<SEC-DOCUMENT>0001070680-24-000036.txt : 20241212
<SEC-HEADER>0001070680-24-000036.hdr.sgml : 20241212
<ACCEPTANCE-DATETIME>20241212160814
ACCESSION NUMBER:		0001070680-24-000036
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		4
FILED AS OF DATE:		20241212
DATE AS OF CHANGE:		20241212
EFFECTIVENESS DATE:		20241212

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CF BANKSHARES INC.
		CENTRAL INDEX KEY:			0001070680
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				341877137
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-283757
		FILM NUMBER:		241544890

	BUSINESS ADDRESS:	
		STREET 1:		C/O CFBANK
		STREET 2:		4960 EAST DUBLIN GRANVILLE RD, SUITE 400
		CITY:			COLUMBUS
		STATE:			OH
		ZIP:			43081
		BUSINESS PHONE:		6143347979

	MAIL ADDRESS:	
		STREET 1:		C/O CFBANK
		STREET 2:		4960 EAST DUBLIN GRANVILLE RD, SUITE 400
		CITY:			COLUMBUS
		STATE:			OH
		ZIP:			43081

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CENTRAL FEDERAL CORP
		DATE OF NAME CHANGE:	20030509

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GRAND CENTRAL FINANCIAL CORP
		DATE OF NAME CHANGE:	19980918
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>cfbk-20241212xs8.htm
<DESCRIPTION>S-8
<TEXT>
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			Form S-8 for 2019 Equity Incentive Plan
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			<font style="display: inline;">As filed with the Securities and Exchange Commission </font><font style="display: inline;">on </font><font style="display: inline;">December</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">12</font><font style="display: inline;">, &nbsp;</font><font style="display: inline;">2024</font>
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			<font style="display: inline;">Registration No. 333-</font>
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			<font style="display: inline;">SECURITIES AND EXCHANGE COMMISSION</font>
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			<font style="display: inline;font-weight:bold;">Washington, </font><font style="display: inline;font-weight:bold;">D.C.</font><font style="display: inline;font-weight:bold;">&nbsp;</font><font style="display: inline;font-weight:bold;">20549</font><br /><font style="display: inline;font-weight:bold;"></font><font style="display: inline;font-size:9pt;">____________________</font>
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			<font style="display: inline;font-weight:bold;font-size:12pt;">FORM S-8</font>
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			<font style="display: inline;font-weight:bold;font-size:12pt;">REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933</font>
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			<font style="display: inline;font-weight:bold;font-size:12pt;">CF BANKSHARES INC. </font>
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			<font style="display: inline;font-weight:bold;font-size:8pt;">(Exact name of </font><font style="display: inline;font-weight:bold;font-size:8pt;">r</font><font style="display: inline;font-weight:bold;font-size:8pt;">egistrant as specified in its charter)</font>
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						<font style="display: inline;font-weight:bold;font-size:11pt;">Delaware</font></p>
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						<font style="display: inline;font-weight:bold;font-size:11pt;">34-1877137</font></p>
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						<font style="display: inline;font-weight:bold;font-size:8pt;">(State or other jurisdiction </font></p>
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						<font style="display: inline;font-weight:bold;font-size:8pt;">of incorporation or organization)</font></p>
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						<font style="display: inline;font-weight:bold;font-size:8pt;">Identification No.)</font></p>
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			<font style="display: inline;font-weight:bold;font-size:11pt;">4960 E</font><font style="display: inline;font-weight:bold;font-size:11pt;">.</font><font style="display: inline;font-weight:bold;font-size:11pt;"> Dublin Granville Rd., Suite #400</font>
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			<font style="display: inline;font-weight:bold;font-size:11pt;">Columbus</font><font style="display: inline;font-weight:bold;font-size:11pt;">, Ohio </font><font style="display: inline;font-weight:bold;font-size:11pt;">43081</font><font style="display: inline;font-weight:bold;font-size:11pt;">&nbsp;</font>
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			<font style="display: inline;font-weight:bold;font-size:11pt;">&nbsp;</font><font style="display: inline;font-weight:bold;font-size:8pt;">(Address of Principal Executive Offices)&nbsp;&nbsp;(Zip Code)</font>
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			<font style="display: inline;font-weight:bold;font-size:8pt;">&#xFEFF;</font>
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			<font style="display: inline;font-weight:bold;font-size:12pt;">CF Bankshares Inc.</font><font style="display: inline;font-weight:bold;font-size:12pt;"> 20</font><font style="display: inline;font-weight:bold;font-size:12pt;">19</font><font style="display: inline;font-weight:bold;font-size:12pt;"> Equity </font><font style="display: inline;font-weight:bold;font-size:12pt;">Incentive</font><font style="display: inline;font-weight:bold;font-size:12pt;"> Plan </font>
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		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 8pt">
			<font style="display: inline;font-weight:bold;font-size:8pt;">(Full title of the plan)</font>
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			<font style="display: inline;font-weight:bold;">&#xFEFF;</font>
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						<font style="display: inline;font-weight:bold;font-size:9pt;">.</font><font style="display: inline;font-weight:bold;font-size:9pt;"> Dublin Granville Rd., Suite #400</font></p>
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						<font style="display: inline;font-weight:bold;font-size:9pt;">&#xFEFF;</font></p>
					<p style="margin:0pt;text-indent:18pt;text-align:center;font-family:Times New Roman;font-size: 9pt">
						<font style="display: inline;font-weight:bold;font-size:9pt;">Timothy T. O&#x2019;Dell</font></p>
					<p style="margin:0pt;text-indent:18pt;text-align:center;font-family:Times New Roman;font-size: 9pt">
						<font style="display: inline;font-weight:bold;font-size:9pt;">4960 E</font><font style="display: inline;font-weight:bold;font-size:9pt;">.</font><font style="display: inline;font-weight:bold;font-size:9pt;"> Dublin Granville Rd., Suite #400</font></p>
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						<font style="display: inline;font-weight:bold;font-size:9pt;">Columbus, Ohio 43081 </font></p>
					<p style="margin:0pt 0pt 6pt;text-indent:36pt;text-align:center;font-family:Times New Roman;font-size: 8pt">
						<font style="display: inline;font-weight:bold;font-size:8pt;">(Name and address of agent for service)</font></p>
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						<font style="display: inline;font-weight:bold;font-style:italic;font-size:9pt;">Copy to:</font></p>
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						<font style="display: inline;font-weight:bold;font-size:9pt;">Anthony D. Weis, Esq.</font></p>
					<p style="margin:0pt;text-indent:21.6pt;text-align:center;font-family:Times New Roman;font-size: 9pt">
						<font style="display: inline;font-weight:bold;font-size:9pt;">Vorys, Sater, Seymour and Pease LLP</font></p>
					<p style="margin:0pt;text-indent:21.6pt;text-align:center;font-family:Times New Roman;font-size: 9pt">
						<font style="display: inline;font-weight:bold;font-size:9pt;">52 East Gay Street</font></p>
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						<font style="display: inline;font-weight:bold;font-size:9pt;">Columbus, Ohio 43215</font></p>
					<p style="margin:0pt;text-indent:21.6pt;text-align:center;font-family:Times New Roman;font-size: 9pt">
						<font style="display: inline;font-weight:bold;font-size:9pt;">Tel: (614)&nbsp;464-5465</font></p>
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						&nbsp;</p>
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			<font style="display: inline;font-weight:bold;font-size:11pt;">(614) 334-7979</font>
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			<font style="display: inline;font-weight:bold;font-size:8pt;">(Telephone number, including area</font>
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			<font style="display: inline;font-weight:bold;font-size:8pt;">code, of agent for service)</font>
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			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Indicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, </font><font style="display: inline;">a smaller reporting company </font><font style="display: inline;">or </font><font style="display: inline;">an emerging growth company</font><font style="display: inline;">.&nbsp;&nbsp;See the definitions of &#x201C;large accelerated filer,&#x201D; &#x201C;accelerated filer</font><font style="display: inline;">,</font><font style="display: inline;">&#x201D; &#x201C;smaller reporting company</font><font style="display: inline;">,</font><font style="display: inline;">&#x201D;</font><font style="display: inline;"> and &#x201C;emerging growth company&#x201D;</font><font style="display: inline;"> in Rule 12b-2 of the Exchange Act.</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse:collapse;width: 100.00%;margin-left:0pt;">
			<tr>
				<td valign="top" style="width:144.00pt;padding:0pt 6.5pt">
					<p style="margin:12pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Large accelerated filer</font></p>
				</td>
				<td valign="bottom" style="width:54.00pt;padding:0pt 6.5pt">
					<p style="margin:12pt 0pt 0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#x2610;</font></p>
				</td>
				<td valign="top" style="width:72.00pt;padding:0pt 6.5pt">
					<p style="margin:12pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:144.00pt;padding:0pt 6.5pt">
					<p style="margin:12pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Accelerated filer</font></p>
				</td>
				<td valign="bottom" style="width:27.00pt;padding:0pt 6.5pt">
					<p style="margin:12pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#x2610;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:144.00pt;padding:0pt 6.5pt">
					<p style="margin:12pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Non-accelerated filer</font></p>
				</td>
				<td valign="bottom" style="width:54.00pt;padding:0pt 6.5pt">
					<p style="margin:12pt 0pt 0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#x2611;</font></p>
				</td>
				<td valign="top" style="width:72.00pt;padding:0pt 6.5pt">
					<p style="margin:12pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:144.00pt;padding:0pt 6.5pt">
					<p style="margin:12pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Smaller reporting company</font></p>
				</td>
				<td valign="bottom" style="width:27.00pt;padding:0pt 6.5pt">
					<p style="margin:12pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#x2611;</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:270.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:144.00pt;padding:0pt 6.5pt">
					<p style="margin:12pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Emerging growth </font><font style="display: inline;">company</font></p>
				</td>
				<td valign="bottom" style="width:27.00pt;padding:0pt 6.5pt">
					<p style="margin:12pt 0pt 0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#x2610;</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">If an emerging growth company,</font><font style="display: inline;"> indicate by check mark if the R</font><font style="display: inline;">egistrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of the Securities Act. </font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;">&#x2610;</font><font style="display: inline;font-family:Wingdings 2;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;"></font><font style="display: inline;"></font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">

