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Foreclosed Assets | 12 Months Ended
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Dec. 31, 2016
Foreclosed Assets [Abstract] |
Foreclosed Assets | ﻿ NOTE 5 – FORECLOSED ASSETS Foreclosed assets at year-end were as follows:
﻿ |  |  |  |  |
﻿ | 2016 |  | 2015
﻿Commercial real estate | $ | - |  | $ | 1,636
﻿Single-family residential |  | 204 |  |  | -
﻿ Subtotal |  | 204 |  |  | 1,636
﻿Valuation Allowance |  | - |  |  | -
﻿ Total | $ | 204 |  | $ | 1,636
﻿ ﻿ There was no activity in the valuation allowance account or any write-downs during the years ended December 31, 2016 and 2015. ﻿ Expenses related to foreclosed assets include:
﻿ |  |  |  |  |
﻿ | 2016 |  | 2015
﻿Net loss (gain) on sales | $ | (4) |  | $ | -
﻿Operating expenses, net of rental income |  | 69 |  |  | 137
﻿ | $ | 65 |  | $ | 137
﻿ Foreclosed assets at December 31, 201 6 consisted of one single-family residential property that was transferred into REO at fair value in December 2016. Foreclosed assets at December 31, 2015 consisted of one multi-family property that was transferred into REO at fair value at the time of transfer in 2013. Foreclosed asset expense s incurred during 2016 and 201 5 related to light rehabilitation and maintenance expense incurred to ready the property to sell, increase occupancy levels, and certain other operating costs.

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