADDRESS:	
		STREET 1:		C/O CFBANK
		STREET 2:		7000 N. HIGH ST.
		CITY:			WORTHINGTON
		STATE:			OH
		ZIP:			43085
		BUSINESS PHONE:		6143347979

	MAIL ADDRESS:	
		STREET 1:		C/O CFBANK
		STREET 2:		7000 N. HIGH ST.
		CITY:			WORTHINGTON
		STATE:			OH
		ZIP:			43085

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GRAND CENTRAL FINANCIAL CORP
		DATE OF NAME CHANGE:	19980918

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ALLIANCEBERNSTEIN L.P.
		CENTRAL INDEX KEY:			0001109448
		STANDARD INDUSTRIAL CLASSIFICATION:	INVESTMENT ADVICE [6282]
		IRS NUMBER:				134064930
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G

	BUSINESS ADDRESS:	
		STREET 1:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105
		BUSINESS PHONE:		2129691000

	MAIL ADDRESS:	
		STREET 1:		1345 AVENUE OF THE AMERICAS
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10105

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALLIANCE CAPITAL MANAGEMENT L P
		DATE OF NAME CHANGE:	20000316
</SEC-HEADER>
<DOCUMENT>
<TYPE>SC 13G
<SEQUENCE>1
<FILENAME>SEC13G_Filing.htm
<DESCRIPTION>SEC SCHEDULE 13G
<TEXT>









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		<title> </title>
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		<div align="center" xmlns:fo="http://www.w3.org/1999/XSL/Format" xmlns:ms="urn:schemas-microsoft-com:xslt">
			<h4>
UNITED STATES<br />
SECURITIES AND EXCHANGE COMMISSION<br />
Washington, D.C.  20549
			</h4>
			<h3>
SCHEDULE 13G<br />
			</h3>
			<h4>
Under the Securities Exchange Act of 1934
			</h4>

			<h4>
(Amendment No.
	_
)<sup>*</sup>
			</h4>

            <pre>
            </pre>


			<p>

	Central Federal Corp
<br />
			<hr width="80%" noshade="true" />
(Name of Issuer)
			</p>
	        <p>

	Common Stock
<br />
			<hr width="80%" noshade="true" />
(Title of Class of Securities)
			</p>
			<p>

	15346Q202
<br />
			<hr width="80%" noshade="true" />
(CUSIP Number)
			</p>
	        <p>



    December 31, 2015

<br />
			<hr width="80%" noshade="true" />
(Date of Event Which Requires Filing of this Statement)
			</p>
		</div>

		<div xmlns:fo="http://www.w3.org/1999/XSL/Format" xmlns:ms="urn:schemas-microsoft-com:xslt">
			<p>
Check the appropriate box to designate the rule
pursuant to which this Schedule is filed:<br /><br />
                <table border="0" cellspacing="0" cellpadding="4">
                    <tr>
                        <td>
[X]
                        </td>
                        <td>
Rule 13d-1(b)
                        </td>
                    </tr>
                    <tr>
                        <td>
[ ]
                        </td>
                        <td>
Rule 13d-1(c)
                        </td>
                    </tr>
                    <tr>
                        <td>
[ ]
                        </td>
                        <td>
Rule 13d-1(d)
                        </td>
                    </tr>
                </table>
			</p>
		</div>

		<div xmlns:fo="http://www.w3.org/1999/XSL/Format" xmlns:ms="urn:schemas-microsoft-com:xslt">
			<p><sup>*</sup>
The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities,
and for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.
			</p>
			<p>
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 (the "Act") or otherwise subject to the liabilities of that section
of the Act, but shall be subject to all other provisions of the Act (however,
see the Notes.)
			</p>
		</div>










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</p>


<table xmlns:fo="http://www.w3.org/1999/XSL/Format" xmlns:ms="urn:schemas-microsoft-com:xslt">
    <tr>
        <td colspan="2">
CUSIP No.
        </td>
        <td colspan="4">

	15346Q202

        </td>
    </tr>
</table>


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<table style="border-collapse: collapse" frame="hsides" cellpadding="8" xmlns:fo="http://www.w3.org/1999/XSL/Format" xmlns:ms="urn:schemas-microsoft-com:xslt">
	<tr>
		<td width="10%" valign="top">
1.
		</td>
		<td colspan="3">
NAMES OF REPORTING PERSONS<br />
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)<br /><br />