		</p>
		<p><font size="1"> </font></p><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;;font-size: 10pt"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">EXPLANATORY NOTE</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-weight:bold;"></font><font style="display: inline;">This Registration Statement on Form S-8 </font><font style="display: inline;">(this &#x201C;Registration Statement&#x201D;)</font><font style="display: inline;"> is being filed by CF Bankshares Inc. a Delaware corporation </font><font style="display: inline;">(</font><font style="display: inline;">the </font><font style="display: inline;">&#x201C;</font><font style="display: inline;">Company</font><font style="display: inline;">&#x201D;</font><font style="display: inline;"> or the &#x201C;Registrant&#x201D;</font><font style="display: inline;">)</font><font style="display: inline;">, for the purposes of registering an additional 200,000 shares of </font><font style="display: inline;">the Company&#x2019;s </font><font style="display: inline;">(Voting) </font><font style="display: inline;">Common Stock, $0.01 par value per share (the &#x201C;Common Stock&#x201D;)</font><font style="display: inline;">, to be issued pursuant to the CF Bankshares Inc. 2019 Equity Incentive Plan (previously known as the Central Federal Corporation 2019 Equity Incentive Plan), as amended </font><font style="display: inline;">by the First Amendment to the CF Bankshares Inc. 2019 Equity Incentive Plan </font><font style="display: inline;">(</font><font style="display: inline;">as amended, </font><font style="display: inline;">the &#x201C;Plan).&nbsp; </font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">PART I</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">The document(s) containing the information specified in Part&nbsp;I of Form S-8 will be sent or given to participants in the </font><font style="display: inline;">Plan</font><font style="display: inline;"> as specified by Rule 428(b)(1) under the Securities Act of 1933, as amended (the &#x201C;Securities Act&#x201D;).&nbsp;&nbsp;Such documents are not being filed with </font><font style="display: inline;">the Securities and Exchange Commission (the &#x201C;Commission&#x201D;) </font><font style="display: inline;">either as part of this Registration Statement or as prospectuses or prospectus supplements pursuant to Rule 424 under the Securities Act.&nbsp;&nbsp;Such documents and the documents incorporated by reference in this Registra</font><font style="display: inline;">tion Statement</font><font style="display: inline;"> pursuant to Item 3 of Part II of this Registration Statement</font><font style="display: inline;">, taken together, constitute a prospectus that meets the requirements of Section 10(a) of the Securities Act.&nbsp; </font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">&#xFEFF;</font>
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		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">PART II</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 12pt;font-family:Times New Roman;font-size: 10pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:28pt;"><font style="display: inline;font-weight:bold;text-decoration:underline;">Item 3.</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;font-weight:bold;text-decoration:underline;">Incorporation of Documents by Reference</font><font style="display: inline;font-weight:bold;">.</font></font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">The following documents</font><font style="display: inline;">,</font><font style="display: inline;"> filed by </font><font style="display: inline;">the Registrant</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">with the Commission </font><font style="display: inline;">pursuant to the Securities Exchange Act of 1934, as amended (</font><font style="display: inline;">the &#x201C;Exchange Act&#x201D;), </font><font style="display: inline;">are i</font><font style="display: inline;">ncorporated by reference into this Registration Statement:</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt;margin:0pt 0pt 12pt;">
				<font style="margin:0pt 0pt 12pt;font-family:Symbol;text-align:justify;text-justify:inter-ideograph;font-size:10pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt;margin:0pt 0pt 12pt;">
			<font style="display: inline;color:#000000;">the Company&#x2019;s </font><font style="display: inline;color:#000000;">Annual Report on Form 10-K for the fiscal year ended </font><font style="display: inline;color:#000000;">December 31, </font><font style="display: inline;color:#000000;">2023</font><font style="display: inline;color:#000000;">, filed with the Commission on </font><font style="display: inline;color:#000000;">March 29</font><font style="display: inline;color:#000000;">, &nbsp;</font><font style="display: inline;color:#000000;">2024</font><font style="display: inline;color:#000000;">;</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt;margin:0pt 0pt 12pt;">
				<font style="margin:0pt 0pt 12pt;font-family:Symbol;text-align:justify;text-justify:inter-ideograph;font-size:10pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt;margin:0pt 0pt 12pt;">
			<font style="display: inline;color:#000000;">the </font><font style="display: inline;color:#000000;">Company</font><font style="display: inline;color:#000000;">&#x2019;s Quarterly Report</font><font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">on Form 10-Q </font><font style="display: inline;color:#000000;">for the quarter ended March 31, </font><font style="display: inline;color:#000000;">2024</font><font style="display: inline;color:#000000;">, &nbsp;</font><font style="display: inline;color:#000000;">filed with the Commission on </font><font style="display: inline;color:#000000;">May </font><font style="display: inline;color:#000000;">14</font><font style="display: inline;color:#000000;">, &nbsp;</font><font style="display: inline;color:#000000;">2024</font><font style="display: inline;color:#000000;">;</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt;margin:0pt 0pt 12pt;">
				<font style="margin:0pt 0pt 12pt;font-family:Symbol;text-align:justify;text-justify:inter-ideograph;font-size:10pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt;margin:0pt 0pt 12pt;">
			<font style="display: inline;color:#000000;">the </font><font style="display: inline;color:#000000;">Company</font><font style="display: inline;color:#000000;">&#x2019;s Quarterly Report on Form 10-Q for the quarter ended June 30, </font><font style="display: inline;color:#000000;">2024</font><font style="display: inline;color:#000000;">, filed with the Commission on </font><font style="display: inline;color:#000000;">August </font><font style="display: inline;color:#000000;">14</font><font style="display: inline;color:#000000;">, &nbsp;</font><font style="display: inline;color:#000000;">2024</font><font style="display: inline;color:#000000;">;</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt;margin:0pt 0pt 12pt;">
				<font style="margin:0pt 0pt 12pt;font-family:Symbol;text-align:justify;text-justify:inter-ideograph;font-size:10pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt;margin:0pt 0pt 12pt;">
			<font style="display: inline;color:#000000;">the Company&#x2019;s Quarterly Report on Form 10-Q for the quarter ended Sep</font><font style="display: inline;color:#000000;">t</font><font style="display: inline;color:#000000;">ember 30, 2024, filed with the Commission on November </font><font style="display: inline;color:#000000;">13</font><font style="display: inline;color:#000000;">, 2024</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt;margin:0pt 0pt 12pt;">
				<font style="margin:0pt 0pt 12pt;font-family:Symbol;text-align:justify;text-justify:inter-ideograph;font-size:10pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt;margin:0pt 0pt 12pt;">
			<font style="display: inline;color:#000000;">the </font><font style="display: inline;color:#000000;">Company</font><font style="display: inline;color:#000000;">&#x2019;s Current Reports on Form 8-K</font><font style="display: inline;color:#000000;"> (excluding any information furnished under Item 2.02 or Item 7.01 thereof</font><font style="display: inline;color:#000000;">, and any associated exhibits furnished pursuant to Item 9.01 thereof</font><font style="display: inline;color:#000000;">)</font><font style="display: inline;color:#000000;"> filed with the Commission on </font><font style="display: inline;color:#000000;">February 6, 2024, February 7, 2024, </font><font style="display: inline;color:#000000;">April </font><font style="display: inline;color:#000000;">15</font><font style="display: inline;color:#000000;">, &nbsp;</font><font style="display: inline;color:#000000;">2024</font><font style="display: inline;color:#000000;">, &nbsp;</font><font style="display: inline;color:#000000;">May 7, 2024, </font><font style="display: inline;color:#000000;">May 3</font><font style="display: inline;color:#000000;">1</font><font style="display: inline;color:#000000;">, &nbsp;</font><font style="display: inline;color:#000000;">2024</font><font style="display: inline;color:#000000;">, &nbsp;</font><font style="display: inline;color:#000000;">June 12</font><font style="display: inline;color:#000000;">, &nbsp;</font><font style="display: inline;color:#000000;">2024</font><font style="display: inline;color:#000000;">, August 6, 2024</font><font style="display: inline;color:#000000;"> and October 30, 2024</font><font style="display: inline;color:#000000;">;</font><font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">and </font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;"><p style="width:36pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 18.00pt;">
			<p style="text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt;margin:0pt 0pt 12pt;">
				<font style="margin:0pt 0pt 12pt;font-family:Symbol;text-align:justify;text-justify:inter-ideograph;font-size:10pt;;"> &#xB7;</font>
			</p>
		</td><td style="width:0pt;"><p style="width:0pt;width:0pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt;margin:0pt 0pt 12pt;">
			<font style="display: inline;color:#000000;">the description of</font><font style="display: inline;color:#000000;"> the Common Stock</font><font style="display: inline;color:#000000;"> of the Company</font><font style="display: inline;color:#000000;">,</font><font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">contained in </font><font style="display: inline;color:#000000;">Exhibit 4.4 of the Company&#x2019;s Annual Report on Form 10-K for the fiscal year ended December 31, 2023, filed on March 29, 2024, and as amended by any subsequent amendments and reports </font><font style="display: inline;color:#000000;">filed for the purpose of updating such description.</font></p></td></tr></table></div>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#000000;">All documents which may be filed by </font><font style="display: inline;color:#000000;">the </font><font style="display: inline;color:#000000;">Company</font><font style="display: inline;color:#000000;"> with the Commission pursuant to Section 13(a), Section 13(c), Section 14 or Section 15(d) of the Exchange Act subsequent to the date of this Registration Statement and prior to the filing of a post-effective amendment which indicates that all securities offered under the Plan pursuant to this Registration Statement have been sold or which deregisters all securities then remaining unsold, </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">

			<font style="display: inline;">-</font><font style="display: inline;"></font><font style="display: inline;">2</font><font style="display: inline;"></font><font style="display: inline;">-</font>

