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Consolidated Statements Of Income - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Interest and dividend income        
Loans and leases, including fees $ 26,339 $ 23,684 $ 52,349 $ 46,022
Securities 133 213 262 428
FHLB and FRB stock dividends 164 138 329 259
Federal funds sold and other 2,679 2,190 5,461 3,692
Total interest and dividend income 29,315 26,225 58,401 50,401
Interest expense        
Deposits 16,784 13,660 33,434 24,079
FHLB advances and other debt 800 789 1,585 1,531
Subordinated debentures 364 290 731 572
Total interest expense 17,948 14,739 35,750 26,182
Net interest income 11,367 11,486 22,651 24,219
Provision for credit losses        
Provision for credit losses-loans 3,195 (63) 4,512 204
Provision for credit losses-unfunded commitments 366 75 286 45
Total provision for credit losses 3,561 12 4,798 249
Net interest income after provision for credit losses 7,806 11,474 17,853 23,970
Noninterest income        
Service charges on deposit accounts 623 379 1,182 683
Net gains on sales of residential mortgage loans 87 40 177 37
Net gains on sales of commercial loans   167  
Swap fee income 142   172
Earnings on bank owned life insurance 213 155 417 305
Other 295 262 180 500
Total noninterest income 1,218 978 2,123 1,697
Noninterest expense        
Salaries and employee benefits 3,570 3,778 7,078 7,764
Occupancy and equipment 471 456 905 837
Data processing 649 487 1,264 1,036
Franchise and other taxes 356 328 642 627
Professional fees 590 632 1,253 1,238
Director fees 143 164 268 334
Postage, printing and supplies 42 37 86 92
Advertising and marketing 38 71 52 254
Telephone 52 72 103 136
Loan expenses 259 187 706 359
Depreciation 122 148 252 281
FDIC premiums 499 519 1,099 1,022
Regulatory assessment 66 60 131 118
Other insurance 51 52 107 99
Other 184 182 333 667
Total noninterest expense 7,092 7,173 14,279 14,864
Income before incomes taxes 1,932 5,279 5,697 10,803
Income tax expense 237 1,056 932 2,132
Net income 1,695 4,223 4,765 8,671
Earnings allocated to participating securities (Series D preferred stock) (54)   (121)  
Net income attributable to common stockholders $ 1,641 $ 4,223 $ 4,644 $ 8,671
Earnings per common share:        
Basic $ 0.26 $ 0.66 $ 0.74 $ 1.35
Diluted $ 0.26 $ 0.66 $ 0.74 $ 1.35