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Consolidated Statements Of Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest and dividend income    
Loans and leases, including fees $ 26,815 $ 26,010
Securities 139 129
FHLB and FRB stock dividends 174 165
Federal funds sold and other 2,072 2,782
Total interest and dividend income 29,200 29,086
Interest expense    
Deposits 15,253 16,650
FHLB advances and other debt 714 785
Subordinated debentures 324 367
Total interest expense 16,291 17,802
Net interest income 12,909 11,284
Provision for credit losses    
Provision for credit losses-loans 352 1,317
Provision (reversal) for credit losses-unfunded commitments 230 (80)
Total provision for credit losses 582 1,237
Net interest income after provision for credit losses 12,327 10,047
Noninterest income    
Service charges on deposit accounts 667 559
Net gains on sales of residential mortgage loans 114 90
Net gains (losses) on sales of commercial loans (18) 167
Net loss on sale of equity security (103)  
Earnings on bank owned life insurance 225 204
Other 321 (115)
Total noninterest income 1,206 905
Noninterest expense    
Salaries and employee benefits 4,183 3,508
Occupancy and equipment 434 434
Data processing 674 615
Franchise and other taxes 303 286
Professional fees 787 663
Director fees 177 125
Postage, printing and supplies 49 44
Advertising and marketing 44 14
Telephone 55 51
Loan expenses 325 447
Foreclosed assets, net 1  
Depreciation 118 130
FDIC premiums 546 600
Regulatory assessment 65 65
Other insurance 46 56
Other 147 149
Total noninterest expense 7,954 7,187
Income before incomes taxes 5,579 3,765
Income tax expense 1,149 695
Net income 4,430 3,070
Earnings allocated to participating securities (Series D preferred stock) (136) (57)
Net income attributable to common stockholders $ 4,294 $ 3,013
Earnings per common share:    
Basic $ 0.68 $ 0.48
Diluted $ 0.68 $ 0.47