		</p>

		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 12pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt"><font style="display: inline;">shall also be deemed to be incorporated by reference in this Registration Statement and to be made a part hereof from the date of filing of such documents.&nbsp;&nbsp;To the extent that any information contained in any Current Report on Form 8-K, or any exhibit thereto, was or is furnished to, rather than filed with, the Commission, such information or exhibit is specifically not incorporated by reference into this Registration Statement.&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Any statement contained in this Registration Statement or in a document, all or a portion of which is incorporated or deemed to be incorporated by reference in this Registration Statement, shall be deemed to be modified or superseded for purposes of this Registration Statement to the extent that a statement contained herein or in any subsequently filed document which also is</font><font style="display: inline;">,</font><font style="display: inline;"> or is deemed to be</font><font style="display: inline;">,</font><font style="display: inline;"> incorporated by reference in this Registration Statement modifies or supersedes such statement.&nbsp;&nbsp;Any such statement so modified or superseded shall not be deemed, except as so modified or superseded, to constitute a part of this Registration Statement.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;text-decoration:underline;">Item 4.</font><font style="display: inline;font-weight:bold;text-decoration:underline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">Description of Securities</font><font style="display: inline;font-weight:bold;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Not </font><font style="display: inline;">a</font><font style="display: inline;">pplicable.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;text-decoration:underline;">Item 5.</font><font style="display: inline;font-weight:bold;text-decoration:underline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">Interests of Named Experts and Counsel</font><font style="display: inline;font-weight:bold;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Not </font><font style="display: inline;">a</font><font style="display: inline;">pplicable.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;text-decoration:underline;">Item 6.</font><font style="display: inline;font-weight:bold;text-decoration:underline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">Indemnification of Directors and Officers</font><font style="display: inline;font-weight:bold;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-style:italic;">Delaware General Corporation Law</font>
		</p>
		<p style="margin:0pt 0pt 12pt;background-color: #FFFFFF;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#000000;">Section 145 </font><font style="display: inline;color:#000000;">(&#x201C;Section 145&#x201D;) </font><font style="display: inline;color:#000000;">of the General Corporation Law of the State of Delaware </font><font style="display: inline;color:#000000;">(the &#x201C;DGCL&#x201D;) </font><font style="display: inline;color:#000000;">provides that a Delaware corporation may indemnify </font><font style="display: inline;color:#000000;">any person who was or is a party or is threatened to be made a party to any</font><font style="display: inline;color:#000000;"> threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative or investigative</font><font style="display: inline;color:#000000;">,</font><font style="display: inline;color:#000000;"> by rea</font><font style="display: inline;color:#000000;">son </font><font style="display: inline;color:#000000;">of the fact that such person is or was </font><font style="display: inline;color:#000000;">a director, officer,</font><font style="display: inline;color:#000000;"> employee or agent of such corporation, or is or was serving at the request of such corporation as a director, officer, employee or agent of another corporation</font><font style="display: inline;color:#000000;">, partnership, joint venture, trust or other</font><font style="display: inline;color:#000000;"> enterprise</font><font style="display: inline;color:#000000;">. In the case of any action, suit or proceeding other </font><font style="display: inline;color:#000000;">an action or suit </font><font style="display: inline;color:#000000;">by or in the right of the corporation, such indemnification may apply to</font><font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">any </font><font style="display: inline;color:#000000;">expenses (including attorneys&#x2019; fees), </font><font style="display: inline;color:#000000;">judgments, fines and amounts</font><font style="display: inline;color:#000000;"> paid in settlement actually and reasonably incurred by such person in connection with such action, suit or proceeding</font><font style="display: inline;color:#000000;"> if such</font><font style="display: inline;color:#000000;"> person acted in good faith and in a manner </font><font style="display: inline;color:#000000;">such person </font><font style="display: inline;color:#000000;">reasonably believed to be in or not opposed to the corporation&#x2019;s best interests and, with respect to any criminal action or proceeding,</font><font style="display: inline;color:#000000;"> such person</font><font style="display: inline;color:#000000;"> had no reasonable cause to believe that his</font><font style="display: inline;color:#000000;"> or her</font><font style="display: inline;color:#000000;"> conduct </font><font style="display: inline;color:#000000;">was unlawful</font><font style="display: inline;color:#000000;">. &nbsp;</font><font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">In the case of an</font><font style="display: inline;color:#000000;">y</font><font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">action or suit</font><font style="display: inline;color:#000000;"> by or in the right of the corporation, </font><font style="display: inline;color:#000000;">such indemnification </font><font style="display: inline;color:#000000;">may only apply to</font><font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">expenses (including attorneys&#x2019; fees)</font><font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">actually </font><font style="display: inline;color:#000000;">and</font><font style="display: inline;color:#000000;"> reasonably incurred by such person in connection with the defense or settlement of the action or suit</font><font style="display: inline;color:#000000;">, provided that such person acted in good faith and in a manner such person reasonably believed to be in or not opposed to the corporation&#x2019;s best interests,</font><font style="display: inline;color:#000000;"> and no such indemnification may be made in respect of any claim, issue or matter as to which that person shall </font><font style="display: inline;color:#000000;">have </font><font style="display: inline;color:#000000;">been adjudged to be liable to the corporation unless and only to the extent that an appropriate court determines that such person is fairly and reasonably entitled to indemnification for such expenses which the court deems proper.</font><font style="display: inline;color:#000000;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 12pt;background-color: #FFFFFF;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#000000;">In addition</font><font style="display: inline;color:#000000;">,</font><font style="display: inline;color:#000000;"> Section 145 states that, t</font><font style="display: inline;color:#000000;">o the extent that </font><font style="display: inline;color:#000000;">a present or former director or officer</font><font style="display: inline;color:#000000;"> of a Delaware corporation</font><font style="display: inline;color:#000000;"> has been successful on the merits or otherwise in defense of any action, suit or proceeding referred to above, or any claim, issue or matter therein, </font><font style="display: inline;color:#000000;">such </font><font style="display: inline;color:#000000;">corporation must indemnify such person against the expenses actually and reasonably incurred by such person in connection therewith.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;background-color: #FFFFFF;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#000000;">Section 145 further provides that any indemnification referred to above (unless ordered by a court) shall be made by a Delaware corporation only as authorized in the specific case upon a determination that such indemnification is proper in the circumstances because the indemnified person has met the applicable standard of conduct set forth in Section 145.&nbsp;&nbsp;Such determination shall be made, with respect to a person who is a director or officer of the corporation at the time of such determination: (i) by </font><font style="display: inline;color:#000000;">a majority vote of the directors who are not parties to such action, suit or proceeding, even though less than a quoru</font><font style="display: inline;color:#000000;">m, (ii) by </font><font style="display: inline;color:#000000;">a committee of such directors designated by majority vote of such directors, even though less than a quorum</font><font style="display: inline;color:#000000;">, (iii)</font><font style="display: inline;color:#000000;"> if </font><font style="display: inline;color:#000000;">there are no such directors, or if such directors so direct, by independent legal counsel in a written opinion</font><font style="display: inline;color:#000000;">, or (iv) by the stockholders. </font>
		</p>
		<p style="margin:0pt 0pt 10pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">

			<font style="display: inline;">-</font><font style="display: inline;"></font><font style="display: inline;">3</font><font style="display: inline;"></font><font style="display: inline;">-</font>

		</p>

		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 10pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;;font-size: 10pt"><font style="display: inline;color:#000000;">Section 145 further provides that a </font><font style="display: inline;color:#000000;">Delaware corporation may purchase and maintain insurance on behalf of any person who is or was a director, officer, employee or agent of the corporation, or is or was serving at the request of the corporation as a director, officer, employee or agent of another corporation, partnership, joint venture, trust or other enterprise against any liability asserted against</font><font style="display: inline;color:#000000;"> and incurred by </font><font style="display: inline;color:#000000;">such person in any such capacity</font><font style="display: inline;color:#000000;">,</font><font style="display: inline;color:#000000;"> or arising out of such person&#x2019;s status in such capacity</font><font style="display: inline;color:#000000;">,</font><font style="display: inline;color:#000000;"> whether or not the corporation would have the power to indemnify such person under Section 145.</font>
		</p>
		<p style="margin:0pt 0pt 10pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-style:italic;color:#000000;">Certificate of Incorporation</font>
		</p>
		<p style="margin:0pt 0pt 10pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#000000;background-color: #FFFFFF;">Article Tenth of the Certificate of Incorporation</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">, as amended,</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> of </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">the Company</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> (the &#x201C;Certificate of Incorporation&#x201D;)</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> provides that, to the extent permitted by </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">the DCGL</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">, &nbsp;</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">the Company</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> shall indemnify any person who was or is a party or is threatened to be made a party to </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">or is otherwise involved in </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">any</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> action, suit or proceeding,</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> whether civil, criminal, administrative or investigative, by reason of the fact that such person is or was a director</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> or an officer </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">of </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">the Company</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> or is or was serving at the request of </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">the Company</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">&nbsp;</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">as</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> &nbsp;a</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> director, officer, employee or agent of another corporation, partnership, joint ven</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">ture, trust or other enterprise (including service with respect to an employee benefit plan),</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> against </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">all expense, liability and loss</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> (including attorneys&#x2019; fees</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">, judgments, fines</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">,</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> ERISA excise taxes or penalties and amounts paid in settlement) </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">reasonably incurred </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">or suffered by such person</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> in connection with </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">such action, suit or proceeding; provided, however, that except </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">with respect to</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">&nbsp;</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">proceedings</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> brought against the Company to enforce a right to indemnification, the Company shall indemnify any such person in connection with a proceeding (or part thereof) initiated by such person only if such proceeding (or part thereof) was authorized by the Company&#x2019;s Board of Directors.</font>
		</p>
		<p style="margin:0pt 0pt 10pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#000000;background-color: #FFFFFF;">The right to indemnification described above includes the right of such person to be paid by the Company the expenses incurred in defending any such proceeding in a</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">dvance of its final disposition; provided, however, that, if required by the DGCL, an advancement of expenses by a person in his or her capacity as a director or officer (but not in any other capacity) shall be made only upon delivery to the Company of a undertaking by or on behalf of such person to repay all amounts so advanced if it shall ultimately be determined by final judicial decision from which there is no further right to appeal that such person is not entitled to be indemnified for such expenses under </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">Article Tenth</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> or otherwise. Such right to indemnification and advancement of expenses under Article Tenth are deemed contract rights and shall continue as to any such person who has ceased to be a director, officer, employee or agent and shall inure to the benefit of such person&#x2019;s heirs, executors and administrators. </font>
		</p>
		<p style="margin:0pt 0pt 10pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#000000;background-color: #FFFFFF;">In addition, Article Tenth </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">permits any person entitled to indemnification under Article Tenth to bring suit against the Company to recover the unpaid amount of any claim to indemnification if not paid in full by the Company within sixty days after a written claim has been received by the Company, except in the case of a claim for advancement of expenses, in which case the applicable period is twenty days. If the indemnified person is successful in whole or in part in any such suit or in a suit brought by the Company to recover an advancement of expenses pursuant to the terms of an undertaking, such person shall be entitled to be paid also the expenses of prosecuting </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">or </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">defending such suit. </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">In (i) any suit brought by </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">the indemnified person</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> to enforce a right to indemnification </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">under Article Tenth </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">(but not in a suit brought by </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">such person</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> to enforce a right to an advancement of expenses) it shall be a defense that, and (ii) in any suit by the </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">Company t</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">o recover an advancement of expenses pursuant to the terms of an undertaking</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">,</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> the C</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">ompany</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> shall be entitled to recover such expenses upon a final adjudication that, the indemni</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">fied person</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> has not met any applicable standard for indemnification set forth in the </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">DGCL</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">. Neither the failure of the C</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">ompany </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">(including its Board of Directors, independent legal counsel, or its stockholders) to have made a determination prior to the commencement of such su</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">it that indemnification of the indemnified person</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> is proper in the circumstances because </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">such person</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> has met the applicable standard of conduct set forth in the </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">DGCL,</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> nor an actual determination by the </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">Company</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> (including its Board of Directors, independent legal counsel, or its stockholders) that the indemni</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">fied person</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> has not met such applicable standard of conduct, shall create a presumption that </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">such person</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> has not met the applicable standard of conduct or, in the case</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> of such a suit brought by such person</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">, be a defense to such suit. In any suit brought by the indemni</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">fied person</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> to enforce a right to indemnification or to an advancement of expenses </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">under Article Tenth</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">, or by the C</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">ompany</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> to recover an advancement of expenses pursuant to the terms of an undertaking, the burden of proving that the indemni</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">fied person</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> is not entitled to be indemnified, or to such advancement of expenses, under </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">Article Tenth</font><font style="display: inline;color:#000000;background-color: #FFFFFF;"> or otherwise shall be on the C</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">ompany</font><font style="display: inline;color:#000000;background-color: #FFFFFF;">.</font>
		</p>
		<p style="margin:0pt 0pt 10pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#000000;background-color: #FFFFFF;">Article Tenth </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">also </font><font style="display: inline;color:#000000;background-color: #FFFFFF;">provides that the Company may maintain insurance, at its expense, to protect itself and any director, officer, employee or agent of the Company or subsidiary or affiliate or another corporation, partnership, joint venture, trust or other enterprise against any expense, liability or loss, whether or not the Company would have the power to indemnify such person against such expense, liability or loss under the DGCL.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;background-color: #FFFFFF;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">

