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Consolidated Statements Of Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest and dividend income    
Loans and leases, including fees $ 26,010 $ 22,338
Securities 129 215
FHLB and FRB stock dividends 165 121
Federal funds sold and other 2,782 1,502
Total interest and dividend income 29,086 24,176
Interest expense    
Deposits 16,650 10,419
FHLB advances and other debt 785 742
Subordinated debentures 367 282
Total interest expense 17,802 11,443
Net interest income 11,284 12,733
Provision for credit losses    
Provision for credit losses-loans 1,317 267
Provision for credit losses-unfunded commitments (80) (30)
Total provision for credit losses 1,237 237
Net interest income after provision for credit losses 10,047 12,496
Noninterest income    
Service charges on deposit accounts 559 304
Net gains (losses) on sales of residential mortgage loans 90 (3)
Net gains on sales of commercial loans 167  
Swap fee income 30
Earnings on bank owned life insurance 204 150
Other (115) 238
Total noninterest income 905 719
Noninterest expense    
Salaries and employee benefits 3,508 3,986
Occupancy and equipment 434 381
Data processing 615 549
Franchise and other taxes 286 299
Professional fees 663 606
Director fees 125 170
Postage, printing and supplies 44 55
Advertising and marketing 14 183
Telephone 51 64
Loan expenses 447 172
Depreciation 130 133
FDIC premiums 600 503
Regulatory assessment 65 58
Other insurance 56 47
Other 149 485
Total noninterest expense 7,187 7,691
Income before incomes taxes 3,765 5,524
Income tax expense 695 1,076
Net income 3,070 4,448
Earnings allocated to participating securities (Series C preferred stock) (57)
Net income attributable to common stockholders $ 3,013 $ 4,448
Earnings per common share:    
Basic $ 0.48 $ 0.69
Diluted $ 0.47 $ 0.68