
	Fair Value Measurements at March 31, 2024 Using:
	Carrying
(unaudited)	Value		Level 1		Level 2		Level 3		Total
Financial assets
Cash and cash equivalents	$	236,892	$	236,892	$	-	$	-	$	236,892
Interest-bearing deposits in other financial institutions		100		100		-		-		100
Securities available for sale		7,597		-		7,597		-		7,597
Equity securities		5,000		-		5,000		-		5,000
Loans held for sale		2,241		-		2,241		-		2,241
Loans and leases, net		1,695,731		-		-		1,661,501		1,661,501
FHLB and FRB stock		8,491		n/a		n/a		n/a		n/a
Accrued interest receivable		9,198		320		186		8,692		9,198
Derivative assets		4,161		-		4,161		-		4,161

Financial liabilities
Deposits	$	(1,723,070)	$	(1,064,255)	$	(654,738)	$	-	$	(1,718,993)
FHLB advances and other borrowings		(111,004)		-		(108,839)		-		(108,839)
Advances by borrowers for taxes and insurance		(1,093)		-		-		(1,093)		(1,093)
Subordinated debentures		(14,971)		-		(17,249)		-		(17,249)
Accrued interest payable		(3,332)		-		(3,332)		-		(3,332)
Derivative liabilities		(4,161)		-		(4,161)		-		(4,161)

The carrying amounts and estimated fair values of financial instruments at December 31, 2023 were as follows:



	Fair Value Measurements at December 31, 2023 Using:
	Carrying
	Value		Level 1		Level 2		Level 3		Total
Financial assets
Cash and cash equivalents	$	261,595	$	261,595	$	-	$	-	$	261,595
Interest-bearing deposits in other financial institutions		100		100		-		-		100
Securities available for sale		8,092		-		8,092		-		8,092
Equity securities		5,000		-		5,000		-		5,000
Loans held for sale		1,849		-		1,849		-		1,849
Loans and leases, net		1,694,133		-		-		1,670,885		1,670,885
FHLB and FRB stock		8,482		n/a		n/a		n/a		n/a
Accrued interest receivable		9,210		171		125		8,914		9,210
Derivative assets		4,710		-		4,710		-		4,710

Financial liabilities
Deposits	$	(1,744,057)	$	(1,080,605)	$	(659,492)	$	-	$	(1,740,097)
FHLB advances and other borrowings		(109,995)		-		(108,294)		-		(108,294)
Advances by borrowers for taxes and insurance		(2,179)		-		-		(2,179)		(2,179)
Subordinated debentures		(14,961)		-		(17,345)		-		(17,345)
Accrued interest payable		(2,680)		-		(2,680)		-		(2,680)
Derivative liabilities		(4,710)		-		(4,710)		-		(4,710)

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