			<font style="display: inline;">-</font><font style="display: inline;"></font><font style="display: inline;">4</font><font style="display: inline;"></font><font style="display: inline;">-</font>

		</p>

		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 12pt;background-color: #FFFFFF;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;;font-size: 10pt"><font style="display: inline;font-style:italic;color:#000000;">Insurance</font>
		</p>
		<p style="margin:0pt 0pt 12pt;background-color: #FFFFFF;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#000000;">As permitted by Section 145 and Article Tenth of the Company&#x2019;s Certificate of </font><font style="display: inline;color:#000000;">Incorporation,</font><font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">the Company</font><font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">maintains insurance policies under which directors and officers of </font><font style="display: inline;color:#000000;">the </font><font style="display: inline;color:#000000;">Company and its subsidiaries</font><font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">are insured, within the limits and subject to the limita</font><font style="display: inline;color:#000000;">tions of such policies, against</font><font style="display: inline;color:#000000;"> certain liabilities</font><font style="display: inline;color:#000000;">, including liabilities under the Securities Act.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;text-decoration:underline;">Item 7.</font><font style="display: inline;font-weight:bold;text-decoration:underline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">Exemption from Registration Claimed</font><font style="display: inline;font-weight:bold;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Not applicable.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;text-decoration:underline;">Item 8.</font><font style="display: inline;font-weight:bold;text-decoration:underline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">Exhibits</font><font style="display: inline;font-weight:bold;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">The documents listed in the Index to Exhibits that immediately precedes the &#x201C;Signatures&#x201D; page of this Registration Statement are filed with this Registration Statement as exhibits or incorporated into this Registration Statement by reference, in each case as noted. </font>
		</p>
		<p style="margin:0pt 0pt 12pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;text-decoration:underline;">Item 9.</font><font style="display: inline;font-weight:bold;text-decoration:underline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-weight:bold;text-decoration:underline;">Undertakings</font><font style="display: inline;font-weight:bold;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">(a)</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 27pt 0pt 0pt;"></font><font style="display: inline;">The undersigned Registrant hereby undertakes:</font>
		</p>
		<p style="margin:0pt 0pt 12pt 36pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">(1)</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 27pt 0pt 0pt;"></font><font style="display: inline;">To file, during any period in which offers or sales are being made, a post-effective amendment to this Registration Statement:</font>
		</p>
		<p style="margin:0pt 1.2pt 12pt 145.35pt;text-indent: -37.05pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">(i)</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 28pt 0pt 0pt;"></font><font style="display: inline;">To include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;</font>
		</p>
		<p style="margin:0pt 1.2pt 12pt 145.35pt;text-indent: -37.05pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">(ii)</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 25pt 0pt 0pt;"></font><font style="display: inline;">To reflect in the prospectus any facts or events arising after the effective date of the Registration Statement (or the most recent post-effective amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in the Registration Statement.&nbsp;&nbsp;Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the Commission pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price represent no more than a 20% change in the maximum aggregate offering price set forth in the &#x201C;Calculation of Registration Fee&#x201D; table in the effective registration statement; and </font>
		</p>
		<p style="margin:0pt 1.2pt 12pt 145.35pt;text-indent: -37.05pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">(iii)</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 22pt 0pt 0pt;"></font><font style="display: inline;">To include any material information with respect to the plan of distribution not previously disclosed in the Registration Statement or any material change to such information in the Registration Statement;</font>
		</p>
		<p style="margin:0pt 1.2pt 12pt 37.05pt;text-indent: -0.75pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">provided, however, that paragraphs (a)(1)(i) and (a)(1)(ii) do not apply if the information required to be included in a post-effective amendment by those paragraphs is contained in reports filed with or furnished to the Commission by the Registrant pursuant to Section&nbsp;13 or Section&nbsp;15(d) of the Securities Exchange Act of 1934 that are incorporated by reference in the Registration Statement.</font>
		</p>
		<p style="margin:0pt 1.2pt 12pt 36pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:25pt;"><font style="display: inline;font-size:10pt;">(2)</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;font-size:10pt;">That, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.</font></font>
		</p>
		<p style="margin:0pt 1.2pt 12pt 36pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:25pt;"><font style="display: inline;">(3)</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;">To remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.</font></font>
		</p>
		<p style="margin:0pt 1.2pt 12pt 0pt;text-indent:37.05pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">(b)</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 28.05pt 0pt 0pt;"></font><font style="display: inline;">The undersigned Registrant hereby undertakes that, for purposes of determining any liability under the Securities Act of 1933, each filing of the Registrant&#x2019;s annual report pursuant to Section&nbsp;13(a) or Section&nbsp;15(d) of the </font>
		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">

			<font style="display: inline;">-</font><font style="display: inline;"></font><font style="display: inline;">5</font><font style="display: inline;"></font><font style="display: inline;">-</font>

		</p>

		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 1.2pt 12pt 0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt"><font style="display: inline;">Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit plan&#x2019;s annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934) that is </font><font style="display: inline;">incorporated by reference in this</font><font style="display: inline;"> Registration Statement shall be deemed to be a new registration statement relating to the securities offered </font><font style="display: inline;">therein</font><font style="display: inline;">, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:37.05pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">(c)</font><font style="display: inline;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 28.05pt 0pt 0pt;"></font><font style="display: inline;">Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the Registrant pursuant to the </font><font style="display: inline;">foregoing provisions</font><font style="display: inline;">, or otherwise, the Registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in </font><font style="display: inline;">t</font><font style="display: inline;">he Securities Act of 1933</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">and is, therefore, unenforceable.&nbsp;&nbsp;In the event that a claim for indemnification against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling person of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the </font><font style="display: inline;">Securities Act</font><font style="display: inline;"> and will be governed by the final adjudication of such issue.&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:37.05pt;text-align:center;font-family:Times New Roman;font-size: 10pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">

			<font style="display: inline;">-</font><font style="display: inline;"></font><font style="display: inline;">6</font><font style="display: inline;"></font><font style="display: inline;">-</font>

		</p>

		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 12pt;text-indent:37.05pt;text-align:center;font-family:Times New Roman;;font-size: 10pt"><font style="display: inline;"></font><font style="display: inline;font-weight:bold;">INDEX TO EXHIBITS</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse:collapse;margin-left:0pt;">
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 1pt">
						<font style="display: inline;font-size:1pt;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;text-decoration:underline;">Exhibit No.</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;text-decoration:underline;">Name of Exhibit</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068017000041/cfbk-20170930xex3_1.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.1</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068017000041/cfbk-20170930xex3_1.htm" style="-sec-extract:exhibit"><font style="display: inline;">Certificate of Incorporation of the Company (incorporated by reference to Exhibit 3.1 to the Company&#x2019;s Quarterly Reported on Form 10-Q for the quarter ended September 30, 2017, filed with the Commission on November 9, 2017 (File No. 0-25045)).</font></a><font style="display: inline;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000095015205008538/l16284aexv3w2.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.2</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000095015205008538/l16284aexv3w2.htm" style="-sec-extract:exhibit"><font style="display: inline;font-size:10pt;">Amendment to Certificate of Incorporation of the Company (incorporated by reference to Exhibit 3.2 to the Company&#x2019;s Registration Statement on Form S-2, filed with the Commission on October 28, 2005 (File No. 333-129315)).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000095012309035052/c89209exv3w4.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.3</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000095012309035052/c89209exv3w4.htm" style="-sec-extract:exhibit"><font style="display: inline;">Amendment to Certificate of Incorporation of the Company (incorporated by reference to Exhibit 3.4 to the Company&#x2019;s Quarterly Report on Form 10-Q for the quarter ended June 30, 2009, filed with the Commission on August 14, 2009 (File No. 0-25045)).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000095012311097533/c23818exv3w5.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.4</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000095012311097533/c23818exv3w5.htm" style="-sec-extract:exhibit"><font style="display: inline;font-size:10pt;">Amendment to Certificate of Incorporation of the Company (incorporated by reference to Exhibit 3.5 to the Company&#x2019;s Quarterly Report on Form 10-Q for the fiscal quarter ended September 30, 2011, filed with the Commission on November 10, 2011 (File No. 0-25045)).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000119312512212170/d346448dex35.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.5</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000119312512212170/d346448dex35.htm" style="-sec-extract:exhibit"><font style="display: inline;font-size:10pt;">Amendment to Certificate of Incorporation of the Company (incorporated by reference to Exhibit 3.5 to the Company&#x2019;s Post-Effective Amendment to the Registration Statement on Form S-1, filed with the Commission on May 4, 2012 (File No. 333-177434)).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068014000017/cfbk-20140513ex318cd547e.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.6</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068014000017/cfbk-20140513ex318cd547e.htm" style="-sec-extract:exhibit"><font style="display: inline;">Certificate of Designations to Certificate of Incorporation of the Company&nbsp;&nbsp;(incorporated by reference to Exhibit 3.1 to the Company&#x2019;s Current Report on Form 8-K dated May 7, 2014 and filed with the Commission on May 13, 2014 (File No. 0-25045)).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000119312518252756/d583787dex31.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.7</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000119312518252756/d583787dex31.htm" style="-sec-extract:exhibit"><font style="display: inline;">Amendment to Certificate of Incorporation of the Company (incorporated by reference to Exhibit 3.1 to the Company&#x2019;s Current Report on Form 8-K dated August 20, 2018, filed with the Commission on August 20, 2018 (File No. 0-25045)).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000119312519280590/d820064dex31.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.8</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000119312519280590/d820064dex31.htm" style="-sec-extract:exhibit"><font style="display: inline;">Certificate of Designations to Certificate of Incorporation of the Company (incorporated by reference to Exhibit 3.1 to the Company&#x2019;s Current Report on Form 8-K dated October 25, 2019, filed with the Commission on October 31, 2019 (File No. 0-25045)).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068020000027/cfbk-20200602xex3_1.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.9</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068020000027/cfbk-20200602xex3_1.htm" style="-sec-extract:exhibit"><font style="display: inline;">Certificate of Amendment to Certificate of Incorporation of the Company (incorporated by reference to Exhibit 3.1 to the Company&#x2019;s Current Report on Form 8-K dated May 29, 2020, filed with the Commission on June 2, 2020 (File No. 0-25045)).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068020000033/cfbk-20200728xex3_1.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.10</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068020000033/cfbk-20200728xex3_1.htm" style="-sec-extract:exhibit"><font style="display: inline;">Amendment to Certificate of Incorporation of the Company (incorporated by reference to Exhibit 3.1 to the Company&#x2019;s Current Report on Form 8-K dated July 28, 2020, filed with the Commission on July 2</font><font style="display: inline;">8</font><font style="display: inline;">, 2020 (File No. 0-25045)).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr></table>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">

