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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): June 1, 2022

CF BANKSHARES INC.

(Exact name of registrant as specified in its charter)

Delaware | 0-25045 | 34-1877137
(State or other jurisdiction of | (Commission | (IRS Employer
incorporation) | File Number) | Identification Number)
7000 N. High Street, Worthington, Ohio | 43085 | (614) 334-7979
(Address of principal executive offices) | (Zip Code) | (Registrant’s Telephone Number)

(former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class | Trading Symbol(s) | Name of each exchange on which registered
Common Stock, $.01 par value | CFBK | The NASDAQ Capital Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01. Regulation FD Disclosure.

CF Bankshares Inc. is providing additional information in conjunction with its Annual Meeting of Stockholders to be held at 10:00 a.m. on June 1, 2022. The slides that will accompany the presentation are furnished as Exhibit 99 to this Form 8-K, and are incorporated herein by reference.

Item 9.01. Financial Statements and Exhibits

(a) | Not applicable
(b) | Not applicable
(c) | Not applicable
(d) | Exhibits
| 99 Slide presentation for the Annual Meeting of Stockholders of CF Bankshares Inc. to be held on June 1, 2022 (furnished pursuant to Item 7.01 hereof).
| 104 Cover Page Interactive Data File (the cover page XBRL tags are embedded within the Inline XBRL document).

‎

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

|  |  | CF Bankshares Inc.
Date: June 1, 2022 |  | By: | /s/ Kevin J. Beerman
|  |  | Kevin J. Beerman
|  |  | Executive Vice President and Chief Financial Officer