	AllianceBernstein L.P.
<br />


	13-4064930
<br />
		</td>
	</tr>
	<tr>
		<td width="10%" valign="top">
2.
		</td>
		<td colspan="3">
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*<br /><br />
(a)  [ ]<br />
(b)  [X]
		</td>
	</tr>
	<tr>
		<td width="10%" valign="top">
3.
		</td>
		<td colspan="3">
SEC USE ONLY
		</td>
	</tr>
	<tr>
		<td width="10%" valign="top">
4.				</td>
		<td colspan="3">
CITIZENSHIP OR PLACE OF ORGANIZATION<br /><br />


	Delaware

		</td>
	</tr>
	<tr>
		<td width="15%" colspan="2" rowspan="4">
			<p>
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH
			</p>
		</td>
		<td>
5. SOLE VOTING POWER
        </td>
        <td>







953,936


        </td>
	</tr>
	<tr>
		<td>
6.  SHARED VOTING POWER
        </td>
        <td>







0


        </td>
	</tr>
	<tr>
		<td>
7.  SOLE DISPOSITIVE POWER</td>
        <td>







953,936


        </td>
	</tr>
	<tr>
		<td>
8.  SHARED DISPOSITIVE POWER
        </td>
        <td>







0


        </td>
	</tr>
	<tr>
		<td width="10%" valign="top">
9.
        </td>
		<td colspan="3">
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON<br /><br />


    953,936

		</td>
	</tr>
	<tr>
		<td width="10%" valign="top">
10.
        </td>
		<td colspan="3">
CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES<br /><br />
[X]
		</td>
	</tr>
	<tr>
		<td width="10%" valign="top">
11.
        </td>
		<td colspan="3">
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)<br /><br />


    5.9%

		</td>
	</tr>
	<tr>
		<td width="10%" valign="top">
12.
        </td>
		<td colspan="3">
TYPE OF REPORTING PERSON<br /><br />

    IA

		</td>
	</tr>
</table>
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</pre>

















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</p>

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	<tr>
		<td colspan="5" align="left" valign="top">
<b>Item 1.</b>
		</td>
    </tr>
    <tr>
        <td>
        </td>
		<td align="left" valign="top">
<b>(a)</b>
		</td>
		<td colspan="3">
<b>Name of Issuer</b><br />
Central Federal Corp
		</td>
	</tr>
	<tr>
        <td>
        </td>
		<td align="left" valign="top">
<b>(b)</b>
		</td>
		<td colspan="3">
<b>Address of Issuer's Principal Executive Offices</b><br />









	C/O CFBANK, 7000 N. HIGH ST, WORTHINGTON
	 OH
	  43085


		</td>
	</tr>


    <tr>
		<td colspan="5" align="left" valign="top">
<b>Item 2.</b>
		</td>
    </tr>
	<tr>
        <td>
        </td>
		<td align="left" valign="top">
<b>(a)</b>
		</td>
		<td colspan="3">
<b>Name of Person Filing</b><br />









AllianceBernstein L.P.

("AllianceBernstein L.P.")





        </td>
	</tr>
	<tr>
        <td>
        </td>
		<td align="left" valign="top">
<b>(b)</b>
		</td>
		<td colspan="3">
<b>Address of Principal Business Office or, if None, Residence</b><br />


















	1345 Avenue of the Americas, New York
	 NY
	  01015




<br /><br />All media outlets, please contact Andrea Prochniak at AllianceBernstein (212-756-4542) with any questions. All other questions can be directed to Section13USFilings@alliancebernstein.com.

		</td>
	</tr>
	<tr>
        <td>
        </td>
		<td align="left" valign="top">
<b>(c)</b>
		</td>
		<td colspan="3">
<b>Citizenship</b><br />








	Delaware



		</td>
	</tr>
	<tr>
        <td>
        </td>
		<td align="left" valign="top">
<b>(d)</b>
		</td>
		<td colspan="3">
<b>Title of Class of Securities</b><br />

	Common Stock

		</td>
	</tr>
	<tr>
        <td>
        </td>
		<td align="left" valign="top">
<b>(e)</b>
		</td>
		<td colspan="3">
<b>CUSIP Number</b><br />

	15346Q202

		</td>
	</tr>


	<tr>
		<td width="12%" align="left" valign="top">
<b>Item 3.</b>
		</td>
		<td colspan="4">
<b>If This Statement is Filed Pursuant to
Rule 13d-1(b), or 13d-2(b) or (c),
Check Whether the Person Filing is a:</b>
        </td>
    </tr>