			<font style="display: inline;">-</font><font style="display: inline;"></font><font style="display: inline;">7</font><font style="display: inline;"></font><font style="display: inline;">-</font>

		</p>

		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<table cellpadding="0" cellspacing="0" align="center" style="border-collapse:collapse;margin-left:0pt;">
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068020000037/cfbk-20200630xex3_10.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.11</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068020000037/cfbk-20200630xex3_10.htm" style="-sec-extract:exhibit"><font style="display: inline;">Certificate of Incorporation, as amended, of the Company (incorporated by reference to the Company&#x2019;s Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2020, filed with the Commission on August 12, 2020 (File No. 0-25045)) [This document represents the Certificate of Incorporation of the Company in compiled form incorporating all amendments.&nbsp;&nbsp;This compiled document has not been filed with the Delaware Secretary of State.]</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000119312524024835/d718453dex31.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.12</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000119312524024835/d718453dex31.htm" style="-sec-extract:exhibit"><font style="display: inline;">Certificate of Designations to Certificate of Incorporation of the Company (incorporated by reference to Exhibit 3.1 to the Company&#x2019;s Current Report on Form 8-K dated February 5, 2024, filed with the Commission on February 6, 2024 (File No. 0-25045)).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000095015208002354/l29595aexv3w3.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.13</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000095015208002354/l29595aexv3w3.htm" style="-sec-extract:exhibit"><font style="display: inline;font-size:10pt;">Second Amended and Restated Bylaws of the Company (incorporated by reference to Exhibit 3.3 to the Company&#x2019;s Annual Report on Form 10-K for the fiscal year ended December 31, 2007, filed with the Commission on March 27, 2008 (File No. 0-25045</font></a><font style="display: inline;font-size:10pt;">))</font><font style="display: inline;font-size:10pt;">.</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068019000014/cfbk-20190426xdef14a.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.14</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068019000014/cfbk-20190426xdef14a.htm" style="-sec-extract:exhibit"><font style="display: inline;font-size:10pt;">CF Bankshares Inc. 2019 Equity Incentive Plan (incorporated by reference to Annex A to the Company&#x2019;s Definitive Proxy Statement filed with the Commission on April 26, 2019 (File No. 0-25045)).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068024000011/cfbk-20240529xdef14a.htm" style="-sec-extract:exhibit"><font style="display: inline;">4.15</font></a></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="http://www.sec.gov/Archives/edgar/data/1070680/000107068024000011/cfbk-20240529xdef14a.htm" style="-sec-extract:exhibit"><font style="display: inline;font-size:10pt;">First Amendment to the CF Bankshares Inc. 2019 Equity Incentive Plan (incorporated by reference to Appendix A to the Company&#x2019;s Definitive Proxy Statement filed with the Commission on April 26, 2024 (File No. 0-25045)).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="cfbk-20241212xex5_1.htm" style="-sec-extract:exhibit"><font style="display: inline;">5.1</font></a><font style="display: inline;">&#x2020;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="cfbk-20241212xex5_1.htm" style="-sec-extract:exhibit"><font style="display: inline;">Opinion of Vorys, Sater, Seymour and Pease LLP.</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="cfbk-20241212xex23_1.htm" style="-sec-extract:exhibit"><font style="display: inline;">23.1</font></a><font style="display: inline;">&#x2020;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="cfbk-20241212xex23_1.htm" style="-sec-extract:exhibit"><font style="display: inline;">Consent of Independent Registered Public Accounting Firm (Forvis Mazars, LLP).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="cfbk-20241212xex5_1.htm" style="-sec-extract:exhibit"><font style="display: inline;">23.2</font></a><font style="display: inline;">&#x2020;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="cfbk-20241212xex5_1.htm" style="-sec-extract:exhibit"><font style="display: inline;">Consent of Vorys, Sater, Seymour and Pease LLP (included in Exhibit 5.1).</font></a></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="#Powerofattorney"><font style="display: inline;">24.1</font></a><font style="display: inline;">&#x2020;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="#Powerofattorney"><font style="display: inline;">Power of Attorney (included on signature page to this Registration Statement</font><font style="display: inline;">)</font></a><font style="display: inline;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:70.80pt;border-bottom:1pt solid #000000 ;padding:0pt 6.5pt;">
					<p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">&#xFEFF;</font><a href="cfbk-20241212xexfilingfees.htm" style="-sec-extract:exhibit"><font style="display: inline;">107.1</font></a><font style="display: inline;">&#x2020;</font></p>
				</td>
				<td valign="top" style="width:28.80pt;padding:0pt 6.5pt;">
					<p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:322.20pt;padding:0pt 6.5pt;">
					<p style="margin:0pt 0pt 6pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
						<a href="cfbk-20241212xexfilingfees.htm" style="-sec-extract:exhibit"><font style="display: inline;">Calculation of Filing Fee Table</font></a></p>
				</td>
			</tr>
			<tr>
				<td valign="middle" style="width:18.00pt;background-color: #FFFFFF;padding:0pt 6.5pt;">
					<p style="margin:0pt 0pt 0pt 0.45pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">&#x2020;</font></p>
				</td>
				<td colspan="4" valign="middle" style="width:427.50pt;background-color: #FFFFFF;padding:0pt 6.5pt;">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Filed herewith.</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 12pt 36pt;text-indent: -36pt;text-align:center;font-family:Times New Roman;font-size: 10pt">

		</p>
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">

			<font style="display: inline;">-</font><font style="display: inline;"></font><font style="display: inline;">8</font><font style="display: inline;"></font><font style="display: inline;">-</font>

		</p>

		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">

			&nbsp;

		</p>

</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p>
		<p style="margin:0pt 0pt 12pt 36pt;text-indent: -36pt;text-align:center;font-family:Times New Roman;;font-size: 10pt"><font style="display: inline;font-weight:bold;"></font><font style="display: inline;font-weight:bold;">SIGNATURES</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">The Registrant.</font><font style="display: inline;"> &nbsp;Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of </font><font style="display: inline;">Columbus</font><font style="display: inline;">, State of Ohio, </font><font style="display: inline;">on</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">December </font><font style="display: inline;">12</font><font style="display: inline;">,</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">2024</font><font style="display: inline;">.</font>
		</p>
		<p style="margin:0pt 0pt 0pt 216pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">CF BANKSHARES INC. </font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:204pt;"></font><font style="text-indent:0pt;margin-left:0pt; padding-right:240pt;text-align:left"><font style="display: inline;">By:</font><font style="display: inline;text-decoration:underline;"> /s/ </font><font style="display: inline;text-decoration:underline;">Timothy T. O&#x2019;Dell</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;text-decoration:underline;"></font></font>
		</p>
		<p style="margin:0pt 0pt 0pt 234pt;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Timothy T. O&#x2019;Dell</font><font style="display: inline;">, &nbsp;</font><font style="display: inline;">President and Chief Executive Officer</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">PO</font><a name="Powerofattorney"></a><font style="display: inline;font-weight:bold;">WER OF ATTORNEY</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature appears below hereby constitutes and appoints Timothy T. O&#x2019;Dell as his true and lawful attorney-in-fact and agent with full power of substitution and resubstitution, for him in any and all capacities, to sign the Registration Statement on Form S-8 of </font><font style="display: inline;">CF Bankshares Inc.</font><font style="display: inline;">, and any or all amendments (including post-effective amendments thereto), and to file the same, with all exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection therewith, as fully for all intents and purposes as he might or could do in person, hereby ratifying and confirming all that said attorney-in-fact and agent, or his or their substitute or substitutes, may lawfully do or cause to be done by virtue hereof.</font>
		</p>
		<p style="margin:0pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">and on the dates indicated</font><font style="display: inline;">.</font>
		</p>
		<p style="margin:0pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:771.50pt;margin-left:5.4pt;">
			<tr>
				<td valign="top" style="width:152.10pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size: 1pt">
						<font style="display: inline;font-size:1pt;">&#xFEFF;</font></p>
				</td>
				<td colspan="2" valign="top" style="width:324.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:295.40pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New Roman;height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:152.10pt;padding:0pt 6.5pt">
					<p style="margin:0pt;border-bottom:1pt solid #000000 ;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Signatur</font><font style="display: inline;">e</font></p>
				</td>
				<td valign="top" style="width:225.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;text-decoration:underline;">Title</font></p>
				</td>
				<td valign="top" style="width:99.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;text-decoration:underline;">Date</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:152.10pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;text-decoration:underline;">&#xFEFF;</font></p>
				</td>
				<td valign="top" style="width:225.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:99.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:152.10pt;padding:0pt 6.5pt">
					<p style="margin:0pt;border-bottom:1pt solid #000000 ;font-family:Times New Roman;font-size: 10pt">
						<font style="text-indent:0pt;margin-left:0pt; padding-right:56.5pt;"><font style="display: inline;">/s/ Timothy T. O&#x2019;Dell</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;"></font><font style="display: inline;"></font></font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Timothy T. O&#x2019;Dell</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;border-bottom:1pt solid #000000 ;font-family:Times New Roman;font-size: 10pt">
						<font style="text-indent:0pt;margin-left:0pt; padding-right:60.5pt;"><font style="display: inline;">/s/ Kevin J. Beerman</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;"></font><font style="display: inline;"></font></font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Kevin J. Beerman</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;border-bottom:1pt solid #000000 ;font-family:Times New Roman;font-size: 10pt">
						<font style="text-indent:0pt;margin-left:0pt; padding-right:52.5pt;"><font style="display: inline;">/s/ Robert E. Hoeweler</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;"></font></font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Robert E. Hoeweler</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;border-bottom:1pt solid #000000 ;font-family:Times New Roman;font-size: 10pt">
						<font style="text-indent:0pt;margin-left:0pt; padding-right:3pt;"><font style="display: inline;">/s/ Thomas P. Ash</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:42.2pt;text-align:left"><font style="display: inline;"></font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:19.3pt;text-align:left"><font style="display: inline;"></font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;"></font></font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Thomas P. Ash</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;border-bottom:1pt solid #000000 ;font-family:Times New Roman;font-size: 10pt">
						<font style="text-indent:0pt;margin-left:0pt; padding-right:39.5pt;"><font style="display: inline;">/s/ James H. Frauenberg II</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;"></font><font style="display: inline;"></font></font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">James H. Frauenberg II</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;border-bottom:1pt solid #000000 ;font-family:Times New Roman;font-size: 10pt">
						<font style="text-indent:0pt;margin-left:0pt; padding-right:28.2pt;"><font style="display: inline;">/s/ Edward W. Cochran</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:19.3pt;text-align:left"><font style="display: inline;"></font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;"></font><font style="display: inline;"></font></font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Edward W. Cochran</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;border-bottom:1pt solid #000000 ;font-family:Times New Roman;font-size: 10pt">
						<font style="text-indent:0pt;margin-left:0pt; padding-right:2pt;"><font style="display: inline;">/s/ David L. Royer</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:63.5pt;text-align:left"><font style="display: inline;"></font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;"></font></font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">David L. Royer</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;border-bottom:1pt solid #000000 ;font-family:Times New Roman;font-size: 10pt">
						<font style="text-indent:0pt;margin-left:0pt; padding-right:6pt;"><font style="display: inline;">/s/ Sundeep Rana</font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:42.2pt;text-align:left"><font style="display: inline;"></font><font style="display: inline;"> &nbsp; </font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:19.3pt;text-align:left"><font style="display: inline;"></font></font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"><font style="display: inline;"></font></font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Sundeep Rana&nbsp;&nbsp; </font></p>
				</td>
				<td valign="top" style="width:225.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">President and</font><font style="display: inline;"> Chief Executive Officer</font><font style="display: inline;"> and Director (Principal Executive Officer)</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Executive Vice President and </font><font style="display: inline;">Chief Financial Officer (Principal Financial and Accounting Officer)</font></p>
					<p style="margin:0pt 0pt 0pt 44.95pt;text-indent: -44.95pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Chairman and </font><font style="display: inline;">Director</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Director</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Director</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Director</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Director</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">Director</font></p>
					<p style="margin:0pt;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:99.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">December </font><font style="display: inline;">12,</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">2024</font></p>
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;">December </font><font style="display: inline;">12,</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">2024</font></p>
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 10pt">
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						<font style="display: inline;">December </font><font style="display: inline;">12,</font><font style="display: inline;">&nbsp;</font><font style="display: inline;">2024</font></p>
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<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>2
<FILENAME>cfbk-20241212xexfilingfees.htm
<DESCRIPTION>EX-FILING FEES
<TEXT>
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		<title>
			Exhibit 107.1 Filing Fee Table
		</title>
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		<p style="margin:12pt 0pt 0pt;text-align:right;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">EXHIBIT 107.1</font>
		</p>
		<p style="margin:12pt 0pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">&#xFEFF;</font>
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		<p style="margin:12pt 0pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">Calculation of Filing Fee Tables </font>
		</p>
		<p style="margin:12pt 0pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">Form S-8</font>
		</p>
		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">(Form Type) </font><a name="ReturnHere"></a>
		</p>
		<p style="margin:12pt 0pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;font-weight:bold;">CF </font><font style="display: inline;font-weight:bold;">Ban</font><font style="display: inline;font-weight:bold;">k</font><font style="display: inline;font-weight:bold;">shares Inc.</font>
		</p>
		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">(Exact Name of Registrant as Specified in its Charter) </font>
		</p>
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			<font style="display: inline;color:#000000;">Table 1: Newly Registered Securities</font>
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					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="middle" style="width:00.48%;padding:1.2pt 1.2pt 1.2pt 1.2pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="middle" style="width:00.76%;padding:1.2pt 1.2pt 1.2pt 1.2pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="middle" style="width:10.28%;padding:1.2pt 1.2pt 1.2pt 1.2pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="middle" style="width:00.48%;padding:1.2pt 1.2pt 1.2pt 1.2pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="middle" style="width:00.76%;padding:1.2pt 1.2pt 1.2pt 1.2pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="middle" style="width:14.60%;padding:1.2pt 1.2pt 1.2pt 1.2pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td valign="middle" style="width:00.48%;padding:1.2pt 1.2pt 1.2pt 1.2pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="bottom" style="width:39.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Security Type</font></p>
				</td>
				<td colspan="3" valign="bottom" style="width:14.22%;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Security </font></p>
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Class Title</font><font style="display: inline;color:#000000;font-size:6.5pt;">&nbsp;</font></p>
				</td>
				<td colspan="3" valign="bottom" style="width:50.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Fee Calculation Rule</font></p>
				</td>
				<td colspan="3" valign="bottom" style="width:55.55pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:5.75pt 0pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Amount Registered</font><font style="display: inline;color:#000000;font-size:8pt;font-size:4pt;vertical-align:super;line-height:100%">(1)</font></p>
				</td>
				<td colspan="3" valign="bottom" style="width:59.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Proposed Maximum Aggregate Offering Price Per Share</font><font style="display: inline;color:#000000;font-size:6.5pt;font-size:3pt;vertical-align:super;line-height:100%">(2)</font></p>
				</td>
				<td colspan="3" valign="bottom" style="width:76.05pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Maximum Aggregate Offering Price</font><font style="display: inline;color:#000000;font-size:6.5pt;font-size:3pt;vertical-align:super;line-height:100%">(2)</font></p>
				</td>
				<td colspan="3" valign="bottom" style="width:55.35pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Fee Rate</font></p>
				</td>
				<td colspan="3" valign="bottom" style="width:76.10pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Amount of Registration Fee</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="3" valign="top" style="width:39.70pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:6pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Equity</font></p>
				</td>
				<td colspan="3" valign="top" style="width:14.22%;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:6pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">(Voting) Common Stock, $0.01 par value per share</font></p>
				</td>
				<td colspan="3" valign="top" style="width:50.15pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:6pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Rules 457(c) and 457(h)</font></p>
				</td>
				<td colspan="3" valign="top" style="width:55.55pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:6pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">200,000</font></p>
				</td>
				<td colspan="3" valign="top" style="width:59.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:6pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">$28.39</font></p>
				</td>
				<td colspan="3" valign="top" style="width:76.05pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:6pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">$5,678,000</font></p>
				</td>
				<td colspan="3" valign="top" style="width:55.35pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:6pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">$</font><font style="display: inline;color:#000000;font-size:9pt;">0.0001531</font></p>
				</td>
				<td colspan="3" valign="top" style="width:76.10pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:6pt 0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">$869.30</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="12" valign="bottom" style="width:44.46%;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Total Offering Amounts</font></p>
				</td>
				<td colspan="3" valign="middle" style="width:59.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:0pt 1.5pt 0pt 1.5pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td colspan="3" valign="top" style="width:76.05pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:0pt 1.5pt 0pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">$5,678,000</font></p>
				</td>
				<td colspan="3" valign="middle" style="width:55.35pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:0pt 1.5pt 0pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">$</font><font style="display: inline;color:#000000;font-size:9pt;">0.0001531</font></p>
				</td>
				<td colspan="3" valign="top" style="width:76.10pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">$869.30</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="12" valign="bottom" style="width:44.46%;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Total Fee Offsets</font></p>
				</td>
				<td colspan="3" valign="middle" style="width:59.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:0pt 1.5pt 0pt 1.5pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td colspan="3" valign="middle" style="width:76.05pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:0pt 1.5pt 0pt 1.5pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td colspan="3" valign="middle" style="width:55.35pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;padding:0pt 1.5pt 0pt 1.5pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td colspan="3" valign="top" style="width:76.10pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">&#x336;</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="12" valign="bottom" style="width:44.46%;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">Net Fee Due</font></p>
				</td>
				<td colspan="3" valign="middle" style="width:59.40pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;padding:0pt 1.5pt 0pt 1.5pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td colspan="3" valign="middle" style="width:76.05pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;padding:0pt 1.5pt 0pt 1.5pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td colspan="3" valign="middle" style="width:55.35pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;padding:0pt 1.5pt 0pt 1.5pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						&nbsp;</p>
				</td>
				<td colspan="3" valign="top" style="width:76.10pt;border-top:1pt solid #000000 ;border-left:1pt solid #000000 ;border-bottom:1pt solid #000000 ;border-right:1pt solid #000000 ;padding:2.1pt 1.5pt 2.1pt 1.5pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New Roman;font-size: 10pt">
						<font style="display: inline;color:#000000;">$869.30</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;">&#xFEFF;</font>
		</p>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 21.00pt;">
			<p style="border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;text-align:justify;text-justify:inter-ideograph;color:#000000;line-height:100%;font-family:Times New Roman;font-size: 10pt;margin:0pt;">
				<font style="margin:0pt;border-top:1pt none #D9D9D9;border-left:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;border-right:1pt none #D9D9D9;text-align:justify;text-justify:inter-ideograph;color:#000000;line-height:100%;font-family:Times New Roman;font-size:10pt;;"> (1)</font>
			</p>
		</td><td style="width:3pt;"><p style="width:3pt;width:3pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;text-align:justify;text-justify:inter-ideograph;color:#000000;line-height:100%;font-family:Times New Roman;font-size: 10pt;margin:0pt;">
			<font style="display: inline;color:#000000;">Pursuant to Rule 416(</font><font style="display: inline;color:#000000;">a</font><font style="display: inline;color:#000000;">) under the Securities Act of 1933, as amended (the &#x201C;Securities Act&#x201D;), this Registration</font><font style="display: inline;color:#000000;"> Statement also </font><font style="display: inline;color:#000000;">covers </font><font style="display: inline;color:#000000;">an indeterminate amount of additional Common </font><font style="display: inline;color:#000000;">Stock</font><font style="display: inline;color:#000000;">, &nbsp;</font><font style="display: inline;color:#000000;">$0.01 </font><font style="display: inline;color:#000000;">par value</font><font style="display: inline;color:#000000;"> per share</font><font style="display: inline;color:#000000;">, of </font><font style="display: inline;color:#000000;">CF </font><font style="display: inline;color:#000000;">Ban</font><font style="display: inline;color:#000000;">k</font><font style="display: inline;color:#000000;">shares</font><font style="display: inline;color:#000000;">&nbsp;</font><font style="display: inline;color:#000000;">Inc.</font><font style="display: inline;color:#000000;"> (the &#x201C;Common Stock&#x201D;)</font><font style="display: inline;color:#000000;"> that </font><font style="display: inline;color:#000000;">may </font><font style="display: inline;color:#000000;">become </font><font style="display: inline;color:#000000;">issuable under the terms of</font><font style="display: inline;color:#000000;"> the </font><font style="display: inline;color:#000000;">CF Bankshares</font><font style="display: inline;color:#000000;"> Inc. </font><font style="display: inline;color:#000000;">2019 Equity </font><font style="display: inline;color:#000000;">Incentive Plan </font><font style="display: inline;color:#000000;">to prevent dilution resulting from</font><font style="display: inline;color:#000000;"> any stock splits, stock dividends</font><font style="display: inline;color:#000000;">, recapitalization</font><font style="display: inline;color:#000000;"> or </font><font style="display: inline;color:#000000;">other </font><font style="display: inline;color:#000000;">similar transaction</font><font style="display: inline;color:#000000;"> affecting the Common Stock as specified in such anti-dilution provisions</font><font style="display: inline;color:#000000;">.</font></p></td></tr></table></div>
		<div style="width:100%"><table style="width:100%; table-layout: fixed;" cellpadding="0" cellspacing="0"><tr><td style="width:0pt;"><p style="width:0pt;font-size:0pt;"></p></td><td valign="top" align="left" style="width: 21.00pt;">
			<p style="border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;text-align:justify;text-justify:inter-ideograph;color:#000000;line-height:100%;font-family:Times New Roman;font-size: 10pt;margin:10pt 0pt 0pt;">
				<font style="margin:10pt 0pt 0pt;border-top:1pt none #D9D9D9;border-left:1pt none #D9D9D9;border-bottom:1pt none #D9D9D9;border-right:1pt none #D9D9D9;text-align:justify;text-justify:inter-ideograph;color:#000000;line-height:100%;font-family:Times New Roman;font-size:10pt;;"> (2)</font>
			</p>
		</td><td style="width:3pt;"><p style="width:3pt;width:3pt;font-size:0pt;"></p></td><td align="left" valign="top">
			<p style="border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;text-align:justify;text-justify:inter-ideograph;color:#000000;line-height:100%;font-family:Times New Roman;font-size: 10pt;margin:10pt 0pt 0pt;">
			<font style="display: inline;color:#000000;">Estimated solely for the purpose of calculating the aggregate offering price and the registration fee pursuant to Rules 457(c) and 457(h) promulgated under the Securities Act and computed on the basis of $</font><font style="display: inline;color:#000000;">28.39</font><font style="display: inline;color:#000000;">, which is the </font><font style="display: inline;color:#000000;">weighted </font><font style="display: inline;color:#000000;">average of the high and low prices for </font><font style="display: inline;color:#000000;">the Common Stock</font><font style="display: inline;color:#000000;">, as reported on the NASDAQ Capital Market on </font><font style="display: inline;color:#000000;">December 10,</font><font style="display: inline;color:#000000;"> 2024. </font><font style="display: inline;color:#000000;">&nbsp;</font></p></td></tr></table></div>
		<p style="margin:0pt;line-height:100%;font-family:Times New Roman;font-size: 10pt">
			<font style="display: inline;color:#000000;">&#xFEFF;</font>
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<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>3
<FILENAME>cfbk-20241212xex5_1.htm
<DESCRIPTION>EX-5.1
<TEXT>
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		<title>
			Exhibit 5.1 Opinion of Vorys to Form S-8
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						&nbsp;</p>