    <tr>
        <td>
        </td>
        <td>
(a)
        </td>
        <td>
[ ]
        </td>
        <td colspan="2">
Broker or dealer registered under Section 15 of the Act (15 U.S.C. 78o).
        </td>
    </tr>
    <tr>
        <td>
        </td>
        <td>
(b)
        </td>
        <td>
[ ]
        </td>
        <td colspan="2">
Bank as defined in Section 3(a)(6) of the Act (15 U.S.C. 78c).
        </td>
    </tr>
    <tr>
        <td>
        </td>
        <td>
(c)
        </td>
        <td>
[ ]
        </td>
        <td colspan="2">
Insurance Company as defined in Section 3(a)(19) of the Act (15 U.S.C. 78c).
        </td>
    </tr>
    <tr>
        <td>
        </td>
        <td>
(d)
        </td>
        <td>
[ ]
        </td>
        <td colspan="2">
Investment Company registered under
Section 8 of the Investment Company Act of 1940
(15 U.S.C. 80a-8).
        </td>
    </tr>
    <tr>
        <td>
        </td>
        <td>
(e)
        </td>
        <td>
[X]
        </td>
        <td colspan="2">
An investment adviser in accordance with
Rule 240.13d-1(b)(1)(ii)(E);
        </td>
    </tr>
    <tr>
        <td>
        </td>
        <td>
(f)
        </td>
        <td>
[ ]
        </td>
        <td colspan="2">
An employee benefit plan or endowment fund in accordance with
Rule 240.13d-1(b)(1)(ii)(F);
        </td>
    </tr>
    <tr>
        <td>
        </td>
        <td>
(g)
        </td>
        <td>
[ ]
        </td>
        <td colspan="2">
A parent holding company or control person in accordance with
Rule 240.13d-1(b)(1)(ii)(G);
        </td>
    </tr>
    <tr>
        <td>
        </td>
        <td>
(h)
        </td>
        <td>
[ ]
        </td>
        <td colspan="2">
A savings association as defined in
Section 3(b) of the Federal Deposit Insurance Act
(12 U.S.C. 1813);
        </td>
    </tr>
    <tr>
        <td>
        </td>
        <td>
(i)
        </td>
        <td>
[ ]
        </td>
        <td colspan="2">
A church plan that is excluded from the
definition of an investment company under
Section 3(c)(14) of the Investment Company Act
of 1940 (15 U.S.C. 80a-3);
        </td>
    </tr>
    <tr>
        <td>
        </td>
        <td>
(j)
        </td>
        <td>
[ ]
        </td>
        <td colspan="2">
Group, in accordance with Rule 240.13d-1(b)(1)(ii)(J).
        </td>
    </tr>


	<tr>
		<td width="12%" align="left" valign="top">
<b>Item 4.</b>
		</td>
		<td colspan="4">
<b>Ownership.</b>
        </td>
    </tr>
    <tr>
        <td colspan="5">
Provide the following information regarding the aggregate number and
percentage of the class of securities of the issuer identified in Item 1.
        </td>
    </tr>
    <tr>
        <td>
        </td>
        <td>
(a)
        </td>
        <td colspan="3">
Amount Beneficially Owned:
        </td>
    </tr>
    <tr>
        <td colspan="2">
        </td>
        <td colspan="3">






    953,936
 shares acquired solely for investment purposes on behalf of client discretionary investment advisory accounts.*



        </td>
    </tr>
    <tr>
        <td>
        </td>
        <td>
(b)
        </td>
        <td colspan="3">
Percent of Class:
        </td>
    </tr>
    <tr>
        <td colspan="2">
        </td>
        <td colspan="3">


    5.9%

        </td>
    </tr>
    <tr>
        <td>
        </td>
        <td>
(c)
        </td>
        <td colspan="3">
Number of shares as to which such person has:
        </td>
    </tr>
    <tr>
        <td colspan="2">
        </td>
        <td>
(i)
        </td>
        <td>
sole power to vote or to direct the vote
        </td>
        <td>







953,936


        </td>
    </tr>
    <tr>
        <td colspan="2">
        </td>
        <td>
(ii)
        </td>
        <td>
shared power to vote or to direct the vote
        </td>
        <td>







0


        </td>
    </tr>
    <tr>
        <td colspan="2">
        </td>
        <td>
(iii)
        </td>
        <td>
sole power to dispose or to direct the disposition of
        </td>
        <td>







953,936


        </td>
    </tr>
    <tr>
        <td colspan="2">
        </td>
        <td>
(iv)
        </td>
        <td>
shared power to dispose or to direct the disposition of
        </td>
        <td>