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						<font style="font-family:Century Schoolbook;font-weight:bold;color:#000000;font-size:8pt;display: inline;font-family:Times New Roman;color:#17365D;font-size:12pt;">Exhibit 5.1</font></p>

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						<font style="font-family:Century Schoolbook;font-weight:bold;font-size:8pt;display: inline;font-family:Vorys Logo;color:#17365D;font-size:36pt;">v</font></p>

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						<font style="font-family:Century Schoolbook;font-weight:bold;color:#000000;font-size:8pt;display: inline;color:#17365D;">52 East Gay Street</font></p>

					<p style="margin:0pt;text-align:right;font-family:Times New Roman;font-size: 8pt">

						<font style="font-family:Century Schoolbook;font-weight:bold;color:#000000;font-size:8pt;display: inline;color:#17365D;">P.O. Box 1008</font></p>

					<p style="margin:0pt;text-align:right;font-family:Times New Roman;font-size: 8pt">

						<font style="font-family:Century Schoolbook;font-weight:bold;color:#000000;font-size:8pt;display: inline;color:#17365D;">Columbus, Ohio 43216-1008</font></p>

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						&nbsp;</p>

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						<font style="font-family:Century Schoolbook;font-weight:bold;color:#000000;font-size:8pt;display: inline;color:#17365D;">614.464.6400 | www.vorys.com</font></p>

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						&nbsp;</p>

					<p style="margin:0pt;text-align:right;font-family:Times New Roman;font-size: 8pt">

						<font style="font-family:Century Schoolbook;font-weight:bold;color:#000000;font-size:8pt;display: inline;color:#17365D;">Founded 1909</font></p>

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		<p style="margin:0pt 0pt 12pt;text-align:center;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;">December</font><font style="display: inline;font-size:11pt;">&nbsp;</font><font style="display: inline;font-size:11pt;">12</font><font style="display: inline;font-size:11pt;">, 202</font><font style="display: inline;font-size:11pt;">4</font>
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		<p style="margin:0pt;font-family:Times New Roman;font-size: 11pt">
			<a name="Address"></a><a name="Salutation"></a><font style="display: inline;font-size:11pt;">CF </font><font style="display: inline;font-size:11pt;">Ban</font><font style="display: inline;font-size:11pt;">k</font><font style="display: inline;font-size:11pt;">shares Inc.</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;">4960 E</font><font style="display: inline;font-size:11pt;">.</font><font style="display: inline;font-size:11pt;"> Dublin Granville Rd., Suite #400</font>
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		<p style="margin:0pt;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;">Columbus</font><font style="display: inline;font-size:11pt;">, OH </font><font style="display: inline;font-size:11pt;">43081</font>
		</p>
		<p style="margin:0pt;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;">&#xFEFF;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 72pt;text-indent: -36pt;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;">Re:</font><font style="display: inline;font-size:11pt;;font-size: 11pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 26.1pt 0pt 0pt;"></font><font style="display: inline;font-size:11pt;"></font><font style="display: inline;font-size:11pt;">Registration Statement on Form S-8 &#x2013; </font><font style="display: inline;font-size:11pt;">CF </font><font style="display: inline;font-size:11pt;">Ban</font><font style="display: inline;font-size:11pt;">k</font><font style="display: inline;font-size:11pt;">shares Inc. </font><font style="display: inline;font-size:11pt;">2019 Equity </font><font style="display: inline;font-size:11pt;">Incentive</font><font style="display: inline;font-size:11pt;"> Plan</font><font style="display: inline;font-size:11pt;">, as Amended</font>
		</p>
		<p style="margin:12pt 0pt;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;">Ladies and Gentlemen:</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:0pt;text-align:justify;text-justify:inter-ideograph;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;;font-size: 11pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:11pt;">We have acted as counsel to </font><font style="display: inline;font-size:11pt;">CF </font><font style="display: inline;font-size:11pt;">Ban</font><font style="display: inline;font-size:11pt;">k</font><font style="display: inline;font-size:11pt;">shares </font><font style="display: inline;font-size:11pt;">Inc.</font><font style="display: inline;font-size:11pt;">, &nbsp;</font><font style="display: inline;font-size:11pt;">a Delaware</font><font style="display: inline;font-size:11pt;"> corporation (the &#x201C;Company&#x201D;), in connection with the Company&#x2019;s Registration Statement on Form S-8 (the &#x201C;Registration Statement&#x201D;) to be filed with the Securities and Exchange Commission </font><font style="display: inline;font-size:11pt;">(the &#x201C;SEC&#x201D;) </font><font style="display: inline;font-size:11pt;">on the date hereof </font><font style="display: inline;font-size:11pt;">pursuant to the provisions of the Securities Act of 1933, as amended (the &#x201C;Act&#x201D;), and the rules and regulations promulgated thereunder (the &#x201C;Rules and Regulations&#x201D;), for the registration of </font><font style="display: inline;font-size:11pt;">20</font><font style="display: inline;font-size:11pt;">0,000</font><font style="display: inline;font-size:11pt;"> shares</font><font style="display: inline;font-size:11pt;"> of the Company&#x2019;s </font><font style="display: inline;font-size:11pt;">(Voting) </font><font style="display: inline;font-size:11pt;">Common Stock</font><font style="display: inline;font-size:11pt;">, &nbsp;</font><font style="display: inline;font-size:11pt;">$0.01 </font><font style="display: inline;font-size:11pt;">par value</font><font style="display: inline;font-size:11pt;"> per share</font><font style="display: inline;font-size:11pt;">&nbsp;</font><font style="display: inline;font-size:11pt;">(the &#x201C;Common </font><font style="display: inline;font-size:11pt;">Stock</font><font style="display: inline;font-size:11pt;">&#x201D;), </font><font style="display: inline;font-size:11pt;">for issuance and delivery pursuant to </font><font style="display: inline;font-size:11pt;">the </font><font style="display: inline;font-size:11pt;">CF </font><font style="display: inline;font-size:11pt;">Ban</font><font style="display: inline;font-size:11pt;">k</font><font style="display: inline;font-size:11pt;">shares Inc. </font><font style="display: inline;font-size:11pt;">2019 Equity </font><font style="display: inline;font-size:11pt;">Incentive Plan</font><font style="display: inline;font-size:11pt;"> (previously known as the Central Federal Corporation 2019 Equity Incentive Plan), as amended</font><font style="display: inline;font-size:11pt;">&nbsp;</font><font style="display: inline;font-size:11pt;">by the First Amendment to the CF Ban</font><font style="display: inline;font-size:11pt;">k</font><font style="display: inline;font-size:11pt;">shares Inc. 2019 Equity Incentive Plan </font><font style="display: inline;font-size:11pt;">(</font><font style="display: inline;font-size:11pt;">as amended, </font><font style="display: inline;font-size:11pt;">the &#x201C;Plan&#x201D;)</font><font style="display: inline;font-size:11pt;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:0pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;;font-size: 11pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:11pt;">In connection with rendering this opinion, we have examined, to the extent deemed necessary, originals or copies</font><font style="display: inline;font-size:11pt;">, the authenticity of which has been established to our satisfaction,</font><font style="display: inline;font-size:11pt;"> of: (a) the Registration Statement; (b) the Plan; (c) the Company&#x2019;s </font><font style="display: inline;font-size:11pt;">Certificate</font><font style="display: inline;font-size:11pt;"> of Incorp</font><font style="display: inline;font-size:11pt;">oration, as currently in effect</font><font style="display: inline;font-size:11pt;">; (d) the Company&#x2019;s </font><font style="display: inline;font-size:11pt;">Second </font><font style="display: inline;font-size:11pt;">Amended and Restated </font><font style="display: inline;font-size:11pt;">Bylaws</font><font style="display: inline;font-size:11pt;">, as currently in effect</font><font style="display: inline;font-size:11pt;">; and (e) certain corporate records of the Company, including resolutions adopted by the directors of the Company.&nbsp;&nbsp;We have also relied upon such oral or written statements and representations of the officers of the Company and examined such certificates of public officials and authorities of law as we have deemed relevant as a basis for</font><font style="display: inline;font-size:11pt;"> the opinion expressed herein</font><font style="display: inline;font-size:11pt;">.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;">In our examination of the aforesaid records, documents and certificates, we have assumed, without independent investigation, the authenticity of all records, documents and certificates examined by us, the correctness of the information contained in all records, documents and certificates examined by us, the genuineness of all signatures, the legal capacity of all individuals who have executed any of the aforesaid documents and certificates, the authority of all individuals entering and maintaining records, and the conformity to authentic originals of all items submitted to us as copies (whether certified, conformed,</font><font style="display: inline;font-size:11pt;">&nbsp;</font><font style="display: inline;font-size:11pt;">photostatic or by other electronic means) of records, documents or certificates.&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:0pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;;font-size: 11pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:11pt;">We have relied solely upon the examinations and inquiries recited herein, and, except for the examinations and inquiries recited herein, we have not undertaken any independent investigation to determine the existence or absence of any facts, and no inference as to our knowledge concerning such facts should be drawn.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 11pt">

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					<p style="margin:0pt;text-align:center;font-family:Times New Roman;font-size: 8pt">

						<font style="display: inline;font-family:Century Schoolbook;font-weight:bold;color:#17365D;font-size:8pt;">Ohio&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;Washington, D.C.&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;Texas&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;Pennsylvania&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;California&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;London</font></p>

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			&nbsp;

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</div><hr size="3" style="color:#999999" width="100%" align="center"></hr><p style="page-break-after:always">&nbsp;</p><div style="width:100%">

		<p style="margin:0pt;font-family:Times New Roman;font-size: 12pt">

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		<p style="margin:0pt;font-family:Times New Roman;font-size: 11pt">

			<font style="display: inline;font-size:11pt;">CF </font><font style="display: inline;font-size:11pt;">Ban</font><font style="display: inline;font-size:11pt;">k</font><font style="display: inline;font-size:11pt;">shares</font><font style="display: inline;font-size:11pt;"> Inc.</font>

		</p>

		<p style="margin:0pt;font-family:Times New Roman;font-size: 11pt">

			<font style="display: inline;font-size:11pt;">December 12</font><font style="display: inline;font-size:11pt;">, 2024</font>

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		<p style="margin:0pt;font-family:Times New Roman;font-size: 11pt">

			<font style="display: inline;font-size:11pt;">Page </font><font style="display: inline;font-size:11pt;"></font><font style="display: inline;font-size:11pt;">2</font><font style="display: inline;font-size:11pt;"></font>

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			&nbsp;

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			&nbsp;

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</div>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;;font-size: 11pt"><font style="display: inline;font-size:11pt;">Based upon and subject to the foregoing and subject to the qualifications and limitations set forth </font><font style="display: inline;font-size:11pt;">herein</font><font style="display: inline;font-size:11pt;">, as of the date hereof, we are of the opinion that the </font><font style="display: inline;font-size:11pt;">200,000 shares of </font><font style="display: inline;font-size:11pt;">Common </font><font style="display: inline;font-size:11pt;">Stock </font><font style="display: inline;font-size:11pt;">to be registere</font><font style="display: inline;font-size:11pt;">d under the Act </font><font style="display: inline;font-size:11pt;">pursuant to the Registration Statement </font><font style="display: inline;font-size:11pt;">and that may be issuable</font><font style="display: inline;font-size:11pt;"> under the Plan, when issued</font><font style="display: inline;font-size:11pt;"> in accordance with the terms of</font><font style="display: inline;font-size:11pt;"> the Plan</font><font style="display: inline;font-size:11pt;">,</font><font style="display: inline;font-size:11pt;"> will be validly issued, fully paid and non-assessable</font><font style="display: inline;font-size:11pt;">,</font><font style="display: inline;font-size:11pt;"> assuming compliance with applicable securities laws</font><font style="display: inline;font-size:11pt;">.&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:0pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 11pt">
			<a name="Start"></a><font style="display: inline;font-size:11pt;;font-size: 11pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:11pt;"></font><font style="display: inline;font-size:11pt;">The opinions expressed herein are limited solely to the laws of the State of Delaware, as currently in effect, and we express no opinion as to the effect of the laws of any other jurisdiction on the opinions expressed herein. Our opinions are limited to those expressly set forth herein, and we express no opinions by implication.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:0pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;;font-size: 11pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:11pt;">This opinion is based upon the laws and legal interpretations in effect, and the facts and circumstances existing, on the date hereof, and we assume no obligation to revise or supplement this opinion should any such law or legal interpretation be changed by legislative action, judicial interpretation or otherwise or should there be any change in such facts or circumstances.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:0pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;;font-size: 11pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:11pt;"></font><font style="display: inline;font-size:11pt;">This opinion is furnished by us solely for the benefit of the Company in connection with the offering of </font><font style="display: inline;font-size:11pt;">the </font><font style="display: inline;font-size:11pt;">200,000 shares of </font><font style="display: inline;font-size:11pt;">Common </font><font style="display: inline;font-size:11pt;">Stock </font><font style="display: inline;font-size:11pt;">covered by the R</font><font style="display: inline;font-size:11pt;">egistration Statement pursuant to the Plan and the filing of the Registration Statement and any amendments thereto.</font>
		</p>
		<p style="margin:0pt 0pt 12pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;">Notwithstanding the foregoing, we consent to the filing of this opinion </font><font style="display: inline;font-size:11pt;">with the SEC </font><font style="display: inline;font-size:11pt;">as an exhibit to the Registration Statement and to the reference to us therein.&nbsp;&nbsp;By giving such consent, we do not thereby admit that we come within the category of persons whose consent is required under Section</font><font style="display: inline;">&nbsp;</font><font style="display: inline;font-size:11pt;">7 of the Act or the Rules and Regulations.</font>
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		<p style="margin:0pt 0pt 12pt;text-indent:0pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;;font-size: 11pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-size:11pt;">Except in connection with the Registration Statement as aforesaid, no portion of this opinion may be quoted or otherwise used by any person without our prior written consent.</font>
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		<p style="margin:0pt 0pt 12pt 216pt;text-align:justify;text-justify:inter-ideograph;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 11pt">
			<a name="Closing"></a><font style="display: inline;font-size:11pt;">Sincerely,</font>
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		<p style="margin:0pt 0pt 12pt 216pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman;font-size: 11pt">
			<font style="display: inline;font-size:11pt;">/s/ Vorys, Sater, Seymour and Pease LLP</font>
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			<font style="display: inline;font-size:11pt;">Vorys, Sater, Seymour and Pease LLP</font>
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<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>4
<FILENAME>cfbk-20241212xex23_1.htm
<DESCRIPTION>EX-23.1
<TEXT>
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			Exhibit 23.1 Forvis Consent
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			<font style="display: inline;font-weight:bold;color:#000000;font-size:10pt;">EXHIBIT 23.1</font>
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			<font style="display: inline;font-weight:bold;color:#000000;font-size:10pt;">CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</font>
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			<font style="display: inline;">&nbsp;</font>
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			<font style="display: inline;color:#000000;font-size:10pt;">We consent to the incorporation by reference in th</font><font style="display: inline;color:#000000;font-size:10pt;">is</font><font style="display: inline;color:#000000;font-size:10pt;"> Registration Statement </font><font style="display: inline;color:#000000;font-size:10pt;">on Form S-8 </font><font style="display: inline;color:#000000;font-size:10pt;">of </font><font style="display: inline;color:#000000;font-size:10pt;">CF </font><font style="display: inline;color:#000000;font-size:10pt;">Ban</font><font style="display: inline;color:#000000;font-size:10pt;">k</font><font style="display: inline;color:#000000;font-size:10pt;">shares Inc.</font><font style="display: inline;color:#000000;font-size:10pt;">,</font><font style="display: inline;color:#000000;font-size:10pt;"> for the registration of </font><font style="display: inline;color:#000000;font-size:10pt;">200,000 shares of </font><font style="display: inline;color:#000000;font-size:10pt;">(Voting) </font><font style="display: inline;color:#000000;font-size:10pt;">Common </font><font style="display: inline;color:#000000;font-size:10pt;">Stock, $0.01 par value per share, </font><font style="display: inline;color:#000000;font-size:10pt;">of CF Bankshares Inc. </font><font style="display: inline;color:#000000;font-size:10pt;">to be issued pursuant to the </font><font style="display: inline;color:#000000;font-size:10pt;">CF </font><font style="display: inline;color:#000000;font-size:10pt;">Ban</font><font style="display: inline;color:#000000;font-size:10pt;">k</font><font style="display: inline;color:#000000;font-size:10pt;">shares Inc. </font><font style="display: inline;color:#000000;font-size:10pt;">2019 Equity </font><font style="display: inline;color:#000000;font-size:10pt;">Incentive Plan</font><font style="display: inline;color:#000000;font-size:10pt;">, as amended,</font><font style="display: inline;color:#000000;font-size:10pt;"> of our report dated March </font><font style="display: inline;color:#000000;font-size:10pt;">28</font><font style="display: inline;color:#000000;font-size:10pt;">, 2024, </font><font style="display: inline;color:#000000;font-size:10pt;">on our audits of the consolidated financial statements of CF Bankshares Inc. as of December 31, 2023 and 2022, and for each of the three years in the period ended December 31, 2023, which report is included in the Annual Report on Form 10-K of CF Ban</font><font style="display: inline;color:#000000;font-size:10pt;">k</font><font style="display: inline;color:#000000;font-size:10pt;">shares Inc. for the year ended December 31, 2023</font><font style="display: inline;color:#000000;font-size:10pt;">.&nbsp;&nbsp;Our report contained an explanatory paragraph stating CF Bankshares Inc. changed its method of accounting for credit losses on financial instruments due to the adoption of Accounting Standards Codification Topic 326:&nbsp; </font><font style="display: inline;font-style:italic;color:#000000;font-size:10pt;">Financial Instruments &#x2013; Credit Losses</font><font style="display: inline;color:#000000;font-size:10pt;">.</font><font style="display: inline;color:#000000;font-size:10pt;"> &nbsp; &nbsp;</font>
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			<font style="display: inline;color:#000000;font-size:10pt;">F</font><font style="display: inline;color:#000000;font-size:10pt;">orvis</font><font style="display: inline;color:#000000;font-size:10pt;"> &nbsp;M</font><font style="display: inline;color:#000000;font-size:10pt;">azars</font><font style="display: inline;color:#000000;font-size:10pt;">, LLP</font>
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			<font style="display: inline;color:#000000;font-size:10pt;">Indianapolis, Indiana</font>
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			<font style="display: inline;color:#000000;font-size:10pt;">December</font><font style="display: inline;color:#000000;font-size:10pt;">&nbsp;</font><font style="display: inline;color:#000000;font-size:10pt;">12</font><font style="display: inline;color:#000000;font-size:10pt;">, 2024</font>
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