0


        </td>
    </tr>





      <tr>
        <td colspan="5">



*AllianceBernstein L.P. is a majority owned subsidiary of AXA Financial, Inc.
and an indirect majority owned subsidiary of AXA SA.  AllianceBernstein operates
under independent management and makes independent decisions from AXA and AXA
Financial and their respective subsidiaries and AXA and AXA Financial calculate
and report beneficial ownership separately from AllianceBernstein pursuant to
guidance provided by the Securities and Exchange Commission in
Release Number 34-39538 (January 12, 1998).
<br /><br />

AllianceBernstein may be deemed to share beneficial ownership with AXA reporting
persons by virtue of







0


shares of common stock acquired on behalf of the general
and special accounts of the affiliated entities for which AllianceBernstein serves as
a subadvisor. Each of AllianceBernstein and the AXA entities reporting herein acquired
their shares of common stock for investment purposes in the ordinary course of their
investment management and insurance businesses.
<br />


        </td>
    </tr>



	<tr>
		<td align="left" valign="top">
<b>Item 5.</b>
		</td>
		<td colspan="4">
<b>Ownership of Five Percent or Less of Class.</b>
		</td>
    </tr>
    <tr>
        <td>
        </td>
		<td colspan="4">
If this statement is being filed to report the fact that
as of the date hereof the reporting person has ceased to
be the beneficial owner of more than five percent of the
class of securities, check the following:
[

]
		</td>
	</tr>


	<tr>
		<td align="left" valign="top">
<b>Item 6.</b>
		</td>
		<td colspan="4">
<b>Ownership of More than Five Percent on Behalf of Another Person.</b>
		</td>
    </tr>
    <tr>
        <td>
        </td>
		<td colspan="4">












  Not Applicable<br />



		</td>
	</tr>


	<tr>
		<td align="left" valign="top">
<b>Item 7.</b>
		</td>
		<td colspan="4">
<b>Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on by the Parent Holding Company.</b><br />
		</td>
    </tr>
    <tr>
        <td>
        </td>
		<td colspan="4">








  Not Applicable

		</td>
	</tr>


	<tr>
		<td align="left" valign="top">
<b>Item 8.</b>
		</td>
		<td colspan="4">
<b>Identification and Classification of Members of the Group.</b><br />

<br />Not Applicable.  This schedule is not being filed pursuant to
Rule 13d-1(b)(1)(ii)(J) or Rule 13d-1(d).
<br />
		</td>
	</tr>


	<tr>
		<td align="left" valign="top">
<b>Item 9.</b>
		</td>
		<td colspan="4">
<b>Notice of Dissolution of Group.</b><br />

<br />Not Applicable
<br />
		</td>
	</tr>


	<tr>
		<td align="left" valign="top">
<b>Item 10.</b>
		</td>
		<td colspan="4">
<b>Certification.</b><br />
<br />
By signing below I certify that, to the best
of my knowledge and belief, the securities
referred to above

were acquired and are held
in the ordinary course of business and

were not acquired and are not held for the purpose
of or with the effect of changing or
influencing the control of the issuer of the
securities and were not acquired and are not held
in connection with or as a participant in any
transaction having that purpose or effect.
		</td>
	</tr>
</table>








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    <h4 align="center" xmlns:fo="http://www.w3.org/1999/XSL/Format" xmlns:ms="urn:schemas-microsoft-com:xslt">SIGNATURE</h4>
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    <tr>
        <td width="10%"> </td>
        <td>
            After reasonable inquiry and to the best of my knowledge and belief,
            I certify that the information set forth in this statement is true,
            complete and correct.
        </td>
        <td width="10%"> </td>
    </tr>
</table>
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        <td width="60%">



AllianceBernstein L.P.

<br />
        </td>
    </tr>
    <tr>
        <td width="60%"> </td>
        <td width="60%">
                                By:  <u>/s/


Laurence Bertan
</u><br />
        </td>
    </tr>
    <tr>
        <td width="60%"> </td>
        <td>
                                Date:


    February 16, 2016

<br />
        </td>
    </tr>
    <tr>
        <td width="60%"> </td>
        <td>
                                Name:
    Laurence Bertan
<br />
        </td>
    </tr>
    <tr>
        <td width="60%"> </td>
        <td>
                                Title:
    SVP and Head of Regulatory Reporting
<br />
        </td>
    </tr>
</table>
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        </td>
        <td width="10%"> </td>
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    <tr>
        <td width="10%"> </td>
        <td>




        </td>
        <td width="10%"> </td>
    </tr>
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